FARDUCI
ActiveSummary
FARDUCI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-275k) and a net result of €77k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 6157 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6157 sector peers (2024).
NBB · sector comparisonPosition among 6157 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
21 d early
2022
26 d early
2021
72 d late
2020
28 d early
2019
34 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€-275k▲ 21.8%
2023 · €-351k
2018: €-743klowest in 7 years
2019: €-685k▲ +7.8% vs 2018
2020: €-604k▲ +11.9% vs 2019
2021: €-522k▲ +13.6% vs 2020
2022: €-438k▲ +15.9% vs 2021
2023: €-351k▲ +19.9% vs 2022
2024: €-275k▲ +21.8% vs 2023highest in 7 years
2018 → 2024
Net result
€77k▼ 12.3%
2023 · €87k
2018: €-1.09Mlowest in 7 years
2019: €58k▲ +105% vs 2018
2020: €81k▲ +40.2% vs 2019
2021: €82k▲ +1.4% vs 2020
2022: €83k▲ +0.9% vs 2021
2023: €87k▲ +4.9% vs 2022highest in 7 years
2024: €77k▼ -12.3% vs 2023
2018 → 2024
Total assets
€541k▼ 2.5%
2023 · €554k
2018: €197klowest in 7 years
2019: €614k▲ +212% vs 2018highest in 7 years
2020: €583k▼ -5.1% vs 2019
2021: €560k▼ -3.9% vs 2020
2022: €572k▲ +2.2% vs 2021
2023: €554k▼ -3.1% vs 2022
2024: €541k▼ -2.5% vs 2023
2018 → 2024
Solvency
-50.8%▲ 12.5pp
2023 · -63.3%
2018: -377.3%lowest in 7 years
2019: -111.6%▲ +70.4% vs 2018
2020: -103.6%▲ +7.2% vs 2019
2021: -93.1%▲ +10.2% vs 2020
2022: -76.6%▲ +17.7% vs 2021
2023: -63.3%▲ +17.3% vs 2022
2024: -50.8%▲ +19.8% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-604k-€-522k▲ 13.6%€-438k▲ 15.9%€-351k▲ 19.9%€-275k▲ 21.8%
2020: €-604klowest in 5 years
2021: €-522k▲ +13.6% vs 2020
2022: €-438k▲ +15.9% vs 2021
2023: €-351k▲ +19.9% vs 2022
2024: €-275k▲ +21.8% vs 2023highest in 5 years
Operating result€142k-€140k▼ 1.3%€137k▼ 2.3%€144k▲ 5.4%€127k▼ 12.0%
2020: €142k
2021: €140k▼ -1.3% vs 2020
2022: €137k▼ -2.3% vs 2021
2023: €144k▲ +5.4% vs 2022highest in 5 years
2024: €127k▼ -12.0% vs 2023lowest in 5 years
Net result€81k-€82k▲ 1.4%€83k▲ 0.9%€87k▲ 4.9%€77k▼ 12.3%
2020: €81k
2021: €82k▲ +1.4% vs 2020
2022: €83k▲ +0.9% vs 2021
2023: €87k▲ +4.9% vs 2022highest in 5 years
2024: €77k▼ -12.3% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 12% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €541k
Fixed assets
€347k ▼ 7.5%
Current assets
€193k ▲ 8.0%
Key figures and ratios
ROA
14.2%▼
2023 · 15.7%
Debt
€815k▼
2023 · €906k
Debt ≤ 1 year
€308k▲
2023 · €272k
Debt > 1 year
€506k▼
2023 · €634k
Income taxes
€20k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€554k€541k▼
Fixed assets21/28€376k€347k▼
Tangible fixed assets22/27€374k€346k▼
Land and buildings22€372k€343k▼
Plant, machinery and equipment23€1k€630▼
Furniture and vehicles24€1k€3k▲
Financial fixed assets28€1k€1k▼
Current assets29/58€179k€193k▲
Stocks and contracts in progress3€108k€110k▲
Stocks30/36€108k€110k▲
Amounts receivable within one year40/41€46k€57k▲
Trade receivables40€46k€57k▲
Cash at bank and in hand54/58€21k€22k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€554k€541k▼
Equity10/15€-351k€-275k▲
Contributions10/11€19k€19k=
Reserves13€3k€3k=
Tax-exempt reserves132€799€799=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-372k€-296k▲
Amounts payable17/49€906k€815k▼
Amounts payable after more than one year17€634k€506k▼
Financial debts170/4€634k€506k▼
Amounts payable within one year42/48€272k€308k▲
Current portion of amounts payable after more than one year42€110k€128k▲
Financial debts43€72k€87k▲
Credit institutions430/8€72k€87k▲
Trade debts44€40k€51k▲
Suppliers440/4€40k€51k▲
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Other amounts payable47/48€38k€36k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€179k€162k▼
Operating profit (loss)9901€144k€127k▼
Financial income75/76B€88€78▼
Recurring financial income75€88€78▼
Financial charges65/66B€33k€30k▼
Recurring financial charges65€33k€30k▼
Profit (loss) for the period before taxes9903€111k€97k▼
Income taxes67/77€24k€20k▼
Profit (loss) for the period9904€87k€77k▼
Profit (loss) for the period to be appropriated9905€87k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-372k€-296k▲
Profit (loss) brought forward from the previous period14P€-460k€-372k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22k | €25k | €27k | €31k | €31k | ▲ 0.3% |
| Other operating charges640/8 | - | €4k | €4k | €4k | €4k | ▲ 10.5% |
| Gross operating margin9900 | €168k | €168k | €168k | €179k | €162k | ▼ 9.4% |
