FAMIMO
ActiveSummary
FAMIMO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of -€64,458. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 61% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-3
Solvency90▲+1
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150,000 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.12 in 2024; short-term debt: 35.4% and cash: 0.4% of total assets), and 35.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
-1.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
28 d early
2023
22 d early
2022
25 d early
2021
31 d early
2020
19 d early
2019
75 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€77,730▼ 17.8%
2018 · €94,528
EBIT margin
5.1%▼ 6.8pp
2018 · 11.8%
Net result
-€64,458
2024 · €19,607
Working capital
-€1.3m▼ 4.3%
2024 · -€1.3m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€20,218€20,841▲ 3.1%€12,197▼ 41.5%€20,255▲ 66.1%€13,687▼ 32.4%
Net result€22,749within the sector's middle half€23,188within the sector's middle half▲ 1.9%€26,595within the sector's middle half▲ 14.7%€19,607within the sector's middle half▼ 26.3%-€64,458below the sector's middle half
EBIT margin
Equity€2.5mabove the sector's middle half▲ 0.9%€2.5mabove the sector's middle half▲ 0.9%€2.5mabove the sector's middle half▲ 1.1%€2.6mabove the sector's middle half▲ 0.8%€2.5mabove the sector's middle half▼ 2.5%
Total assets€4.1mabove the sector's middle half▼ 1.5%€4.1mabove the sector's middle half▼ 0.5%€4.1mabove the sector's middle half▲ 0.5%€4.0mabove the sector's middle half▼ 2.9%€3.9mabove the sector's middle half▼ 3.1%
Debt€1.6m▼ 5.0%€1.6m▼ 2.8%€1.6m▼ 0.5%€1.4m▼ 9.0%€1.4m▼ 4.1%
Working capital-€1.4mbelow the sector's middle half▲ 2.5%-€1.3mbelow the sector's middle half▲ 2.4%-€1.3mbelow the sector's middle half▲ 2.8%-€1.3mbelow the sector's middle half▲ 1.8%-€1.3mbelow the sector's middle half▼ 4.3%
Solvency60.6%within the sector's middle half▲ 1.4pp61.5%within the sector's middle half▲ 0.9pp61.8%within the sector's middle half▲ 0.4pp64.2%within the sector's middle half▲ 2.4pp64.6%within the sector's middle half▲ 0.4pp
Current ratio0.17below the sector's middle half▼ 0.020.16below the sector's middle half=0.18below the sector's middle half▲ 0.020.12below the sector's middle half▼ 0.060.04below the sector's middle half▼ 0.08
Return on assets (ROA)0.6%below the sector's middle half▲ 1.1pp0.6%below the sector's middle half=0.6%below the sector's middle half▲ 0.1pp0.5%below the sector's middle half▼ 0.2pp-1.7%below the sector's middle half▼ 2.2pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.9m
Fixed assets
€3.8m ▼ 0.3%
Current assets
€56,269 ▼ 66.6%
Equity and liabilities €3.9m
Equity
€2.5m ▼ 2.5%
Debt
€1.4m ▼ 4.1%
Debt's share of the balance-sheet total falls from 35.8% to 35.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24,478▼
2024 · €30,038
Cash flow
-€53,666▼
2024 · €29,391
Debt to equity
0.55▼
2024 · 0.56
ROE
-2.6%▼
2024 · 0.8%
Interest coverage
0.31▲
2024 · 0.30
Debt ≤ 1 year
€1.4m▼
2024 · €1.4m
Income taxes
€415▼
2024 · €2,179
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,555 | €10,555 | €10,555 | €9,783 | €10,791 | ▲ 10.3% |
| Other operating charges640/8 | €3,176 | €3,213 | €3,093 | €3,481 | €3,092 | ▼ 11.2% |
| Gross operating margin9900 | €33,948 | €34,608 | €25,845 | €33,519 | €27,570 | ▼ 17.7% |
| Operating profit (loss)9901 | €20,218 | €20,841 | €12,197 | €20,255 | €13,687 | ▼ 32.4% |
| Financial income75/76B | €65,000 | €65,046 | €100,000 | €100,092 | €400 | ▼ 99.6% |
| Recurring financial income75 | €65,000 | €65,046 | €100,000 | €100,092 | €400 | ▼ 99.6% |
| Financial charges65/66B | €61,569 | €60,967 | €83,056 | €98,560 | €78,130 | ▼ 20.7% |
| Recurring financial charges65 | €61,569 | €60,967 | €83,056 | €98,560 | €78,130 | ▼ 20.7% |
| Profit (loss) for the period before taxes9903 | €23,649 | €24,920 | €29,141 | €21,787 | -€64,042 | ▼ 394% |
| Income taxes67/77 | €900 | €1,731 | €2,546 | €2,179 | €415 | ▼ 81.0% |
| Profit (loss) for the period9904 | €22,749 | €23,188 | €26,595 | €19,607 | -€64,458 | ▼ 429% |
