FANTAIL
ActiveSummary
The computed 12-month bankruptcy probability of FANTAIL is 1.9% (moderate). The 2025 annual accounts show equity of €215,303 and a net result of -€440,806. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 10519 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency47▲+28
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.25 against 3.35 in 2024; short-term debt: 36.1% and cash: 4.7% of total assets), and 78.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
-44.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
21 d early
2024
29 d late
2023
5 d late
2022
35 d early
2021
78 d late
2020
33 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 15 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€215,303
2024 · -€88,892
Total assets
€998,987▼ 27.0%
2024 · €1.4m
Net result
-€440,806▼ 112%
2024 · -€207,663
Working capital
-€270,729
2024 · €229,632
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€68,357▼ 322%€12,120-€49,609-€187,955▼ 279%-€321,515▼ 71.1%
Net result-€71,461below the sector's middle half▼ 324%€8,326within the sector's middle half-€56,248below the sector's middle half-€207,663below the sector's middle half▼ 269%-€440,806below the sector's middle half▼ 112%
Equity-€83,307below the sector's middle half▼ 603%-€74,981below the sector's middle half▲ 10.0%€118,772above the sector's middle half-€88,892below the sector's middle half€215,303within the sector's middle half
Total assets€125,726within the sector's middle half▲ 20.5%€152,884within the sector's middle half▲ 21.6%€501,715above the sector's middle half▲ 228%€1.4mabove the sector's middle half▲ 173%€998,987within the sector's middle half▼ 27.0%
Debt€209,034▲ 79.9%€227,865▲ 9.0%€382,944▲ 68.1%€1.5m▲ 281%€783,685▼ 46.2%
Working capital€36,739within the sector's middle half▲ 5.1%€8,534within the sector's middle half▼ 76.8%€308,204above the sector's middle half▲ 3,511%€229,632above the sector's middle half▼ 25.5%-€270,729below the sector's middle half
Solvency-66.3%below the sector's middle half▼ 54.9pp-49.0%below the sector's middle half▲ 17.2pp23.7%within the sector's middle half▲ 72.7pp-6.5%below the sector's middle half▼ 30.2pp21.6%within the sector's middle half▲ 28.0pp
Current ratio1.65within the sector's middle half▼ 0.031.15within the sector's middle half▼ 0.505.37above the sector's middle half▲ 4.223.35above the sector's middle half▼ 2.020.25below the sector's middle half▼ 3.10
Return on assets (ROA)-56.8%below the sector's middle half▼ 40.7pp5.4%within the sector's middle half▲ 62.3pp-11.2%below the sector's middle half▼ 16.7pp-15.2%below the sector's middle half▼ 4.0pp-44.1%below the sector's middle half▼ 29.0pp
Staff (FTE)3.1within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2025 Net result -112% on 2024. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €321,515 in 2025 against €187,955 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €998,987
Fixed assets
€908,932 ▼ 12.7%
Current assets
€90,056 ▼ 72.5%
Equity and liabilities €998,987
Equity
€215,303
Debt
€783,685
Debt finances 78.4% of the balance-sheet total.
Key figures and ratios
EBITDA
-€188,567▼
2024 · -€104,740
Cash flow
-€307,858▼
2024 · -€124,448
Debt to equity
3.64▲
2024 · -16.40
ROE
-204.7%
Interest coverage
-1.58▲
2024 · -5.31
Debt ≤ 1 year
€360,785▲
2024 · €97,589
Debt > 1 year
€422,900▼
2024 · €1.4m
Income taxes
€394
Staff costs
€241,687
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,135 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
5.9%
went bankrupt
6.5%
stopped otherwise
86%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €241,687 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,449 | €13,288 | €23,169 | €83,215 | €132,948 | ▲ 59.8% |
| Other operating charges640/8 | - | €460 | €1,266 | €127 | €118 | ▼ 6.6% |
| Gross operating margin9900 | -€62,907 | €25,867 | -€25,174 | -€104,613 | €53,239 | ▲ 151% |
| Operating profit (loss)9901 | -€68,357 | €12,120 | -€49,609 | -€187,955 | -€321,515 | ▼ 71.1% |
| Financial income75/76B | - | €707 | - | - | €778 | - |
| Recurring financial income75 | - | €707 | - | - | €778 | - |
| Financial charges65/66B | €3,104 | €4,500 | €6,638 | €19,708 | €119,675 | ▲ 507% |
| Recurring financial charges65 | €3,104 | €4,500 | €6,638 | €19,708 | €119,675 | ▲ 507% |
| Profit (loss) for the period before taxes9903 | -€71,461 | €8,326 | -€56,248 | -€207,663 | -€440,412 | ▼ 112% |
| Income taxes67/77 | - | - | - | - | €394 | - |
| Profit (loss) for the period9904 | -€71,461 | €8,326 | -€56,248 | -€207,663 | -€440,806 | ▼ 112% |
