Equity
-€39,386
Debts exceed assets in financial year 2025.
FARAYAN
Lifetime
14 annual accounts with figures on one time axispeak €15,314 (2025)
€15,314▲ €33,059
lowest -€36,527 (2024)
-€8,044▲ €28,483
peak €10,911 (2020)
-€39,386▼ €8,044
€136,723▲ 116%
Board1 name since 2014
-
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from -€17,746 to €15,314Loss of €8,044Equity from -€31,342 to -€39,386Debts from €63,155 to €136,723Investments €4,628Cash from €11,464 to €2,573
Key points
from the 2025 annual accountsLosses
-€58,450 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€136,723 140% of the balance sheet
Financial debts 0%Suppliers 71%Taxes and wages 2%Other 27%
Of this, €134,124 falls due within a year.
Investments
€3,460 2.6 × depreciation
Green is investment, beige is depreciation.
Filings
14 annual accounts since 2012
Four of the last ten came late. The 2020 accounts came latest: 30 days after the end of the period.
Position in the sector
-€39,386
Less equity than 88% of companies in food and beverage service. Sector median €28,653 · 17,184 companies.
Checked score
51
Fair
Financially stronger than 14% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.4%▼ -0.1 percentage points vs 05-2025lowest value
07-2025: 1.6%▲ +0.2 percentage points vs 06-2025
08-2025: 1.9%▲ +0.3 percentage points vs 07-2025
09-2025: 1.6%▼ -0.3 percentage points vs 08-2025
10-2025: 1.6%● unchanged vs 09-2025
11-2025: 1.6%● unchanged vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.6%● unchanged vs 03-2026
05-2026: 1.5%▼ -0.1 percentage points vs 04-2026
06-2026: 1.4%▼ -0.1 percentage points vs 05-2026
07-2026: 1.6%▲ +0.2 percentage points vs 06-2026
08-2026: 1.9%▲ +0.3 percentage points vs 07-2026
09-2026: 2.1%▲ +0.2 percentage points vs 08-2026
10-2026: 2.1%● unchanged vs 09-2026highest value
11-2026: 2.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Negative equity -€39,386
Loss of €8,044, the second in a row (financial year 2025)
lowers risk
Size: total assets €97,336
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 5% on liquidity, 21% on profitability and 22% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as FARAYAN has now. Each dot stands for 6 companies, two years later.
90.5%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FARAYAN itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for FARAYAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.64 (0.43 in 2024), below 1. Short-term debt is 137.8% and cash 2.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€39,386
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
19 days late
2023
16 days early
2022
28 days late
2021
27 days early
2020
30 days late
2019
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- Viorika KAMENSKIY all the sharesdeed of 21-02-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0834273838
Change of role: Viorika KAMENSKIY, from manager to director
“nouveau texte de l'article 3” (deed in French) · Viorika KAMENSKIY holds all the shares · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 16-02-2024 · Gazette deed
Incorporation
published on 16-03-2011 · Gazette deed
First establishment
MISTINGUETT, Brugmannlaan 542, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FARAYAN Uccle | €97,336 | €15,314 | -40.5% | - |
| FOUR TREES Sprimont | €90,269 | €12,555 | 20.1% | - |
| AU COULEUR ROUGE Eupen | €93,475 | €14,403 | -131.8% | - |
| Asynchrone Oudenaarde | €106,519 | €16,303 | 87.2% | - |
| LES SAVEURS AU PASSE SIMPLE Chaumont-Gistoux | €93,294 | €15,361 | 65.8% | - |
| Brouwhuis De Kroon Huldenberg | €105,798 | €17,865 | 42.9% | - |
| LUCKY Beveren-Kruibeke-Zwijndrecht | €83,560 | €18,642 | 53.4% | - |
These companies have the same main activity as FARAYAN: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €83,600 and €107,000, founded between 2008 and 2013.
Official details
Source: KBO- Status
- Active since 04-03-2011Normal situation
- Activity
- Cafés and barsNACE 56301and 1 other
- Establishment unit
- 2.197.271.0211180 Uccle, since 04-03-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 04-01-2026
Insights on FARAYAN
FARAYAN files the micro format. That format states no turnover. The gross margin rose from €459 in 2012 to €15,314 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FARAYAN
- What is the company number of FARAYAN?
- The company number of FARAYAN is 0834.273.838. The VAT number is the same number with BE in front: BE 0834.273.838.
- Where is FARAYAN based?
- The registered office is at Brugmannlaan 542, 1180 Uccle.Company details
- What does FARAYAN do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of FARAYAN?
- FARAYAN is a private limited company (BV).
- When was FARAYAN founded?
- FARAYAN was founded on 04-03-2011.
- Is FARAYAN still active?
- Yes, FARAYAN is an active enterprise in the KBO register.
- What is the turnover of FARAYAN?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €15,314 and 100 comparable companies (NACE 56301). It probably lies between €77,000 and €340,000. It is a rough estimate. In financial year 2021 turnover was €33,982.Financials
- Is FARAYAN profitable?
- In financial year 2025, FARAYAN made a loss of €8,044.
- Where can I find the annual accounts of FARAYAN?
- FARAYAN filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FARAYAN due?
- FARAYAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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