FAMEREE - ANDRE
ActiveSummary
FAMEREE - ANDRE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €94,444 and a net result of €5,449. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 93% of 2025 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▼-13
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 8.81 against 4.93 in 2023; short-term debt: 8.7% and cash: 67.5% of total assets), and 8.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
2022
150 d late
2021
29 d late
2020
54 d early
2019
63 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€94,444▼ 0.6%
2023 · €94,995
Total assets
€103,392▼ 7.7%
2023 · €112,034
Net result
€5,449▼ 68.3%
2023 · €17,197
Working capital
€69,888▲ 4.4%
2023 · €66,961
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€1,166€2,857€3,395▲ 18.8%€19,564▲ 476%€7,738▼ 60.4%
Net result-€5,290within the sector's middle half€2,090within the sector's middle half€1,223within the sector's middle half▼ 41.5%€17,197within the sector's middle half▲ 1,306%€5,449within the sector's middle half▼ 68.3%
Equity€91,485within the sector's middle half▼ 5.5%€93,575within the sector's middle half▲ 2.3%€94,798within the sector's middle half▲ 1.3%€94,995within the sector's middle half▲ 0.2%€94,444within the sector's middle half▼ 0.6%
Total assets€96,002within the sector's middle half▼ 19.7%€100,117within the sector's middle half▲ 4.3%€109,902within the sector's middle half▲ 9.8%€112,034within the sector's middle half▲ 1.9%€103,392within the sector's middle half▼ 7.7%
Debt€4,517▼ 80.1%€6,542▲ 44.8%€15,104▲ 131%€17,039▲ 12.8%€8,948▼ 47.5%
Working capital€59,261above the sector's middle half▼ 16.7%€67,296above the sector's middle half▲ 13.6%€77,383above the sector's middle half▲ 15.0%€66,961above the sector's middle half▼ 13.5%€69,888above the sector's middle half▲ 4.4%
Solvency95.3%above the sector's middle half▲ 14.3pp93.5%above the sector's middle half▼ 1.8pp86.3%above the sector's middle half▼ 7.2pp84.8%above the sector's middle half▼ 1.5pp91.3%above the sector's middle half▲ 6.6pp
Current ratio14.12above the sector's middle half▲ 9.9911.29above the sector's middle half▼ 2.836.12above the sector's middle half▼ 5.164.93above the sector's middle half▼ 1.198.81above the sector's middle half▲ 3.88
Return on assets (ROA)-5.5%within the sector's middle half▼ 14.4pp2.1%within the sector's middle half▲ 7.6pp1.1%within the sector's middle half▼ 1.0pp15.3%above the sector's middle half▲ 14.2pp5.3%within the sector's middle half▼ 10.1pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 60% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103,392
Fixed assets
€24,557 ▼ 12.4%
Current assets
€78,836 ▼ 6.1%
Equity and liabilities €103,392
Equity
€94,444 ▼ 0.6%
Debt
€8,948 ▼ 47.5%
Debt's share of the balance-sheet total falls from 15.2% to 8.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12,206▼
2023 · €22,878
Cash flow
€9,918▼
2023 · €20,510
Quick ratio
8.77▲
2023 · 4.86
Debt to equity
0.09▼
2023 · 0.18
ROE
5.8%▼
2023 · 18.1%
Interest coverage
6.78▼
2023 · 12.69
Debt ≤ 1 year
€8,948▼
2023 · €17,039
Income taxes
€753▲
2023 · €639
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,657 | €7,012 | €3,073 | €3,313 | €4,468 | ▲ 34.9% |
| Other operating charges640/8 | - | €1,078 | €622 | €726 | €683 | ▼ 5.9% |
| Gross operating margin9900 | €3,831 | €10,947 | €7,090 | €23,604 | €12,890 | ▼ 45.4% |
| Operating profit (loss)9901 | -€1,166 | €2,857 | €3,395 | €19,564 | €7,738 | ▼ 60.4% |
| Financial income75/76B | - | €0 | €6 | €75 | €264 | ▲ 252% |
| Recurring financial income75 | - | €0 | €6 | €75 | €264 | ▲ 252% |
| Financial charges65/66B | - | €650 | €1,411 | €1,803 | €1,800 | ▼ 0.2% |
| Recurring financial charges65 | €4,012 | €650 | €1,411 | €1,803 | €1,800 | ▼ 0.2% |
| Profit (loss) for the period before taxes9903 | -€5,178 | €2,207 | €1,990 | €17,836 | €6,202 | ▼ 65.2% |
| Income taxes67/77 | €112 | €117 | €767 | €639 | €753 | ▲ 17.7% |
| Profit (loss) for the period9904 | -€5,290 | €2,090 | €1,223 | €17,197 | €5,449 | ▼ 68.3% |
| Profit (loss) for the period to be appropriated9905 | -€5,290 | €2,090 | €1,223 | €17,197 | €5,449 | ▼ 68.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,002 | €100,117 | €109,902 | €112,034 | €103,392 | ▼ 7.7% |
| Fixed assets21/28 | €32,224 | €26,279 | €17,415 | €28,034 | €24,557 | ▼ 12.4% |
| Tangible fixed assets22/27 | €32,187 | €26,242 | €17,378 | €27,996 | €24,519 | ▼ 12.4% |
