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FAP AGRO

Active
Private limited company· 3 yrs active
Steenweg op Leuven 1188 ·1200 Sint-Lambrechts-Woluwe, Belgium
KBO/BCE: BE 0795.967.548
Watch Print / PDF
Belgian State Gazette acts: 0 of 2 read
Age3 yrs
Real estate1 parcel · 2,864 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FAP AGRO is 5.8% (elevated). The 2023 annual accounts show equity of €3.86M and a net result of €64k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
5.8% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 19 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 25-07-2025 6 d early 2025-00326512
31-12-2023 31-07-2024 08-07-2024 23 d early 2024-00227332

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€64k
Working capital€63k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · verkort
Fiscal year2023
Depositverkort
Revenue-
EBITDA-
Net profit€64k
Cash flow-
Staff costs-
Income taxes€23k
Dividends-
Total assets€3.92M
Equity€3.86M
Debt€69k
of which ≤ 1y€67k
of which > 1y-
Working capital€63k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.95
Quick ratio1.95
Working capital ratio1.6%
Solvency98.2%
Debt / equity0.02
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA1.6%
ROE1.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€3.92M
Fixed assets 21/28€3.79M
Tangible fixed assets 22/27€3.79M
Current assets 29/58€130k
Amounts receivable within one year 40/41€78k
Cash & bank 54/58€52k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.92M
Equity 10/15€3.86M
Contributions / capital 10/11€661k
Reserves 13€3.19M
Amounts payable 17/49€69k
Amounts payable within one year 42/48€67k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€96k
Operating result 9901€86k
Financial income 75€480
Financial charges 65€150
Result before taxes 9903€87k
Income taxes 67/77€23k
Net result for the period 9904€64k
Result to be appropriated 9905€328k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
78 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
73 companies at this address See who is registered here

Establishment units

1 location
FAP AGRO
Steenweg op Leuven 1188, 1200 Sint-Lambrechts-WoluweVerhuur en exploitatie van terreinen
since 20232.341.977.995
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,864 m²
Buildings1
Building footprint722 m²
Volume (LiDAR)7,073 m³
Tallest building15.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21018A0002/00P007 Brussels 2,864 m² 1 · 722 m² 15.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health78Profitability8Solvency99Growth-Stability79
66 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 8
Solvency 99
Growth -
Stability 79

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL FAP AGRO
Registered office
Steenweg op Leuven 1188
1200 Sint-Lambrechts-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.