FAMEDIC
ActiveSummary
FAMEDIC has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €103,945 and a net result of -€4,490. Equity is shrinking by ~27% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 9% of 19918 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability30=
Solvency33▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.5 in 2023; short-term debt: 74.1% and cash: 28.1% of total assets), and 91.8% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.2%
Return on assets
-0.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€4,490
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 19918 sector peers (2024).
NBB · sector comparisonPosition among 19918 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
40 d early
2022
32 d early
2021
34 d early
2020
17 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€4,490▼ 54.2%
2023 · -€2,912
Working capital
-€385,065▼ 0.3%
2023 · -€384,094
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€25,296-€47,064▼ 86.1%€112,230€126,866▲ 13.0%€157,201▲ 23.9%
Net result-€201,477▼ 7,237%-€53,088▲ 73.7%€89,340-€2,912-€4,490▼ 54.2%
Equity€75,096▼ 72.8%€22,008▼ 70.7%€111,347▲ 406%€108,435▼ 2.6%€103,945▼ 4.1%
Total assets€1.1m▼ 9.6%€1.1m▼ 0.2%€1.2m▲ 10.3%€1.2m▼ 3.9%€1.3m▲ 8.4%
Debt€1.0m▲ 9.0%€1.1m▲ 4.9%€1.1m▲ 2.2%€1.1m▼ 4.0%€1.2m▲ 9.7%
Working capital-€355,055▼ 112%-€417,245▼ 17.5%-€386,040▲ 7.5%-€384,094▲ 0.5%-€385,065▼ 0.3%
Why a figure moved sharply
- 2021 Net result +74% on 2020. Cause not known from the registers.
- 2020 Net result -7,237%, Equity -73% on 2019. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 24% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.3m
Fixed assets
€712,914 ▼ 8.3%
Current assets
€552,061 ▲ 41.8%
Equity and liabilities €1.3m
Equity
€103,945 ▼ 4.1%
Debt
€1.2m ▲ 9.7%
Debt's share of the balance-sheet total rises from 90.7% to 91.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€223,151▲
2023 · €193,152
Cash flow
€61,460▼
2023 · €63,374
Current ratio
0.59▲
2023 · 0.50
Debt to equity
11.17▲
2023 · 9.76
ROE
-4.3%▼
2023 · -2.7%
ROA
-0.4%▼
2023 · -0.2%
Interest coverage
1.38▼
2023 · 1.39
Debt ≤ 1 year
€937,126▲
2023 · €773,467
Debt > 1 year
€223,892▼
2023 · €284,987
Income taxes
€1,366▲
2023 · -€717
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,102 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency under 10%
- a small loss
1.5%
went bankrupt
3.5%
stopped otherwise
94%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,102 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,535 | €40,243 | €55,704 | €66,286 | €65,950 | ▼ 0.5% |
| Other operating charges640/8 | - | €898 | €5,071 | €5,500 | €6,045 | ▲ 9.9% |
| Gross operating margin9900 | €19,506 | -€5,923 | €173,005 | €198,652 | €229,196 | ▲ 15.4% |
| Operating profit (loss)9901 | -€25,296 | -€47,064 | €112,230 | €126,866 | €157,201 | ▲ 23.9% |
| Financial income75/76B | - | €6,186 | €2,982 | €8,200 | €1,819 | ▼ 77.8% |
| Recurring financial income75 | €11,179 | €6,186 | €2,982 | €8,200 | €1,819 | ▼ 77.8% |
| Financial charges65/66B | - | €12,522 | €17,034 | €138,696 | €162,143 | ▲ 16.9% |
| Recurring financial charges65 | €182,978 | €12,522 | €17,034 | €138,696 | €162,143 | ▲ 16.9% |
| Profit (loss) for the period before taxes9903 | -€197,095 | -€53,400 | €98,179 | -€3,629 | -€3,124 | ▲ 13.9% |
| Income taxes67/77 | €4,382 | -€312 | €8,839 | -€717 | €1,366 | ▲ 291% |
| Profit (loss) for the period9904 | -€201,477 | -€53,088 | €89,340 | -€2,912 | -€4,490 | ▼ 54.2% |
| Profit (loss) for the period to be appropriated9905 | -€201,477 | -€53,088 | €89,340 | -€2,912 | -€4,490 | ▼ 54.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.2m | €1.2m | €1.3m | ▲ 8.4% |
| Fixed assets21/28 | €791,797 | €763,158 | €842,552 | €777,815 | €712,914 | ▼ 8.3% |