| Plant, machinery and equipment23 | - | €0 | - | - | - | - |
| Furniture and vehicles24 | - | €6,224 | €150 | - | €860 | - |
| Other tangible fixed assets26 | - | €20,017 | €17,228 | €27,996 | €23,659 | ▼ 15.5% |
| Financial fixed assets28 | €37 | €38 | €38 | €38 | €38 | = |
| Current assets29/58 | €63,778 | €73,838 | €92,487 | €84,000 | €78,836 | ▼ 6.1% |
| Stocks and contracts in progress3 | €986 | €592 | €629 | €1,274 | €360 | ▼ 71.7% |
| Stocks30/36 | - | €592 | €629 | €1,274 | €360 | ▼ 71.7% |
| Amounts receivable within one year40/41 | €5,620 | €5,788 | €8,321 | - | €44 | - |
| Trade receivables40 | - | €5,455 | €8,291 | - | €44 | - |
| Other amounts receivable41 | - | €332 | €30 | - | - | - |
| Cash at bank and in hand54/58 | €55,694 | €66,325 | €82,179 | €80,980 | €69,783 | ▼ 13.8% |
| Deferred charges and accrued income490/1 | - | €1,133 | €1,358 | €1,746 | €8,649 | ▲ 395% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,002 | €100,117 | €109,902 | €112,034 | €103,392 | ▼ 7.7% |
| Equity10/15 | €91,485 | €93,575 | €94,798 | €94,995 | €94,444 | ▼ 0.6% |
| Contributions10/11 | €65,000 | €65,000 | €65,000 | €65,000 | €65,000 | = |
| Capital10 | - | €65,000 | €65,000 | €65,000 | €65,000 | = |
| Issued capital100 | - | €65,000 | €65,000 | €65,000 | €65,000 | = |
| Reserves13 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Non-distributable reserves130/1 | - | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Legal reserve130 | - | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Profit (loss) carried forward14 | €19,985 | €22,075 | €23,298 | €23,495 | €22,944 | ▼ 2.3% |
| Amounts payable17/49 | €4,517 | €6,542 | €15,104 | €17,039 | €8,948 | ▼ 47.5% |
| Amounts payable within one year42/48 | €4,517 | €6,542 | €15,104 | €17,039 | €8,948 | ▼ 47.5% |
| Trade debts44 | €2,839 | €4,802 | €11,573 | €2,360 | €2,547 | ▲ 7.9% |
| Suppliers440/4 | - | €4,802 | €11,573 | €2,360 | €2,547 | ▲ 7.9% |
| Taxes, remuneration and social security45 | - | €1,740 | €2,307 | €1,927 | €1,805 | ▼ 6.3% |
| Taxes450/3 | - | €1,740 | €2,307 | €1,927 | €1,805 | ▼ 6.3% |
| Other amounts payable47/48 | - | - | €1,224 | €12,752 | €4,595 | ▼ 64.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,290 | €2,090 | €1,223 | €17,197 | €5,449 | ▼ 68.3% |
| + Depreciation and write-downs630 | €3,657 | €7,012 | €3,073 | €3,313 | €4,468 | ▲ 34.9% |
| Operating cash flow (approximation) | -€1,633 | €9,103 | €4,296 | €20,510 | €9,918 | ▼ 51.6% |
| Investment in fixed assets (approximation) | - | -€1,067 | €5,791 | -€13,932 | -€991 | ▲ 92.9% |
| Change in cash | - | €10,631 | €15,854 | -€1,199 | -€11,197 | ▼ 834% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €17,197 ▲1,306%
Operating result €19,564, net result €17,197, both a record.
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €2,090
Net result €2,090 after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€5,290
Net result drops to -€5,290, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 14.12
Current ratio from 4.13 to 14.12; short-term debt falls from €22,738 to €4,517.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 2 establishment units since 2005
Ground area
919 m²
Building footprint
199 m²
Volume, LiDAR
647 m³
3 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Salon Lavoir Louis
since 20052.145.748.579
Salon Lavoir Louis
since 20052.149.265.226
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92252A0760/00L000 | Wallonia | 392 m² | 1 · 25 m² | - |
| 92108B0379/00R002 | Wallonia | 305 m² | 1 · 55 m² | 14.2 m · 4 fl. |
| 92053D0178/00G005 | Wallonia | 222 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DS Consulting
BE 0719.583.909
Deinze · Eq €94,727
TACK LAURENT
BE 0893.990.305
Charleroi · Eq €94,791
R.D.W. STEVEDORING SERVICES
BE 0445.505.162
Beveren-Kruibeke-Zwijndrecht · Eq €94,020
QUICKTAP BELGIUM
BE 0785.626.952
Braine-l'Alleud · Eq €93,609
VRNST
BE 1003.244.472
Antwerpen · Eq €93,501
Of 1,188 companies in sector 77399 we hold annual accounts for 711. 472 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-02-2005
Fiscal year end31-12
Activities, NACEBEL 2025
77399Renting and leasing of other machinery, equipment and tangible goods
46442Wholesale trade
47783Retail trade
Contact
Phone
081/861.47.12Gembloux
Fax
081/861.47.12Gembloux
E-invoicing
Reachable via Peppol
Peppol ID
0208:0871650314
Also
9925:BE0871650314
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.