FARMACONSULT
ActiveFARMACONSULT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.82M and a net result of €351k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 94% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+11
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 29.18 against 4.43 in 2024), and 5.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.1%
Return on assets
18.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
42 d early
2023
6 d early
2022
9 d late
2021
25 d early
2020
11 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.82M▲ 10.4%
2024 · €1.65M
2018: €1.21M
2019: €1.39M
2020: €1.62M
2021: €1.83M
2022: €1.41M
2023: €1.50M
2024: €1.65M
2018 → 2025
Total assets
€1.94M▲ 2.4%
2024 · €1.89M
2018: €1.37M
2019: €1.54M
2020: €1.80M
2021: €2.04M
2022: €1.67M
2023: €1.70M
2024: €1.89M
2018 → 2025
Net result
€351k▲ 25.7%
2024 · €279k
2018: €133k
2019: €180k
2020: €238k
2021: €237k
2022: €211k
2023: €198k
2024: €279k
2018 → 2025
Working capital
€719k▲ 34.9%
2024 · €533k
2018: €131k
2019: €316k
2020: €491k
2021: €724k
2022: €318k
2023: €377k
2024: €533k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.83M-€1.41M▼ 23.3%€1.50M▲ 7.0%€1.65M▲ 9.8%€1.82M▲ 10.4%
Operating result€85k-€48k▼ 43.2%€30k▼ 37.0%€17k▼ 42.8%€112k▲ 544%
Net result€237k-€211k▼ 11.2%€198k▼ 6.0%€279k▲ 41.0%€351k▲ 25.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 544% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.94M
Fixed assets
€1.19M▼ 0.9%
Current assets
€745k▲ 8.2%
Equity and liabilities €1.94M
Equity
€1.82M▲ 10.4%
Debt
€115k▼ 52.3%
The debt ratio falls from 12.7% to 5.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€123k▲
2024 · €35k
Cash flow
€362k▲
2024 · €297k
Solvency
94.1%▲
2024 · 87.3%
Current ratio
29.18▲
2024 · 4.43
Quick ratio
29.13▲
2024 · 4.42
Debt / equity
0.06▼
2024 · 0.15
ROE
19.3%▲
2024 · 16.9%
ROA
18.1%▲
2024 · 14.8%
Interest coverage
20.47▲
2024 · 5.35
Debt
€115k▼
2024 · €241k
Debt ≤ 1 year
€26k▼
2024 · €155k
Debt > 1 year
€84k▲
2024 · €80k
Income taxes
€60k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.89M€1.94M▲
Fixed assets21/28€1.20M€1.19M▼
Tangible fixed assets22/27€18k€7k▼
Plant, machinery and equipment23€543€328▼
Furniture and vehicles24€17k€7k▼
Financial fixed assets28€1.19M€1.19M=
Current assets29/58€689k€745k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€82k€76k▼
Trade receivables40€50k€58k▲
Other amounts receivable41€31k€18k▼
Cash at bank and in hand54/58€602k€664k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.89M€1.94M▲
Equity10/15€1.65M€1.82M▲
Contributions10/11€19k€19k=
Reserves13€1.38M€1.55M▲
Distributable reserves133€1.38M€1.55M▲
Profit (loss) carried forward14€257k€257k=
Amounts payable17/49€241k€115k▼
Amounts payable after more than one year17€80k€84k▲
Financial debts170/4€80k€84k▲
Amounts payable within one year42/48€155k€26k▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€22k€19k▼
Taxes450/3€22k€15k▼
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€132k€0▼
Accrued charges and deferred income492/3€6k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€11k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€3k▲
Gross operating margin9900€36k€125k▲
Operating profit (loss)9901€17k€112k▲
Financial income75/76B€300k€305k▲
Recurring financial income75€300k€305k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€310k€411k▲
Income taxes67/77€31k€60k▲
Profit (loss) for the period9904€279k€351k▲
Profit (loss) for the period to be appropriated9905€279k€351k▲
Appropriation of the result
Profit (loss) to be appropriated9906€536k€608k▲
Profit (loss) brought forward from the previous period14P€257k€257k▲
Transfer from equity791/2€132k€179k▲
Transfer to equity691/2€279k€351k▲
To other reserves6921€279k€351k▲
Profit to be distributed694/7€132k€179k▲
Return on contributions (dividend)694€132k€179k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €351k ▲25.7%
Operating result €112k, net result €351k, both a record.
31-12
Financial
Liquidity times 7current ratio 29.18
Current ratio from 4.43 to 29.18; short-term debt falls from €155k to €26k.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 27.29
Current ratio from 8.25 to 27.29; short-term debt falls from €18k to €12k.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidstraat 79220 Hamme (Vl.)Ground area
845 m²
Building footprint
386 m²
Volume, LiDAR
2,559 m³
Parcel 42452B1140/00H002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidstraat 7, 9220 Hamme (Vl.)
since 20032.133.189.158
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B1140/00H002 | Flanders | 845 m² | 1 · 386 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Differentia
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NxtLvl
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 5,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2003
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
74142
31001Manufacture of furniture
46190Agents in non-specialised wholesale trade
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
70200Business and other management consultancy
70220Business consulting
72600
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.