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Farma & Fit

Active
Private limited companyfounded 20241 yr activeAarschotsesteenweg 117, 3111 Rotselaar, BelgiumKBO/BCE: BE 1016.864.460
Summary

Farma & Fit has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,933 and a net result of €42,433. Its solvency ranks better than 74% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency88
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.7; short-term debt: 37.1% and cash: 87.1% of total assets), and 37.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.9%
Return on assets
59.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 December 2024, Farma & Fit was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€44,933
Total assets
€71,427
Net result
€42,433
Working capital
€44,933

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €71,427
Equity €44,933
Debt €26,494
Debt finances 37.1% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.70
Debt to equity
0.59
ROE
94.4%
ROA
59.4%
Debt ≤ 1 year
€26,494
Income taxes
€17,364

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€71,427
Current assets29/58€71,427
Amounts receivable within one year40/41€9,192
Trade receivables40€9,121
Other amounts receivable41€71
Cash at bank and in hand54/58€62,235
Equity and liabilities
Total equity and liabilities10/49€71,427
Equity10/15€44,933
Contributions10/11€2,500
Reserves13€42,433
Distributable reserves133€42,433
Amounts payable17/49€26,494
Amounts payable within one year42/48€26,494
Trade debts44€1,311
Suppliers440/4€1,311
Taxes, remuneration and social security45€22,918
Taxes450/3€22,918
Other amounts payable47/48€2,266
Income statement Code2025
Other operating charges640/8€490
Gross operating margin9900€60,338
Operating profit (loss)9901€59,848
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€59,796
Income taxes67/77€17,364
Profit (loss) for the period9904€42,433
Profit (loss) for the period to be appropriated9905€42,433
Appropriation of the result
Profit (loss) to be appropriated9906€42,433
Transfer to equity691/2€42,433
To other reserves6921€42,433

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€490
Gross operating margin9900€60,338
Operating profit (loss)9901€59,848
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€59,796
Income taxes67/77€17,364
Profit (loss) for the period9904€42,433
Profit (loss) for the period to be appropriated9905€42,433
Line2025
Assets
Total assets20/58€71,427
Current assets29/58€71,427
Amounts receivable within one year40/41€9,192
Trade receivables40€9,121
Other amounts receivable41€71
Cash at bank and in hand54/58€62,235
Equity and liabilities
Total equity and liabilities10/49€71,427
Equity10/15€44,933
Contributions10/11€2,500
Reserves13€42,433
Distributable reserves133€42,433
Amounts payable17/49€26,494
Amounts payable within one year42/48€26,494
Trade debts44€1,311
Suppliers440/4€1,311
Taxes, remuneration and social security45€22,918
Taxes450/3€22,918
Other amounts payable47/48€2,266
Line2025
Profit (loss) for the period9904€42,433
Operating cash flow (approximation)€42,433

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
381 m²
Building footprint
137 m²
Volume, LiDAR
754 m³
Parcel 24123A0333/00C000, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SOFIE VAN WINCKEL
Aarschotsesteenweg 117, 3111 RotselaarManufacture of basic pharmaceutical products and pharmaceutical preparations
since 20242.367.569.565
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24123A0333/00C000 Flanders 381 m² 1 · 137 m² 10.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,220 companies in sector 47730 we hold annual accounts for 3,862. 2,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
21201Manufacture of basic pharmaceutical products and pharmaceutical preparations
82990Other business support services
85510Sports and recreation education
93192Activities of independent sportspeople
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016864460
Also 9925:BE1016864460
Registered 04-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.