Fanny de Medici
ActiveFanny de Medici has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €70k. Its solvency ranks better than 40% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency76▲+22
Growth78
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.42 against 2.1 in 2024; short-term debt: 8% and cash: 22.4% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
27.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 116%
2024 · €60k
2024: €60k
2024 → 2025
Total assets
€253k▲ 23.3%
2024 · €205k
2024: €205k
2024 → 2025
Net result
€70k▲ 21.9%
2024 · €57k
2024: €57k
2024 → 2025
Working capital
€89k▲ 165%
2024 · €34k
2024: €34k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€60k-€130k▲ 116%
Operating result€82k-€101k▲ 23.3%
Net result€57k-€70k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€143k▲ 1.8%
Current assets
€110k▲ 70.4%
Equity and liabilities €253k
Equity
€130k▲ 116%
Debt
€123k▼ 15.1%
The debt ratio falls from 70.7% to 48.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€110k▼
2024 · €114k
Cash flow
€79k▼
2024 · €90k
Solvency
51.3%▲
2024 · 29.3%
Current ratio
5.42▲
2024 · 2.10
Quick ratio
5.42▲
2024 · 2.10
Debt / equity
0.95▼
2024 · 2.41
ROE
53.7%▼
2024 · 95.0%
ROA
27.5%▼
2024 · 27.8%
Interest coverage
22.85▼
2024 · 43.17
Debt
€123k▼
2024 · €145k
Debt ≤ 1 year
€20k▼
2024 · €31k
Debt > 1 year
€103k▼
2024 · €114k
Income taxes
€27k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€253k▲
Fixed assets21/28€141k€143k▲
Tangible fixed assets22/27€141k€143k▲
Land and buildings22€134k€131k▼
Plant, machinery and equipment23-€6k
Furniture and vehicles24€7k€7k▲
Current assets29/58€64k€110k▲
Amounts receivable within one year40/41€6k€50k▲
Trade receivables40-€22
Other amounts receivable41€6k€50k▲
Cash at bank and in hand54/58€56k€57k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€205k€253k▲
Equity10/15€60k€130k▲
Contributions10/11€3k€3k=
Reserves13€57k€127k▲
Distributable reserves133€57k€127k▲
Amounts payable17/49€145k€123k▼
Amounts payable after more than one year17€114k€103k▼
Financial debts170/4€114k€103k▼
Amounts payable within one year42/48€31k€20k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€10k€993▼
Suppliers440/4€10k€993▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€7k€8k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€9k▼
Other operating charges640/8€1k€150▼
Gross operating margin9900€116k€110k▼
Operating profit (loss)9901€82k€101k▲
Financial income75/76B€184€1k▲
Recurring financial income75€184€1k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€79k€97k▲
Income taxes67/77€22k€27k▲
Profit (loss) for the period9904€57k€70k▲
Profit (loss) for the period to be appropriated9905€57k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€70k▲
Transfer to equity691/2€57k€70k▲
To other reserves6921€57k€70k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 5.42
Current ratio from 2.10 to 5.42; short-term debt falls from €31k to €20k.
30-06
Financial
Equity above €100kEq €130k ▲116%
2 profitable years in a row build equity to €130k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Grenadier, Cor. 305032 GemblouxGround area
1,351 m²
Building footprint
151 m²
Parcel 92026D0288/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Fanny de Medici
since 20232.349.105.418
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92026D0288/00R000 | Wallonia | 1,351 m² | 1 · 151 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NOVAMED GROUP
BE 1010.684.768
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DOCTEUR FLORENCE JAMAR
BE 0775.720.678
Namur · Eq €130k
Dr. Julie Lecomte
BE 1001.431.067
Brecht · Eq €130k
Maison Médicale Les Peupliers
BE 0751.774.942
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GEMAMEDIC
BE 0885.952.567
Sint-Pieters-Woluwe · Eq €130k
Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2023
Fiscal year end30-06
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:stephanie-454@hotmail.com
Phone:+32495452940