Skip to content

FAMICOL

Active
Private limited companyfounded 1987active for 39 yearsRue du Moulin au Bois (H.) 2, 7022 Mons, BelgiumKBO/BCE: BE 0431.971.583
Summary

FAMICOL has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224,395 and a net result of -€18,980. Equity is shrinking by about 5.7% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · financial year 2025, micro format

Turnover
≈ €120,000
Estimated: probably between €70,000 and €210,000
EBIT margin
Not included in this filing
Net result
-€18,980▼ 2,712%
2024 · -€675
Working capital
€14,119▲ 64.3%
2024 · €8,592
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €17,574 in 2025 against €296 in 2024; the loss grows and 2025 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€17,574 2025 Net result-€18,980 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€72,171-€5,867▼ 91.9%-€21,666-€5,142▲ 76.3%-€12,812▼ 149%-€12,523▲ 2.3%-€296▲ 97.6%-€17,574▼ 5,831%
Net result€50,091-€1,855▼ 96.3%-€22,429-€5,381▲ 76.0%-€13,113▼ 144%-€12,876▲ 1.8%-€675▲ 94.8%-€18,980▼ 2,712%
Equity€586,706-€573,561▼ 2.2%€536,132▼ 6.5%€505,751▼ 5.7%€477,638▼ 5.6%€449,762▼ 5.8%€434,087▼ 3.5%€224,395▼ 48.3%
Total assets€711,623-€650,725▼ 8.6%€566,414▼ 13.0%€540,194▼ 4.6%€502,447▼ 7.0%€475,291▼ 5.4%€458,401▼ 3.6%€251,685▼ 45.1%
Debt€124,917-€77,164▼ 38.2%€30,282▼ 60.8%€34,443▲ 13.7%€24,809▼ 28.0%€25,529▲ 2.9%€24,314▼ 4.8%€27,289▲ 12.2%
Working capital-€64,638--€62,858▲ 2.8%€3,370€15,171▲ 350%€15,363▲ 1.3%€13,616▼ 11.4%€8,592▼ 36.9%€14,119▲ 64.3%
Staff (FTE)0.2-0.2=0.2=1▲ 400%1=1=0.7▼ 30.0%
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251,685
Fixed assets €212,276 ▼ 50.1%
Current assets €39,408 ▲ 19.8%
Equity and liabilities €251,685
Equity €224,395 ▼ 48.3%
Debt €27,289 ▲ 12.2%
Debt's share of the balance-sheet total rises from 5.3% to 10.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20,861▼
2024 · €42,871
Cash flow
€19,456▼
2024 · €42,493
Current ratio
1.56▲
2024 · 1.35
Debt to equity
0.12▲
2024 · 0.06
ROE
-8.5%▼
2024 · -0.2%
ROA
-7.5%▼
2024 · -0.1%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€25,289▲
2024 · €24,314
Debt > 1 year
€2,000
Income taxes
€1,251▲
2024 · €0
Staff costs
€418▼
2024 · €4,690
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90.3% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€458,401€251,685▼
Fixed assets21/28€425,495€212,276▼
Tangible fixed assets22/27€425,346€212,127▼
Land and buildings22€424,496€210,823▼
Furniture and vehicles24€850€1,305▲
Financial fixed assets28€149€149=
Current assets29/58€32,906€39,408▲
Amounts receivable after more than one year29€3,502€944▼
Other amounts receivable291€3,502€944▼
Amounts receivable within one year40/41€1,205€132▼
Trade receivables40€195€132▼
Other amounts receivable41€1,010€0▼
Cash at bank and in hand54/58€21,774€33,902▲
Deferred charges and accrued income490/1€6,425€4,431▼
Equity and liabilities
Total equity and liabilities10/49€458,401€251,685▼
Equity10/15€434,087€224,395▼
Contributions10/11€132,004€75,585▼
Revaluation surpluses12€22,969€21,107▼
Reserves13€79,589€47,435▼
Non-distributable reserves130/1€9,440€9,440=
Reserves not available under the articles1311€9,440€9,440=
Distributable reserves133€70,149€37,995▼
Profit (loss) carried forward14€199,525€80,268▼
Amounts payable17/49€24,314€27,289▲
Amounts payable after more than one year17-€2,000
Other amounts payable178/9-€2,000
Amounts payable within one year42/48€24,314€25,289▲
Trade debts44€93€93=
Suppliers440/4€93€93=
Taxes, remuneration and social security45€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€24,221€25,196▲
Income statement Code20242025
Non-recurring operating income76A€6,244€0▼
Remuneration, social security and pensions62€4,690€418▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43,168€38,435▼
Other operating charges640/8€7,004€7,616▲
Gross operating margin9900€54,566€28,895▼
Operating profit (loss)9901-€296-€17,574▼
Financial income75/76B€8€2▼
Recurring financial income75€8€2▼
Financial charges65/66B€386€157▼
Recurring financial charges65€386€157▼
Profit (loss) for the period before taxes9903-€675-€17,729▼
Income taxes67/77€0€1,251▲
Profit (loss) for the period9904-€675-€18,980▼
Profit (loss) for the period to be appropriated9905-€675-€18,980▼
Appropriation of the result
Profit (loss) to be appropriated9906€214,525€95,268▼
Profit (loss) brought forward from the previous period14P€215,200€114,248▼
Profit to be distributed694/7€15,000€15,000=
Return on contributions (dividend)694€15,000€15,000=