| Profit (loss) for the period to be appropriated9905 | -€71,461 | €8,326 | -€56,248 | -€207,663 | -€440,806 | ▼ 112% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €125,726 | €152,884 | €501,715 | €1.4m | €998,987 | ▼ 27.0% |
| Formation expenses20 | €1,678 | €1,193 | €708 | €224 | - | - |
| Fixed assets21/28 | €30,894 | €84,817 | €122,287 | €1.0m | €908,932 | ▼ 12.7% |
| Intangible fixed assets21 | €30,894 | €84,817 | €122,287 | €1.0m | €908,832 | ▼ 12.7% |
| Financial fixed assets28 | - | - | - | - | €100 | - |
| Current assets29/58 | €93,154 | €66,873 | €378,720 | €327,221 | €90,056 | ▼ 72.5% |
| Stocks and contracts in progress3 | €11,019 | €10,292 | €24,300 | - | - | - |
| Stocks30/36 | €11,019 | €10,292 | €24,300 | - | - | - |
| Amounts receivable within one year40/41 | €27,747 | €39,405 | €332,923 | €283,496 | €43,091 | ▼ 84.8% |
| Trade receivables40 | €22,516 | €31,479 | €63,959 | €30,641 | €35,822 | ▲ 16.9% |
| Other amounts receivable41 | €5,231 | €7,925 | €268,964 | €252,855 | €7,269 | ▼ 97.1% |
| Cash at bank and in hand54/58 | €54,388 | €17,177 | €21,498 | €43,725 | €46,964 | ▲ 7.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €125,726 | €152,884 | €501,715 | €1.4m | €998,987 | ▼ 27.0% |
| Equity10/15 | -€83,307 | -€74,981 | €118,772 | -€88,892 | €215,303 | ▲ 342% |
| Contributions10/11 | €5,000 | €5,000 | €255,000 | €255,000 | €1.0m | ▲ 292% |
| Profit (loss) carried forward14 | -€88,307 | -€79,981 | -€136,228 | -€343,892 | -€784,697 | ▼ 128% |
| Amounts payable17/49 | €209,034 | €227,865 | €382,944 | €1.5m | €783,685 | ▼ 46.2% |
| Amounts payable after more than one year17 | €152,618 | €169,526 | €312,427 | €1.4m | €422,900 | ▼ 68.9% |
| Financial debts170/4 | €152,618 | €169,526 | €312,427 | €1.4m | €422,900 | ▼ 68.9% |
| Amounts payable within one year42/48 | €56,415 | €58,339 | €70,517 | €97,589 | €360,785 | ▲ 270% |
| Trade debts44 | €56,415 | €55,816 | €46,681 | €84,642 | €178,292 | ▲ 111% |
| Suppliers440/4 | €56,415 | €55,816 | €46,681 | €84,642 | €178,292 | ▲ 111% |
| Advances received on contracts in progress46 | - | - | €16,762 | - | - | - |
| Taxes, remuneration and social security45 | - | €2,523 | €7,073 | €12,946 | €87,926 | ▲ 579% |
| Taxes450/3 | - | €2,523 | €7,073 | €12,946 | €67,103 | ▲ 418% |
| Remuneration and social security454/9 | - | - | - | - | €20,824 | - |
| Other amounts payable47/48 | - | - | - | - | €94,566 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€71,461 | €8,326 | -€56,248 | -€207,663 | -€440,806 | ▼ 112% |
| + Depreciation and write-downs630 | €5,449 | €13,288 | €23,169 | €83,215 | €132,948 | ▲ 59.8% |
| Operating cash flow (approximation) | -€66,011 | €21,614 | -€33,079 | -€124,448 | -€307,858 | ▼ 147% |
| Investment in fixed assets (approximation) | - | -€67,211 | -€60,638 | -€1.0m | -€324 | ▲ 100.0% |
| Change in cash | - | -€37,212 | €4,321 | €22,227 | €3,239 | ▼ 85.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€440,806
Net result drops to -€440,806, the lowest in the series.
31-12
Financial
Equity above €200,000Eq €215,303
Equity rises from -€88,892 to €215,303.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Liquidity times 5current ratio 5.37
Current ratio from 1.15 to 5.37.
31-12
Financial
Equity above €100,000Eq €118,772
Equity rises from -€74,981 to €118,772.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8,326
Net result €8,326 after 2 loss-making years.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2020
Ground area
2,595 m²
Building footprint
2,028 m²
Volume, LiDAR
20,818 m³
Parcel 23072E0102/00B007, Flanders · tallest building 30.2 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
FANTAIL
since 20202.374.129.636
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23072E0102/00B007 | Flanders | 2,595 m² | 1 · 2,028 m² | 30.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Sourceaccounts VALADIS 202550%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 22,809 EUR awarded · 22,809 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,000 EUR | 5,000 EUR |
| 2024 | 1 | 3,330 EUR | 6,651 EUR |
| 2023 | 1 | 7,479 EUR | 4,158 EUR |
| 2022 | 1 | 7,000 EUR | 7,000 EUR |
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Of 1,330 companies in sector 47762 we hold annual accounts for 479. 369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47762Retail sale of pets, pet food and pet supplies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0748643525
Registered
12-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.