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FANCHON 1815

Active
Private limited companyfounded 2025active for 1 yearRue Pont-Piraux, Ligny 31, 5140 Sombreffe, BelgiumKBO/BCE: BE 1027.023.429
Summary

FANCHON 1815 has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,821 and a net result of €14,821. Its solvency ranks better than 54% of 16,328 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€189,401total assets 2025
Staff
10 FTE
Equity
€64,821
Profit
€14,821
Turnover not published (micro format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts filed 28 days late
Why 66raises riskSector: Food and beverage service activities (NACE 56)Founded in 2025Size: total assets €189,401lowers riskLiquidity: current ratio 1.33, cash €128,703Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 62% of its sector peers (NACE 56, micro)
Financial strength
Strong
Solvency 59
equity 34.2% of total assets
Liquidity 65
short-term debt 65.2% · cash 68.0%
Profitability 79
return on assets 7.8%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,715 companies, NACE 56, micro)
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.33, below the usual 1.5; short-term debt: 65.2% and cash: 68% of total assets), and 65.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 54% on solvency, 70% on liquidity and 63% on profitability.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.33, cash €128,703
NBB · annual accounts
raises risk · Size: total assets €189,401
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VAN CROMBRUGGE Maxence Michel…

Key points

  • Founded 13 months agofounded 29-08-2025 13 months View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €189,401 View

By topic

Financials

Financial year
2025
Total assets
€189,401
Profit
€14,821
Solvency
34.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
29-08-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
30
Annual meeting
First Thursday of June at 18:30
Purpose
“Toutes activités dans le domaine de I'HORECA, c'est-à-dire, la consultance, la gestion et…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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