FANCY PANTS
ActiveSummary
FANCY PANTS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €-13k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+24
Solvency79▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.84 against 4.84 in 2024; short-term debt: 43.7% and cash: 1.4% of total assets), and 45.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
29 d late
2022
21 d early
2021
33 d early
2020
20 d late
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▼ 8.5%
2024 · €151k
Total assets
€256k▲ 27.2%
2024 · €201k
Net result
€-13k▼ 10.1%
2024 · €-12k
Working capital
€-18k
2024 · €138k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€56k▲ 122%€118k▲ 110%€8k▼ 93.1%€-10k€-11k▼ 18.0%
Net result€34k▲ 121%€82k▲ 139%€3k▼ 95.8%€-12k€-13k▼ 10.1%
Equity€154k▲ 28.5%€204k▲ 33.1%€163k▼ 20.2%€151k▼ 7.2%€139k▼ 8.5%
Total assets€438k▲ 7.4%€230k▼ 47.5%€220k▼ 4.3%€201k▼ 8.7%€256k▲ 27.2%
Debt€285k▼ 1.3%€26k▼ 91.0%€57k▲ 122%€49k▼ 13.0%€117k▲ 137%
Working capital€57k▲ 101%€201k▲ 254%€153k▼ 23.9%€138k▼ 10.0%€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €10k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€161k ▲ 485%
Current assets
€94k ▼ 45.6%
Equity and liabilities €256k
Equity
€139k ▼ 8.5%
Debt
€117k ▲ 137%
Debt's share of the balance-sheet total rises from 24.6% to 45.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €7k
Cash flow
€16k▲
2024 · €5k
Current ratio
0.84▼
2024 · 4.84
Quick ratio
0.42▼
2024 · 3.47
Debt to equity
0.85▲
2024 · 0.33
ROE
-9.3%▼
2024 · -7.8%
ROA
-5.1%▲
2024 · -5.9%
Interest coverage
9.36▲
2024 · 3.17
Debt ≤ 1 year
€112k▲
2024 · €36k
Debt > 1 year
€5k▼
2024 · €13k
Income taxes
€192▼
2024 · €210
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €209k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €3k | €11k | €17k | €29k | ▲ 74.1% |
| Other operating charges640/8 | €2k | €1k | €2k | €1k | €1k | ▼ 2.0% |
| Non-recurring operating charges66A | - | - | €188 | €323 | €539 | ▲ 66.9% |
| Gross operating margin9900 | €76k | €123k | €21k | €8k | €19k | ▲ 127% |
| Operating profit (loss)9901 | €56k | €118k | €8k | €-10k | €-11k | ▼ 18.0% |
| Financial income75/76B | €19 | €446 | €1 | €330 | €559 | ▲ 69.6% |
| Recurring financial income75 | €19 | €446 | €1 | €330 | €559 | ▲ 69.6% |
| Financial charges65/66B | €5k | €4k | €2k | €2k | €2k | ▼ 14.1% |
| Recurring financial charges65 | €5k | €4k | €2k | €2k | €2k | ▼ 14.1% |
| Non-recurring financial charges66B | - | €377 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €52k | €114k | €6k | €-12k | €-13k | ▼ 10.5% |
| Income taxes67/77 | €18k | €33k | €2k | €210 | €192 | ▼ 8.7% |
| Profit (loss) for the period9904 | €34k | €82k | €3k | €-12k | €-13k | ▼ 10.1% |
| Transfer from tax-exempt reserves789 | €86 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €34k | €82k | €3k | €-12k | €-13k | ▼ 10.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €438k | €230k | €220k | €201k | €256k | ▲ 27.2% |
| Fixed assets21/28 | €286k | €10k | €39k | €28k | €161k | ▲ 485% |
| Intangible fixed assets21 | €6k | €4k | €2k | - | - | - |
| Tangible fixed assets22/27 | €280k | €6k | €38k | €28k | €161k | ▲ 485% |
| Land and buildings22 | €260k | €0 | - | €5k | €153k | ▲ 3,098% |
| Plant, machinery and equipment23 | €17k | €4k | - | - | - | - |
| Furniture and vehicles24 | €3k | €2k | €34k | €20k | €7k | ▼ 67.0% |
| Other tangible fixed assets26 | - | - | €4k | €3k | €2k | ▼ 33.6% |
| Current assets29/58 | €152k | €220k | €181k | €173k | €94k | ▼ 45.6% |
