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FAMELCO

Active
Private limited companyfounded 199630 yrs activeKerkplein(MEL) 13, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0457.917.895
Summary

FAMELCO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124,686 and a net result of €71,928. Equity remains stable across the filed fiscal years (±0.4% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+43
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
short-term debt: 0.5% and cash: 54.2% of total assets, and 0.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.5%
Return on assets
57.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 08-05-2026, 83 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
83 d early
2024
14 d early
2023
28 d early
2022
109 d early
2021
61 d early
2020
52 d early
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 56 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. Usually files around 30 May (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-12-2026 close30-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FAMELCO was incorporated on 26 April 1996.1 Total assets fell from EUR 202,665 in 2018 to EUR 125,334 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€124,686▼ 18.4%
2024 · €152,758
Total assets
€125,334▼ 18.1%
2024 · €152,976
Net result
€71,928▲ 490%
2024 · €12,188
Working capital
€124,686▼ 18.4%
2024 · €152,758
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€15,181▼ 38.1%€13,407▼ 11.7%€7,056▼ 47.4%€22,539▲ 219%€99,299▲ 341%
Net result€15,164€11,597▼ 23.5%€6,872▼ 40.7%€12,188▲ 77.4%€71,928▲ 490%
Equity€153,308▲ 11.0%€151,905▼ 0.9%€140,569▼ 7.5%€152,758▲ 8.7%€124,686▼ 18.4%
Total assets€177,172▲ 22.7%€154,053▼ 13.0%€145,233▼ 5.7%€152,976▲ 5.3%€125,334▼ 18.1%
Debt€23,864▲ 284%€2,148▼ 91.0%€4,664▲ 117%€218▼ 95.3%€648▲ 197%
Working capital€136,883▲ 30.8%€136,905=€126,569▼ 7.5%€152,758▲ 20.7%€124,686▼ 18.4%
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2021: €15,181€15,181Net result 2021: €15,164€15,164Operating result 2022: €13,407€13,407Net result 2022: €11,597€11,597Operating result 2023: €7,056€7,056Net result 2023: €6,872€6,872Operating result 2024: €22,539€22,539Net result 2024: €12,188€12,188Operating result 2025: €99,299€99,299Net result 2025: €71,928€71,92820212022202320242025€0€25,000€50,000€75,000€100,000Operating result 2023: €7,056€7,060Net result 2023: €6,872€6,870Operating result 2024: €22,539€22,500Net result 2024: €12,188€12,200Operating result 2025: €99,299€99,300Net result 2025: €71,928€71,900202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 341% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €125,334
Equity €124,686 ▼ 18.4%
Debt €648 ▲ 197%
Debt's share of the balance-sheet total rises from 0.1% to 0.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.01▲
2024 · 0.00
ROE
57.7%▲
2024 · 8.0%
ROA
57.4%▲
2024 · 8.0%
Debt ≤ 1 year
€648▲
2024 · €218
Income taxes
€24,371▲
2024 · €10,310
A ratio outside any meaningful range has been withheld (balance sheet total €125,334, equity €124,686).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€152,976€125,334▼
Fixed assets21/28€0-
Financial fixed assets28€0-
Current assets29/58€152,976€125,334▼
Amounts receivable within one year40/41€0€7,211▲
Other amounts receivable41€0€7,211▲
Current investments50/53€73,152€49,140▼
Cash at bank and in hand54/58€78,947€67,928▼
Deferred charges and accrued income490/1€878€1,055▲
Equity and liabilities
Total equity and liabilities10/49€152,976€125,334▼
Equity10/15€152,758€124,686▼
Contributions10/11€123,947€23,947▼
Capital10€123,947-
Issued capital100€123,947-
Reserves13€28,811€100,739▲
Non-distributable reserves130/1€12,395-
Legal reserve130€12,395-
Distributable reserves133€16,416€100,739▲
Profit (loss) carried forward14€0-
Amounts payable17/49€218€648▲
Amounts payable within one year42/48€218€648▲
Trade debts44€145€0▼
Suppliers440/4€145€0▼
Other amounts payable47/48€74€648▲
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A-€108,677
Remuneration, social security and pensions62€0-
Other operating charges640/8€774€976▲
Non-recurring operating charges66A€15,000€0▼
Gross operating margin9900€38,313€100,274▲
Operating profit (loss)9901€22,539€99,299▲
Financial income75/76B€0€7,209▲
Recurring financial income75€0€7,209▲
Financial charges65/66B€41€10,208▲
Recurring financial charges65€41€908▲
Non-recurring financial charges66B-€9,300
Profit (loss) for the period before taxes9903€22,498€96,299▲
Income taxes67/77€10,310€24,371▲
Profit (loss) for the period9904€12,188€71,928▲
Profit (loss) for the period to be appropriated9905€12,188€71,928▲
Appropriation of the result