| Operating profit (loss)9901 | €142k | €140k | €137k | €144k | €127k | ▼ 12.0% |
| Financial income75/76B | - | €20 | €107 | €88 | €78 | ▼ 10.5% |
| Recurring financial income75 | €19 | €20 | €107 | €88 | €78 | ▼ 10.5% |
| Financial charges65/66B | - | €36k | €33k | €33k | €30k | ▼ 9.3% |
| Recurring financial charges65 | €39k | €36k | €33k | €33k | €30k | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €104k | €105k | €104k | €111k | €97k | ▼ 12.9% |
| Income taxes67/77 | €22k | €22k | €21k | €24k | €20k | ▼ 15.1% |
| Profit (loss) for the period9904 | €81k | €82k | €83k | €87k | €77k | ▼ 12.3% |
| Profit (loss) for the period to be appropriated9905 | €81k | €82k | €83k | €87k | €77k | ▼ 12.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €583k | €560k | €572k | €554k | €541k | ▼ 2.5% |
| Fixed assets21/28 | €395k | €383k | €381k | €376k | €347k | ▼ 7.5% |
| Tangible fixed assets22/27 | €394k | €382k | €380k | €374k | €346k | ▼ 7.5% |
| Land and buildings22 | - | €371k | €373k | €372k | €343k | ▼ 7.7% |
| Plant, machinery and equipment23 | - | €3k | €2k | €1k | €630 | ▼ 52.8% |
| Furniture and vehicles24 | - | €9k | €5k | €1k | €3k | ▲ 87.5% |
| Financial fixed assets28 | €803 | €803 | €1k | €1k | €1k | ▼ 19.2% |
| Current assets29/58 | €188k | €178k | €192k | €179k | €193k | ▲ 8.0% |
| Stocks and contracts in progress3 | €104k | €94k | €96k | €108k | €110k | ▲ 1.8% |
| Stocks30/36 | - | €94k | €96k | €108k | €110k | ▲ 1.8% |
| Amounts receivable within one year40/41 | €40k | €38k | €40k | €46k | €57k | ▲ 24.5% |
| Trade receivables40 | - | €38k | €40k | €46k | €57k | ▲ 24.5% |
| Other amounts receivable41 | - | €104 | - | - | - | - |
| Cash at bank and in hand54/58 | €40k | €40k | €51k | €21k | €22k | ▲ 1.8% |
| Deferred charges and accrued income490/1 | - | €5k | €5k | €3k | €4k | ▲ 21.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €583k | €560k | €572k | €554k | €541k | ▼ 2.5% |
| Equity10/15 | €-604k | €-522k | €-438k | €-351k | €-275k | ▲ 21.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €3k | €3k | €3k | €3k | €3k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | - | €799 | €799 | €799 | €799 | = |
| Distributable reserves133 | - | - | - | €2k | €2k | = |
| Profit (loss) carried forward14 | €-625k | €-543k | €-460k | €-372k | €-296k | ▲ 20.6% |
| Amounts payable17/49 | €1.19M | €1.08M | €1.01M | €906k | €815k | ▼ 10.0% |
| Amounts payable after more than one year17 | €954k | €850k | €744k | €634k | €506k | ▼ 20.2% |
| Financial debts170/4 | - | €850k | €744k | €634k | €506k | ▼ 20.2% |
| Amounts payable within one year42/48 | €233k | €232k | €267k | €272k | €308k | ▲ 13.4% |
| Current portion of amounts payable after more than one year42 | - | €103k | €106k | €110k | €128k | ▲ 16.8% |
| Financial debts43 | - | €55k | €57k | €72k | €87k | ▲ 21.1% |
| Credit institutions430/8 | - | €55k | €57k | €72k | €87k | ▲ 21.1% |
| Trade debts44 | €46k | €46k | €58k | €40k | €51k | ▲ 26.0% |
| Suppliers440/4 | - | €46k | €58k | €40k | €51k | ▲ 26.0% |
| Taxes, remuneration and social security45 | - | €10k | €8k | €12k | €7k | ▼ 42.7% |
| Taxes450/3 | - | €10k | €8k | €12k | €7k | ▼ 42.7% |
| Other amounts payable47/48 | - | €18k | €38k | €38k | €36k | ▼ 6.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €81k | €82k | €83k | €87k | €77k | ▼ 12.3% |
| + Depreciation and write-downs630 | €22k | €25k | €27k | €31k | €31k | ▲ 0.3% |
| Operating cash flow (approximation) | €103k | €107k | €110k | €118k | €108k | ▼ 9.0% |
| Investment in fixed assets (approximation) | - | €-13k | €-25k | €-26k | €-3k | ▲ 88.9% |
| Change in cash | - | €295 | €10k | €-29k | €374 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €87k ▲4.9%
Operating result €144k, net result €87k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 72 days late
2021
03-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
374 m²
Building footprint
135 m²
Volume, LiDAR
1,034 m³
Parcel 11344A0474/00Z005, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Farduci
since 20122.209.615.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0474/00Z005 | Flanders | 373 m² | 1 · 135 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 13,776 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-05-2012
Fiscal year end31-12
Trade name NL
APOTHEEK VENNEBORG
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
apotheek.venneborg@telenet.be
Phone
033240727
Scores and ratios are computed by Checked and are not a credit decision.