| Profit (loss) for the period to be appropriated9905 | €22,749 | €23,188 | €26,595 | €19,607 | -€64,458 | ▼ 429% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.1m | €4.1m | €4.1m | €4.0m | €3.9m | ▼ 3.1% |
| Fixed assets21/28 | €3.8m | €3.8m | €3.8m | €3.8m | €3.8m | ▼ 0.3% |
| Tangible fixed assets22/27 | €154,529 | €143,975 | €133,420 | €129,482 | €118,690 | ▼ 8.3% |
| Land and buildings22 | €151,469 | €142,445 | €133,420 | €124,395 | €116,523 | ▼ 6.3% |
| Furniture and vehicles24 | €3,060 | €1,530 | - | €5,086 | €2,167 | ▼ 57.4% |
| Financial fixed assets28 | €3.7m | €3.7m | €3.7m | €3.7m | €3.7m | = |
| Current assets29/58 | €267,374 | €256,185 | €285,476 | €168,522 | €56,269 | ▼ 66.6% |
| Stocks and contracts in progress3 | €2,577 | €1,935 | €1,204 | €1,859 | - | - |
| Stocks30/36 | €2,577 | €1,935 | €1,204 | €1,859 | - | - |
| Amounts receivable within one year40/41 | €226,190 | €229,713 | €260,179 | €124,011 | €40,304 | ▼ 67.5% |
| Trade receivables40 | €37,008 | €29,135 | €26,912 | €21,815 | €37,124 | ▲ 70.2% |
| Other amounts receivable41 | €189,183 | €200,577 | €233,267 | €102,196 | €3,180 | ▼ 96.9% |
| Cash at bank and in hand54/58 | €38,310 | €24,213 | €23,399 | €42,156 | €15,439 | ▼ 63.4% |
| Deferred charges and accrued income490/1 | €297 | €324 | €694 | €496 | €526 | ▲ 6.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.1m | €4.1m | €4.1m | €4.0m | €3.9m | ▼ 3.1% |
| Equity10/15 | €2.5m | €2.5m | €2.5m | €2.6m | €2.5m | ▼ 2.5% |
| Contributions10/11 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Capital10 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Issued capital100 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Reserves13 | €968,791 | €988,791 | €1.0m | €1.0m | €1.0m | = |
| Non-distributable reserves130/1 | €73,812 | €152,050 | €152,050 | €152,050 | €152,050 | = |
| Legal reserve130 | €73,812 | €152,050 | €152,050 | €152,050 | €152,050 | = |
| Distributable reserves133 | €894,979 | €836,741 | €863,241 | €882,841 | €882,841 | = |
| Profit (loss) carried forward14 | €3,697 | €6,885 | €6,980 | €6,988 | -€57,470 | ▼ 922% |
| Amounts payable17/49 | €1.6m | €1.6m | €1.6m | €1.4m | €1.4m | ▼ 4.1% |
| Amounts payable within one year42/48 | €1.6m | €1.6m | €1.6m | €1.4m | €1.4m | ▼ 4.1% |
| Trade debts44 | €16,835 | €12,456 | €18,835 | €7,956 | €9,010 | ▲ 13.2% |
| Suppliers440/4 | €16,835 | €12,456 | €18,835 | €7,956 | €9,010 | ▲ 13.2% |
| Advances received on contracts in progress46 | €13,505 | €802 | €802 | - | - | - |
| Taxes, remuneration and social security45 | €8,207 | €9,454 | €10,489 | €9,595 | €11,401 | ▲ 18.8% |
| Taxes450/3 | €8,207 | €9,454 | €10,489 | €9,595 | €11,401 | ▲ 18.8% |
| Other amounts payable47/48 | €1.6m | €1.6m | €1.5m | €1.4m | €1.3m | ▼ 4.4% |
| Accrued charges and deferred income492/3 | €1,420 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,749 | €23,188 | €26,595 | €19,607 | -€64,458 | ▼ 429% |
| + Depreciation and write-downs630 | €10,555 | €10,555 | €10,555 | €9,783 | €10,791 | ▲ 10.3% |
| Operating cash flow (approximation) | €33,304 | €33,743 | €37,150 | €29,391 | -€53,666 | ▼ 283% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€5,845 | €0 | ▲ 100% |
| Change in cash | - | -€14,097 | -€814 | €18,758 | -€26,718 | ▼ 242% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet -€64,458
Net result drops to -€64,458, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €26,595 ▲14.7%
Net result €26,595, the highest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €22,749
Net result €22,749 after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Ground area
7,783 m²
Building footprint
2,871 m²
Volume, LiDAR
16,059 m³
Parcel 92039B0025/00E000, Wallonia · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Marche(EP) 564, 5101 Namur
since 20092.176.638.626
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039B0025/00E000 | Wallonia | 7,783 m² | 1 · 2,871 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of FAMIMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 17,706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
richard.massart@skynet.beNamur
Phone
0475/485220Namur
E-invoicing
Reachable via Peppol
Peppol ID
0208:0808357913
Registered
14-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.