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FAMILY DESIGN

Active
Private limited companyfounded 2023active for 3 yearsAssesteenweg 116 A, 1740 Ternat, BelgiumKBO/BCE: BE 0798.569.128

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of FAMILY DESIGN is 5.3% (elevated). The 2025 annual accounts show negative equity (-€24,202) and a net result of -€24,872. Equity has been shrinking by about 814% per year since 2023. Its solvency ranks better than 5% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 17-02-2023 Normal situation
Registered office
57 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.341.842.294 1000 Brussel, since 01-03-2023
Financial year end
31 December
Peppol
Reachable since 03-11-2025

Financial position

34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.3%
Annual accounts 2025
Gross margin
€5,844
▼ 48.1%
Turnover
≈ €70,000
estimated
Loss
€24,872
Equity
-€24,202
Total assets
€14,938
▲ 37.4%
Staff
≈ 0.7 FTE
estimated
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 31 days late; 3 of the last 3 accounts lateFounded in 2023lowers riskSize: total assets €14,938Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 4% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 0-31
equity -162.0% of total assets
Liquidity 4-36
short-term debt 262.0% · cash 3.2%
Profitability 0-93
return on assets -166.5%
Bankruptcy probability within 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 4.8% 01-2025: 4.1%▼ -0.7 percentage points vs 12-2024lowest value 02-2025: 4.3%▲ +0.2 percentage points vs 01-2025 03-2025: 4.4%▲ +0.1 percentage points vs 02-2025 04-2025: 4.4%● unchanged vs 03-2025 05-2025: 4.4%● unchanged vs 04-2025 06-2025: 4.3%▼ -0.1 percentage points vs 05-2025 07-2025: 4.3%● unchanged vs 06-2025 08-2025: 4.9%▲ +0.6 percentage points vs 07-2025 09-2025: 5.2%▲ +0.3 percentage points vs 08-2025 10-2025: 5.8%▲ +0.6 percentage points vs 09-2025 11-2025: 5.8%● unchanged vs 10-2025 12-2025: 7.2%▲ +1.4 percentage points vs 11-2025 01-2026: 9.3%▲ +2.1 percentage points vs 12-2025highest value 02-2026: 4.4%▼ -4.9 percentage points vs 01-2026 03-2026: 4.4%● unchanged vs 02-2026 04-2026: 4.5%▲ +0.1 percentage points vs 03-2026 05-2026: 4.5%● unchanged vs 04-2026 06-2026: 4.4%▼ -0.1 percentage points vs 05-2026 07-2026: 4.4%● unchanged vs 06-2026 08-2026: 4.9%▲ +0.5 percentage points vs 07-2026 09-2026: 6.0%▲ +1.1 percentage points vs 08-2026 10-2026: 5.3%▼ -0.7 percentage points vs 09-2026 11-2026: 5.3%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.38 (1.03 in 2024), below 1. Short-term debt is 262% and cash 3.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 6% on liquidity, 5% on profitability and 0% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €14,938
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€24,202
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
153 days late
2023
135 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 106 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 December (3 of the last 3 accounts filed within 105 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€24,202 View
  • Caution: Lower solvency than 95% of companies in construction of buildingssector median 43.0% · 9,380 companies -162.0% View

Comparable companies

These companies have the same main activity as FAMILY DESIGN: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €13,000 and €16,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
FAMILY DESIGN Ternat€14,938€5,844
YAT CONSTRUCT Asse€14,598€6,034
CAROLO-CARRELAGE Sint-Pieters-Leeuw€14,395€5,277
MDS BUSINESS Merchtem€13,001€5,087
Willaert Barry Hamme (Vl.)€15,087€6,157
MJG Construct Lommel€13,066€5,821
BRI GROEP Geraardsbergen€15,954€7,169
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about FAMILY DESIGN

What is the company number of FAMILY DESIGN?
The company number of FAMILY DESIGN is 0798.569.128. The VAT number is the same number with BE in front: BE 0798.569.128.
Where is FAMILY DESIGN based?
The registered office is at Assesteenweg 116 A, 1740 Ternat.Company details
What does FAMILY DESIGN do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of FAMILY DESIGN?
The legal form of FAMILY DESIGN is Private limited company (BV).
When was FAMILY DESIGN founded?
FAMILY DESIGN was founded on 17-02-2023.
Is FAMILY DESIGN still active?
Yes, FAMILY DESIGN is an active enterprise in the KBO register.
What is the turnover of FAMILY DESIGN?
The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €5,844 and 268 comparable companies (NACE 41001). It probably lies between €37,000 and €130,000. It is a rough estimate.Financials
Is FAMILY DESIGN profitable?
In financial year 2025, FAMILY DESIGN made a loss of €24,872.
Where can I find the annual accounts of FAMILY DESIGN?
FAMILY DESIGN filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FAMILY DESIGN due?
FAMILY DESIGN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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