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FAMI PEINT

Active
Private limited companyfounded 198838 yrs activeSander Pierronstraat 28, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0433.605.242
Summary

FAMI PEINT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,114 and a net result of -€3,696. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
FAMI PEINTActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341NACE 45441
1 site
Size
€143,941total assets 2025
Equity
€82,114
Loss
-€3,696
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts filed 28 d late0 of 5 deeds read
Why 67- Sector Specialised construction activities (NACE 43)- Latest accounts 28 days late; 2 of the last 3 late- Size: total assets €143,941+ Founded in 1988Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 33% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 82+5
equity 57.0% of total assets
Liquidity 40+7
short-term debt 43.0% · cash 8.3%
Profitability 16+12
return on assets -2.6%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● 0.0% vs 11-2024 01-2025: 0.8%▼ -1.6% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%▼ -1.4% vs 02-2025 04-2025: 0.8%▲ +0.4% vs 03-2025 05-2025: 0.8%▼ -1.1% vs 04-2025 06-2025: 0.8%▼ -3.0% vs 05-2025 07-2025: 1.0%▲ +19.0% vs 06-2025 08-2025: 1.3%▲ +32.6% vs 07-2025 09-2025: 1.4%▲ +9.7% vs 08-2025 10-2025: 2.2%▲ +58.5% vs 09-2025 11-2025: 2.2%● 0.0% vs 10-2025 12-2025: 2.2%● 0.0% vs 11-2025 01-2026: 2.2%▼ -1.5% vs 12-2025 02-2026: 2.2%● 0.0% vs 01-2026 03-2026: 2.1%▼ -1.2% vs 02-2026 04-2026: 2.2%▲ +1.0% vs 03-2026 05-2026: 2.0%▼ -5.9% vs 04-2026 06-2026: 2.0%▼ -2.6% vs 05-2026 07-2026: 2.1%▲ +4.8% vs 06-2026 08-2026: 2.6%▲ +24.3% vs 07-2026highest value 09-2026: 0.8%▼ -70.4% vs 08-2026lowest value 10-2026: 0.8%● 0.0% vs 09-2026lowest value
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Latest accounts 28 days late; 2 of the last 3 late raises the probability
  • Founded in 1988 lowers the probability for this profile
  • Size: total assets €143,941 raises the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.01 in 2024; short-term debt: 43% and cash: 8.3% of total assets), and 43% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 62%, liquidity 29%, profitability 13%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 28 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1988
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €143,941
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,696
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
57 d late
2023
58 d late
2022
37 d late
2021
31 d late
2020
31 d early
2019
94 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€19,386

Key points

  • Caution: Among the weakest 18% on net resultsector median €10,073 · 32,329 companies -€3,696 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€3,696 View
  • Active since 1988founded 13-03-1988 38 years View

By topic

Financials

Fiscal year
2025
Total assets
€143,941
Loss
-€3,696
Solvency
57.0%
Total assets▼ 12.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 26-09-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
13-03-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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