FAMILIMMO
ActiveThe computed 12-month bankruptcy probability of FAMILIMMO is 3.7% (moderate). The 2025 annual accounts show equity of €297k and a net result of €-5k. Equity remains stable across the filed fiscal years (±1.7% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-4
Solvency59▲+1
Growth58=
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.02 in 2024; short-term debt: 11.4% of total assets), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
on the day
2023
52 d early
2022
42 d early
2021
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€297k▼ 1.8%
2024 · €303k
2021: €317k
2022: €313k
2023: €308k
2024: €303k
2021 → 2025
Total assets
€875k▼ 3.4%
2024 · €905k
2021: €1.02M
2022: €970k
2023: €938k
2024: €905k
2021 → 2025
Net result
€-5k▼ 1.5%
2024 · €-5k
2021: €-38k
2022: €-3k
2023: €-5k
2024: €-5k
2021 → 2025
Working capital
€-98k▼ 3.0%
2024 · €-95k
2021: €-88k
2022: €-90k
2023: €-93k
2024: €-95k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€317k-€313k▼ 1.1%€308k▼ 1.7%€303k▼ 1.7%€297k▼ 1.8%
Operating result€-24k-€8k€6k▼ 29.8%€5k▼ 6.4%€8k▲ 46.5%
Net result€-38k-€-3k▲ 91.1%€-5k▼ 56.6%€-5k▲ 1.9%€-5k▼ 1.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €875k
Fixed assets
€873k▼ 3.3%
Current assets
€2k▲ 0.8%
Equity and liabilities €875k
Equity
€297k▼ 1.8%
Debt
€577k▼ 4.2%
The debt ratio falls from 66.6% to 66.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €36k
Cash flow
€25k▼
2024 · €25k
Solvency
34.0%▲
2024 · 33.4%
Current ratio
0.02▼
2024 · 0.02
Quick ratio
0.02▼
2024 · 0.02
Debt / equity
1.94▼
2024 · 1.99
ROE
-1.8%▼
2024 · -1.7%
ROA
-0.6%▼
2024 · -0.6%
Interest coverage
2.90▼
2024 · 3.39
Debt
€577k▼
2024 · €603k
Debt ≤ 1 year
€99k▲
2024 · €96k
Debt > 1 year
€478k▼
2024 · €506k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€905k€875k▼
Formation expenses20€462-
Fixed assets21/28€903k€873k▼
Tangible fixed assets22/27€903k€873k▼
Land and buildings22€783k€757k▼
Plant, machinery and equipment23€120k€116k▼
Current assets29/58€2k€2k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€905k€875k▼
Equity10/15€303k€297k▼
Contributions10/11€355k€355k=
Capital10€355k€355k=
Issued capital100€355k€355k=
Profit (loss) carried forward14€-52k€-58k▼
Amounts payable17/49€603k€577k▼
Amounts payable after more than one year17€506k€478k▼
Financial debts170/4€501k€473k▼
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€96k€99k▲
Current portion of amounts payable after more than one year42€28k€28k▲
Financial debts43€221€3k▲
Credit institutions430/8€221€3k▲
Trade debts44€250€229▼
Suppliers440/4€250€229▼
Other amounts payable47/48€68k€68k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€39k€43k▲
Operating profit (loss)9901€5k€8k▲
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€-5k€-5k▼
Profit (loss) for the period9904€-5k€-5k▼
Profit (loss) for the period to be appropriated9905€-5k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-58k▼
Profit (loss) brought forward from the previous period14P€-47k€-52k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sinte-Aleidisvoorplein 251150 Sint-Pieters-WoluweGround area
156 m²
Building footprint
122 m²
Volume, LiDAR
1,189 m³
Parcel 21683D0371/00N004, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0371/00N004 | Brussels | 156 m² | 1 · 122 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-10-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:familimmosa@gmail.com