FARDAN
ActiveFARDAN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €31k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency34▲+17
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.77 in 2024), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
5.8%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
on the day
2022
56 d late
2021
7 d late
2020
2 d early
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€31k▼ 5.1%
2024 · €33k
2019: €2k
2020: €47k
2021: €20k
2022: €-34k
2023: €-27k
2024: €33k
2019 → 2025
Working capital
€-4k▲ 90.4%
2024 · €-41k
2019: €20k
2020: €72k
2021: €10k
2022: €-22k
2023: €-41k
2024: €-41k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€92k▼ 26.9%€64k▼ 29.9%€97k▲ 50.4%€127k▲ 32.0%
Operating result€30k-€-25k€-20k▲ 19.2%€34k€55k▲ 61.4%
Net result€20k-€-34k€-27k▲ 18.5%€33k€31k▼ 5.1%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 61% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €532k
Fixed assets
€418k▼ 9.6%
Current assets
€114k▼ 14.3%
Equity and liabilities €532k
Equity
€127k▲ 32.0%
Debt
€404k▼ 18.9%
The debt ratio falls from 83.8% to 76.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€108k▲
2024 · €84k
Cash flow
€84k▲
2024 · €83k
Solvency
24.0%▲
2024 · 16.2%
Current ratio
0.97▲
2024 · 0.77
Quick ratio
0.68▲
2024 · 0.55
Debt / equity
3.17▼
2024 · 5.16
ROE
24.2%▼
2024 · 33.7%
ROA
5.8%▲
2024 · 5.5%
Interest coverage
9.27▲
2024 · 7.88
Debt
€404k▼
2024 · €498k
Debt ≤ 1 year
€118k▼
2024 · €174k
Debt > 1 year
€284k▼
2024 · €323k
Income taxes
€12k▲
2024 · €306
Staff costs
€64k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€595k€532k▼
Fixed assets21/28€462k€418k▼
Tangible fixed assets22/27€458k€413k▼
Land and buildings22€303k€286k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€94k€78k▼
Other tangible fixed assets26€55k€46k▼
Financial fixed assets28€4k€4k=
Current assets29/58€133k€114k▼
Amounts receivable after more than one year29€10k€10k=
Trade receivables290€10k€10k=
Stocks and contracts in progress3€37k€34k▼
Stocks30/36€37k€34k▼
Amounts receivable within one year40/41€54k€5k▼
Trade receivables40€52k-
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€31k€63k▲
Deferred charges and accrued income490/1€435€2k▲
Equity and liabilities
Total equity and liabilities10/49€595k€532k▼
Equity10/15€97k€127k▲
Contributions10/11€62k€62k=
Profit (loss) carried forward14€35k€65k▲
Amounts payable17/49€498k€404k▼
Amounts payable after more than one year17€323k€284k▼
Financial debts170/4€323k€284k▼
Amounts payable within one year42/48€174k€118k▼
Current portion of amounts payable after more than one year42€38k€38k▼
Trade debts44€63k€9k▼
Suppliers440/4€63k€9k▼
Taxes, remuneration and social security45€29k€41k▲
Taxes450/3€9k€15k▲
Remuneration and social security454/9€20k€27k▲
Other amounts payable47/48€43k€29k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€14k
Remuneration, social security and pensions62€43k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€53k▲
Other operating charges640/8€12k€7k▼
Gross operating margin9900€139k€179k▲
Operating profit (loss)9901€34k€55k▲
Financial income75/76B€10k€12▼
Recurring financial income75€9€12▲
Non-recurring financial income76B€10k-
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€33k€43k▲
Income taxes67/77€306€12k▲
Profit (loss) for the period9904€33k€31k▼
Profit (loss) for the period to be appropriated9905€33k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€65k▲
Profit (loss) brought forward from the previous period14P€2k€35k▲
Social balance
Average headcount (FTE)90871.62.6▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 2 days late
2025
30-06
Financial
Equity above €100kEq €127k ▲32%
2 profitable years in a row build equity to €127k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 56 days late
2022
30-06
Financial
Weakest financial yearnet €-34k ▼269%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 7 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Highest result since 2019net €47k ▲2122%
Net result €47k, the highest in the series.
30-06
Financial
Equity above €100kEq €105k ▲80%
2 profitable years in a row build equity to €105k.
12-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 12 days late
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 5 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
David Van Beverstraat 81150 Sint-Pieters-WoluweGround area
220 m²
Building footprint
221 m²
Volume, LiDAR
2,439 m³
Parcel 21682C0100/00H002, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FARDAN
since 20122.207.660.315
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0100/00H002 | Brussels | 220 m² | 1 · 221 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Woluwe2.207.660.315
Similar companies · same sector, comparable size
DIN
BE 0655.747.318
Leuven · Eq €127k
LUCSUSSTORE
BE 0651.817.828
Merksplas · Eq €128k
GHAZNIWAL
BE 0757.608.602
Antwerpen · Eq €127k
ARSH ENTERPRISE
BE 0776.817.768
Leuven · Eq €128k
Brood & Kaasspeciaalzaak Rik & Nathalie
BE 0809.051.264
Brugge · Eq €127k
Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,494 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2012
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47260Retail trade
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.