| Stocks and contracts in progress3 | €54k | €51k | €51k | €49k | €47k | ▼ 3.8% |
| Stocks30/36 | €54k | €51k | €51k | €49k | €47k | ▼ 3.8% |
| Amounts receivable within one year40/41 | €38k | €64k | €30k | €24k | €42k | ▲ 71.1% |
| Trade receivables40 | €27k | €6k | €30k | €14k | €42k | ▲ 193% |
| Other amounts receivable41 | €12k | €58k | - | €10k | - | - |
| Cash at bank and in hand54/58 | €40k | €97k | €99k | €98k | €4k | ▼ 96.4% |
| Deferred charges and accrued income490/1 | €20k | €8k | €760 | €2k | €2k | ▼ 19.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €438k | €230k | €220k | €201k | €256k | ▲ 27.2% |
| Equity10/15 | €154k | €204k | €163k | €151k | €139k | ▼ 8.5% |
| Contributions10/11 | €19k | €19k | - | - | - | - |
| Reserves13 | €135k | €186k | €163k | €163k | €163k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €133k | €184k | €163k | €163k | €163k | = |
| Profit (loss) carried forward14 | - | €0 | - | €-12k | €-25k | ▼ 110% |
| Amounts payable17/49 | €285k | €26k | €57k | €49k | €117k | ▲ 137% |
| Amounts payable after more than one year17 | €184k | €0 | €29k | €13k | €5k | ▼ 62.3% |
| Financial debts170/4 | €184k | €0 | €29k | €13k | €5k | ▼ 62.3% |
| Amounts payable within one year42/48 | €95k | €19k | €28k | €36k | €112k | ▲ 212% |
| Current portion of amounts payable after more than one year42 | €22k | €0 | - | €8k | €8k | ▲ 4.8% |
| Trade debts44 | €19k | €12k | €6k | €5k | €13k | ▲ 152% |
| Suppliers440/4 | €19k | €12k | €6k | €5k | €13k | ▲ 152% |
| Taxes, remuneration and social security45 | €23k | €7k | €10k | €8k | €10k | ▲ 21.8% |
| Taxes450/3 | €23k | €7k | €10k | €8k | €10k | ▲ 21.8% |
| Other amounts payable47/48 | €31k | €0 | €12k | €14k | €80k | ▲ 462% |
| Accrued charges and deferred income492/3 | €6k | €6k | - | €328 | €333 | ▲ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €82k | €3k | €-12k | €-13k | ▼ 10.1% |
| + Depreciation and write-downs630 | €18k | €3k | €11k | €17k | €29k | ▲ 74.1% |
| Operating cash flow (approximation) | €52k | €85k | €14k | €5k | €16k | ▲ 230% |
| Investment in fixed assets (approximation) | - | €273k | €-40k | €-5k | €-163k | ▼ 3,161% |
| Change in cash | - | €57k | €2k | €-2k | €-94k | ▼ 5,164% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €82k ▲139%
Operating result €118k, net result €82k, both a record.
31-12
Financial
Liquidity times 7current ratio 11.43
Current ratio from 1.60 to 11.43; short-term debt falls from €95k to €19k.
31-12
Financial
Equity above €200kEq €204k ▲33.1%
4 profitable years in a row build equity to €204k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €154k ▲28.5%
3 profitable years in a row build equity to €154k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
Show earlier events
31-12
Financial
Equity above €100kEq €104k ▲104%
Equity rises from €51k to €104k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2007
Ground area
2,322 m²
Building footprint
219 m²
Volume, LiDAR
1,023 m³
Parcel 11022F0019/00V000, Flanders · tallest building 16.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Fancy Pants / Fancy Pants Publishing / Fancy Pants
since 20072.163.155.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022F0019/00V000 | Flanders | 2,322 m² | 1 · 219 m² | 16.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,149 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
96999Other personal services
Scores and ratios are computed by Checked and are not a credit decision.