FAMIPOW
ActiveFAMIPOW has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
2
/ 100
Critical▼ -63 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency7▼-93
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.42 against 2.89 in 2024), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
-117.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€17k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
21 d early
2024
3 d early
2023
1 d early
2022
19 d early
2021
33 d early
2020
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 91.6%
2024 · €19k
2020: €3k
2021: €5k
2022: €24k
2023: €21k
2024: €19k
2020 → 2025
Total assets
€15k▼ 40.7%
2024 · €25k
2020: €7k
2021: €24k
2022: €43k
2023: €32k
2024: €25k
2020 → 2025
Net result
€-17k▼ 563%
2024 · €-3k
2020: €-2k
2021: €1k
2022: €19k
2023: €-2k
2024: €-3k
2020 → 2025
Working capital
€-7k
2024 · €10k
2020: €445
2021: €-528
2022: €11k
2023: €9k
2024: €10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€24k▲ 388%€21k▼ 9.2%€19k▼ 12.1%€2k▼ 91.6%
Operating result€3k-€26k▲ 692%€-11k€-1k▲ 87.3%€-16k▼ 1,117%
Net result€1k-€19k▲ 1,218%€-2k€-3k▼ 20.2%€-17k▼ 563%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €1k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€10k▼ 3.4%
Current assets
€5k▼ 65.4%
Equity and liabilities €15k
Equity
€2k▼ 91.6%
Debt
€13k▲ 120%
The debt ratio rises from 24.1% to 89.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-14k▼
2024 · €2k
Cash flow
€-15k▼
2024 · €548
Solvency
10.7%▼
2024 · 75.9%
Current ratio
0.42▼
2024 · 2.89
Quick ratio
0.42▼
2024 · 2.89
Debt / equity
8.33▲
2024 · 0.32
ROA
-117.3%▼
2024 · -10.5%
Interest coverage
-19.82▼
2024 · 1.74
Debt
€13k▲
2024 · €6k
Debt ≤ 1 year
€12k▲
2024 · €5k
Income taxes
€194▼
2024 · €220
A ratio outside any meaningful range has been withheld (balance sheet total €15k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€15k▼
Fixed assets21/28€10k€10k▼
Tangible fixed assets22/27€10k€10k▼
Furniture and vehicles24€3k€4k▲
Other tangible fixed assets26€7k€6k▼
Current assets29/58€15k€5k▼
Amounts receivable within one year40/41€6k€135▼
Trade receivables40€5k-
Other amounts receivable41€613€135▼
Cash at bank and in hand54/58€9k€5k▼
Deferred charges and accrued income490/1-€173
Equity and liabilities
Total equity and liabilities10/49€25k€15k▼
Equity10/15€19k€2k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€14k€-3k▼
Amounts payable17/49€6k€13k▲
Amounts payable within one year42/48€5k€12k▲
Trade debts44€654€1k▲
Suppliers440/4€654€1k▲
Taxes, remuneration and social security45€220€414▲
Taxes450/3€220€414▲
Other amounts payable47/48€4k€11k▲
Accrued charges and deferred income492/3€800€800=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€673€670▼
Gross operating margin9900€2k€-13k▼
Operating profit (loss)9901€-1k€-16k▼
Financial charges65/66B€1k€691▼
Recurring financial charges65€1k€691▼
Profit (loss) for the period before taxes9903€-2k€-17k▼
Income taxes67/77€220€194▼
Profit (loss) for the period9904€-3k€-17k▼
Profit (loss) for the period to be appropriated9905€-3k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-3k▼
Profit (loss) brought forward from the previous period14P€16k€14k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €19k ▲1218%
Operating result €26k, net result €19k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Frameries (C.) 997033 MonsGround area
290 m²
Building footprint
162 m²
Volume, LiDAR
1,230 m³
Parcel 53019C0260/00M032, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FAMIPOW
since 20202.312.039.639
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019C0260/00M032 | Wallonia | 290 m² | 1 · 162 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 2,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.