Profit (loss) to be appropriated9906€12,188€71,928▲
Transfer from equity791/2€0-
Transfer to equity691/2€12,188€71,928▲
To other reserves6921€12,188€71,928▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€108,677-
Remuneration, social security and pensions62€2,871€3,960€3,275€0--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,592€1,425----
Other operating charges640/8€588€5,694€648€774€976▲ 26.0%
Non-recurring operating charges66A€15,500--€15,000€0▼ 100%
Gross operating margin9900€35,732€24,486€10,979€38,313€100,274▲ 162%
Operating profit (loss)9901€15,181€13,407€7,056€22,539€99,299▲ 341%
Financial income75/76B-€423€745€0€7,209-
Recurring financial income75-€423€745€0€7,209-
Financial charges65/66B€72€1,412€706€41€10,208▲ 25,105%
Recurring financial charges65€72€1,412€706€41€908▲ 2,141%
Non-recurring financial charges66B----€9,300-
Profit (loss) for the period before taxes9903€15,109€12,418€7,095€22,498€96,299▲ 328%
Income taxes67/77-€55€821€223€10,310€24,371▲ 136%
Profit (loss) for the period9904€15,164€11,597€6,872€12,188€71,928▲ 490%
Profit (loss) for the period to be appropriated9905€15,164€11,597€6,872€12,188€71,928▲ 490%
Line20212022202320242025Change
Assets
Total assets20/58€177,172€154,053€145,233€152,976€125,334▼ 18.1%
Fixed assets21/28€16,425€15,000€15,000€0--
Tangible fixed assets22/27€1,425-----
Furniture and vehicles24€1,425-----
Financial fixed assets28€15,000€15,000€15,000€0--
Current assets29/58€160,747€139,053€130,233€152,976€125,334▼ 18.1%
Amounts receivable within one year40/41€90,000€60,000€15,000€0€7,211-
Other amounts receivable41€90,000€60,000€15,000€0€7,211-
Current investments50/53-€48,766€73,152€73,152€49,140▼ 32.8%
Cash at bank and in hand54/58€70,213€29,717€41,475€78,947€67,928▼ 14.0%
Deferred charges and accrued income490/1€534€570€606€878€1,055▲ 20.2%
Equity and liabilities
Total equity and liabilities10/49€177,172€154,053€145,233€152,976€125,334▼ 18.1%
Equity10/15€153,308€151,905€140,569€152,758€124,686▼ 18.4%
Contributions10/11€123,947€123,947€123,947€123,947€23,947▼ 80.7%
Capital10€123,947€123,947€123,947€123,947--
Issued capital100€123,947€123,947€123,947€123,947--
Reserves13€29,361€27,958€16,622€28,811€100,739▲ 250%
Non-distributable reserves130/1€12,395€12,395€12,395€12,395--
Legal reserve130€12,395€12,395€12,395€12,395--
Distributable reserves133€16,966€15,563€4,227€16,416€100,739▲ 514%
Profit (loss) carried forward14---€0--
Amounts payable17/49€23,864€2,148€4,664€218€648▲ 197%
Amounts payable within one year42/48€23,864€2,148€3,664€218€648▲ 197%
Trade debts44€143€145€145€145€0▼ 100%
Suppliers440/4€143€145€145€145€0▼ 100%
Other amounts payable47/48€23,721€2,003€3,519€74€648▲ 778%
Accrued charges and deferred income492/3--€1,000€0--
Line20212022202320242025Change
Profit (loss) for the period9904€15,164€11,597€6,872€12,188€71,928▲ 490%
+ Depreciation and write-downs630€1,592€1,425----
Operating cash flow (approximation)€16,756€13,022€6,872€12,188€71,928▲ 490%
Investment in fixed assets (approximation)-€0€0€15,000--
Change in cash--€40,496€11,758€37,472-€11,018▼ 129%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-07-2027
2026
23-06
State Gazette act Statutes amendment
3 facts ▸
  • General meeting, eenparigheid van stemmen, buitengewone algemene vergadering
  • Statutes amendment, 11
  • Other statement, bezoldiging bestuurders, beide bestuurders
08-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-12
Financial Highest result since 2018net €71,928 ▲490%
Operating result €99,299, net result €71,928, both a record.
16-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-12
Financial Liquidity times 20current ratio 700.18
Current ratio from 35.54 to 700.18; short-term debt falls from €3,664 to €218.
30-12
Financial Equity above €150,000Eq €152,758 ▲8.7%
4 profitable years in a row build equity to €152,758.
02-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-12
Financial Liquidity times 10current ratio 64.74
Current ratio from 6.74 to 64.74; short-term debt falls from €23,864 to €2,148.
30-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-12
Financial Back to profitnet €15,164
Net result €15,164 after one loss-making year.
30-12
Financial Equity above €150,000Eq €153,308 ▲11%
Equity rises from €138,144 to €153,308.
Show earlier events
08-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-12
Financial Weakest financial yearnet -€949
Net result drops to -€949, the lowest in the series; recovery starts the following year.
30-12
Financial Liquidity times 7current ratio 17.83
Current ratio from 2.43 to 17.83; short-term debt falls from €74,425 to €6,217.
16-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts

Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
274 m²
Building footprint
170 m²
Volume, LiDAR
1,236 m³
Parcel 46016C0243/00E000, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FAMELCO
Kerkplein(MEL) 13, 9120 Beveren-Kruibeke-ZwijndrechtAir transport
since 19962.076.547.294
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46016C0243/00E000
ProtectedTownscape or village viewDorpskom MelseleSource ↗
Flanders 274 m² 1 · 170 m² 14.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Articles of association

Who signs
“ze openbaar gemaakt en hebben enkel een interne werking in de vennootschap. Hetzelfde geldt voor een onderlinge taakverdeling onder de bestuurders. c) vertegenwoordigingsbevoegdheid Elke bestuurder vertegenwoordigt individueel de vennootschap jegens derden, met inbegrip van de vertegenwoordiging in…”
Full text

ze openbaar gemaakt en hebben enkel een interne werking in de vennootschap. Hetzelfde geldt voor een onderlinge taakverdeling onder de bestuurders. c) vertegenwoordigingsbevoegdheid Elke bestuurder vertegenwoordigt individueel de vennootschap jegens derden, met inbegrip van de vertegenwoordiging in rechte, onverminderd de algemene vertegenwoordigingsbevoegdheid van de Raad van Bestuur als college.1 De algemene vergadering bevestigt voor zoveel als nodig dat beide bestuurders geen bezoldiging krijgen van de vennootschap en hun mandaat dus onbezoldigd uitoefenen.

Board rule
Enkel interne werking in de vennootschap, artikel 5:73 WVV

Recognitions · licences · registrations

Legal Entity Identifier

967600NEX66ACQ91ME51
live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded26-04-1996
Fiscal year end30-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 29 September 2026 · Peppol Directory

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