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A------€6,244€0▼ 100%
Remuneration, social security and pensions62---€6,336€6,658€7,444€4,690€418▼ 91.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50,392€53,186€42,200€42,182€43,537€42,628€43,168€38,435▼ 11.0%
Other operating charges640/8---€3,884€3,897€6,775€7,004€7,616▲ 8.7%
Gross operating margin9900€134,500€73,503€41,728€47,260€41,280€44,324€54,566€28,895▼ 47.0%
Operating profit (loss)9901€72,171€5,867-€21,666-€5,142-€12,812-€12,523-€296-€17,574▼ 5,831%
Financial income75/76B----€1€0€8€2▼ 73.3%
Recurring financial income75€59€57€8-€1€0€8€2▼ 73.3%
Financial charges65/66B---€239€302€353€386€157▼ 59.4%
Recurring financial charges65€3,484€3,177€240€239€302€353€386€157▼ 59.4%
Profit (loss) for the period before taxes9903€68,746€2,748-€21,899-€5,381-€13,113-€12,876-€675-€17,729▼ 2,528%
Income taxes67/77€18,655€892€531---€0€1,251▲ 4,169×
Profit (loss) for the period9904€50,091€1,855-€22,429-€5,381-€13,113-€12,876-€675-€18,980▼ 2,712%
Profit (loss) for the period to be appropriated9905€50,091€1,855-€22,429-€5,381-€13,113-€12,876-€675-€18,980▼ 2,712%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€711,623€650,725€566,414€540,194€502,447€475,291€458,401€251,685▼ 45.1%
Fixed assets21/28€651,344€636,419€532,763€490,581€462,275€436,147€425,495€212,276▼ 50.1%
Tangible fixed assets22/27€651,196€636,270€532,614€490,432€462,126€435,998€425,346€212,127▼ 50.1%
Land and buildings22---€489,040€460,562€434,791€424,496€210,823▼ 50.3%
Furniture and vehicles24---€1,392€1,564€1,207€850€1,305▲ 53.5%
Financial fixed assets28€149€149€149€149€149€149€149€149=
Current assets29/58€60,278€14,307€33,651€49,614€40,172€39,145€32,906€39,408▲ 19.8%
Amounts receivable after more than one year29---€3,502€3,502€3,502€3,502€944▼ 73.0%
Other amounts receivable291---€3,502€3,502€3,502€3,502€944▼ 73.0%
Amounts receivable within one year40/41€5,467€2,358€646-€2,600€0€1,205€132▼ 89.0%
Trade receivables40----€2,600€0€195€132▼ 32.2%
Other amounts receivable41------€1,010€0▼ 100%
Cash at bank and in hand54/58€46,547€3,044€27,109€40,592€27,918€29,561€21,774€33,902▲ 55.7%
Deferred charges and accrued income490/1---€5,520€6,152€6,082€6,425€4,431▼ 31.0%
Equity and liabilities
Total equity and liabilities10/49€711,623€650,725€566,414€540,194€502,447€475,291€458,401€251,685▼ 45.1%
Equity10/15€586,706€573,561€536,132€505,751€477,638€449,762€434,087€224,395▼ 48.3%
Contributions10/11€94,399€94,399-€132,004€132,004€132,004€132,004€75,585▼ 42.7%
Revaluation surpluses12---€30,419€26,694€24,832€22,969€21,107▼ 8.1%
Reserves13€68,415€70,277€72,139€72,139€75,864€77,727€79,589€47,435▼ 40.4%
Non-distributable reserves130/1---€9,440€9,440€9,440€9,440€9,440=
Reserves not available under the articles1311---€9,440€9,440€9,440€9,440€9,440=
Distributable reserves133---€62,700€66,424€68,287€70,149€37,995▼ 45.8%
Profit (loss) carried forward14€352,144€338,999€301,570€271,189€243,076€215,200€199,525€80,268▼ 59.8%
Amounts payable17/49€124,917€77,164€30,282€34,443€24,809€25,529€24,314€27,289▲ 12.2%
Amounts payable after more than one year17-------€2,000-
Other amounts payable178/9-------€2,000-
Amounts payable within one year42/48€124,917€77,164€30,282€34,443€24,809€25,529€24,314€25,289▲ 4.0%
Trade debts44€10,981€201€3,990€988€174€663€93€93=
Suppliers440/4---€988€174€663€93€93=
Taxes, remuneration and social security45---€462€471€545€0--
Remuneration and social security454/9---€462€471€545€0--
Other amounts payable47/48---€32,992€24,164€24,321€24,221€25,196▲ 4.0%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€50,091€1,855-€22,429-€5,381-€13,113-€12,876-€675-€18,980▼ 2,712%
+ Depreciation and write-downs630€50,392€53,186€42,200€42,182€43,537€42,628€43,168€38,435▼ 11.0%
Operating cash flow (approximation)€100,483€55,041€19,771€36,801€30,424€29,752€42,493€19,456▼ 54.2%
Investment in fixed assets (approximation)--€38,260€61,456€0-€15,231-€16,499-€32,516€174,783-
Change in cash--€43,502€24,064€13,483-€12,673€1,642-€7,787€12,128-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 38 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 24-06-2026 2026-00199753
31-12-2024 micro format 24-04-2025 2025-00078296
31-12-2023 micro format 21-08-2024 2024-00361552
31-12-2022 micro format 16-08-2023 2023-00333130
31-12-2021 micro format 21-07-2022 2022-20220219
31-12-2020 micro format 23-09-2021 2021-68200282
31-12-2019 full format 09-09-2020 2020-52000035
31-12-2018 full format 04-07-2019 2019-28600245
31-12-2017 full format 14-06-2018 2018-18400110
31-12-2016 full format 12-07-2017 2017-30600436

Show all 38 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.