FARMAFLEUR
ActiveFARMAFLEUR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €62k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 43% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency56▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.89 in 2024; short-term debt: 45.1% and cash: 23.5% of total assets), but 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.7%
Return on assets
10.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
1 d early
2023
1 d early
2022
2 d late
2021
30 d late
2020
16 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€180k▲ 0.3%
2024 · €180k
2019: €182k
2020: €182k
2021: €178k
2022: €179k
2023: €179k
2024: €180k
2019 → 2025
Total assets
€587k▲ 6.8%
2024 · €549k
2019: €482k
2020: €495k
2021: €457k
2022: €451k
2023: €606k
2024: €549k
2019 → 2025
Net result
€62k▲ 7.7%
2024 · €58k
2019: €11k
2020: €24k
2021: €-4k
2022: €50k
2023: €71k
2024: €58k
2019 → 2025
Working capital
€156k▼ 10.1%
2024 · €173k
2019: €231k
2020: €236k
2021: €214k
2022: €196k
2023: €171k
2024: €173k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€179k▲ 0.3%€179k▲ 0.5%€180k▲ 0.3%€180k▲ 0.3%
Operating result€951-€57k▲ 5,845%€77k▲ 37.0%€65k▼ 15.5%€70k▲ 7.3%
Net result€-4k-€50k€71k▲ 43.0%€58k▼ 18.2%€62k▲ 7.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €587k
Fixed assets
€166k▼ 8.3%
Current assets
€420k▲ 14.2%
Equity and liabilities €587k
Equity
€180k▲ 0.3%
Debt
€406k▲ 10.0%
The debt ratio rises from 67.3% to 69.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▲
2024 · €96k
Cash flow
€95k▲
2024 · €89k
Solvency
30.7%▼
2024 · 32.7%
Current ratio
1.59▼
2024 · 1.89
Quick ratio
0.79▼
2024 · 0.89
Debt / equity
2.25▲
2024 · 2.05
ROE
34.6%▲
2024 · 32.2%
ROA
10.6%▲
2024 · 10.6%
Interest coverage
23.50▲
2024 · 17.67
Debt
€406k▲
2024 · €370k
Debt ≤ 1 year
€264k▲
2024 · €195k
Debt > 1 year
€142k▼
2024 · €172k
Income taxes
€4k▲
2024 · €2k
Staff costs
€77k▲
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€549k€587k▲
Fixed assets21/28€181k€166k▼
Tangible fixed assets22/27€181k€166k▼
Land and buildings22€110k€98k▼
Plant, machinery and equipment23€13k€26k▲
Furniture and vehicles24€58k€43k▼
Current assets29/58€368k€420k▲
Stocks and contracts in progress3€195k€211k▲
Stocks30/36€195k€211k▲
Amounts receivable within one year40/41€97k€66k▼
Trade receivables40€89k€55k▼
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€72k€138k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€549k€587k▲
Equity10/15€180k€180k▲
Contributions10/11€19k€19k=
Reserves13€161k€162k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€31€31=
Distributable reserves133€161k€162k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€370k€406k▲
Amounts payable after more than one year17€172k€142k▼
Financial debts170/4€172k€142k▼
Amounts payable within one year42/48€195k€264k▲
Current portion of amounts payable after more than one year42€30k€30k▲
Trade debts44€51k€72k▲
Suppliers440/4€51k€72k▲
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€171€4k▲
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€102k€149k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€73k€77k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€33k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€174k€181k▲
Operating profit (loss)9901€65k€70k▲
Financial income75/76B€192€278▲
Recurring financial income75€192€278▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€60k€66k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€58k€62k▲
Profit (loss) for the period to be appropriated9905€58k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€62k▲
Transfer to equity691/2€475€452▼
To other reserves6921€475€452▼
Profit to be distributed694/7€58k€62k▲
Directors or managers695€58k€62k▲
Social balance
Average headcount (FTE)90872.12.0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €71k ▲43%
Operating result €77k, net result €71k, both a record.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
31-03
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
31-03
Financial
Weakest financial yearnet €-4k ▼117%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 16 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oosterlinckhoflaan 482180 AntwerpenGround area
461 m²
Building footprint
164 m²
Volume, LiDAR
870 m³
Parcel 11364F0293/00W011, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Apodroom-Peeters
since 20082.168.483.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0293/00W011 | Flanders | 461 m² | 1 · 164 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CARO PHARMA
BE 0899.338.864
Erquelinnes · Eq €180k
PHARMACIE DE NEEF - DUEZ
BE 0445.987.390
Mons · Eq €180k
APOTHECA
BE 0633.956.267
Sint-Joost-ten-Node · Eq €180k
APOTHEEK TINE MARTENS
BE 0862.453.922
Hechtel-Eksel · Eq €180k
GDK PHARMACY
BE 0434.953.344
Grimbergen · Eq €181k
Of 5,224 companies in sector 47730 we hold annual accounts for 3,864. 3,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2007
Fiscal year end31-03
Activities, NACEBEL
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.