| Intangible fixed assets21 | - | - | €0 | - | - | - |
| Tangible fixed assets22/27 | €791,797 | €763,158 | €842,552 | €777,815 | €712,914 | ▼ 8.3% |
| Land and buildings22 | - | €753,230 | €731,590 | €690,294 | €649,823 | ▼ 5.9% |
| Plant, machinery and equipment23 | - | €256 | €230 | €204 | €1,204 | ▲ 491% |
| Furniture and vehicles24 | - | €9,672 | €110,733 | €87,317 | €61,887 | ▼ 29.1% |
| Other tangible fixed assets26 | - | - | €0 | - | - | - |
| Current assets29/58 | €311,014 | €337,401 | €371,484 | €389,373 | €552,061 | ▲ 41.8% |
| Amounts receivable within one year40/41 | €38,447 | €61,915 | €88,383 | €81,760 | €92,235 | ▲ 12.8% |
| Trade receivables40 | - | €57,415 | €79,383 | €81,760 | €91,412 | ▲ 11.8% |
| Other amounts receivable41 | - | €4,500 | €9,000 | - | €823 | - |
| Current investments50/53 | €81,255 | €86,744 | €80,397 | €87,921 | €87,921 | = |
| Cash at bank and in hand54/58 | €191,312 | €188,742 | €202,704 | €212,218 | €355,791 | ▲ 67.7% |
| Deferred charges and accrued income490/1 | - | - | - | €7,474 | €16,116 | ▲ 116% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.2m | €1.2m | €1.3m | ▲ 8.4% |
| Equity10/15 | €75,096 | €22,008 | €111,347 | €108,435 | €103,945 | ▼ 4.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €27,960 | €27,960 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Reserves13 | €9,360 | €9,360 | €92,747 | €83,387 | €83,387 | = |
| Non-distributable reserves130/1 | - | €9,360 | €9,360 | - | - | - |
| Legal reserve130 | - | €9,360 | €9,360 | - | - | - |
| Distributable reserves133 | - | - | €83,387 | €83,387 | €83,387 | = |
| Profit (loss) carried forward14 | €47,136 | -€5,952 | - | -€2,912 | -€7,402 | ▼ 154% |
| Amounts payable17/49 | €1.0m | €1.1m | €1.1m | €1.1m | €1.2m | ▲ 9.7% |
| Amounts payable after more than one year17 | €361,646 | €323,905 | €345,164 | €284,987 | €223,892 | ▼ 21.4% |
| Financial debts170/4 | - | €323,905 | €345,164 | €284,987 | €223,892 | ▼ 21.4% |
| Amounts payable within one year42/48 | €666,069 | €754,646 | €757,524 | €773,467 | €937,126 | ▲ 21.2% |
| Current portion of amounts payable after more than one year42 | - | €35,340 | €59,277 | €60,178 | €61,095 | ▲ 1.5% |
| Trade debts44 | €34,215 | €49,570 | €37,710 | €38,732 | €70,915 | ▲ 83.1% |
| Suppliers440/4 | - | €49,570 | €37,710 | €38,732 | €70,915 | ▲ 83.1% |
| Taxes, remuneration and social security45 | - | €7,242 | €14,880 | €9,902 | €0 | ▼ 100% |
| Taxes450/3 | - | €7,242 | €14,880 | €9,902 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €662,494 | €645,657 | €664,656 | €805,117 | ▲ 21.1% |
| Accrued charges and deferred income492/3 | - | - | - | €299 | €12 | ▼ 95.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€201,477 | -€53,088 | €89,340 | -€2,912 | -€4,490 | ▼ 54.2% |
| + Depreciation and write-downs630 | €39,535 | €40,243 | €55,704 | €66,286 | €65,950 | ▼ 0.5% |
| Operating cash flow (approximation) | -€161,942 | -€12,845 | €145,044 | €63,374 | €61,460 | ▼ 3.0% |
| Investment in fixed assets (approximation) | - | -€11,604 | -€135,098 | -€1,549 | -€1,048 | ▲ 32.3% |
| Change in cash | - | -€2,570 | €13,962 | €9,514 | €143,573 | ▲ 1,409% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €89,340
Net result €89,340 after 4 loss-making years.
31-12
Financial
Equity above €100,000Eq €111,347 ▲406%
Equity rises from €22,008 to €111,347.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet -€201,477
Net result drops to -€201,477, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1999
Ground area
3.3 ha
Building footprint
1.1 ha
Volume, LiDAR
222,495 m³
2 parcels, Wallonia · tallest building 30.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
FAMEDIC
since 19992.194.661.127
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094B0337/00B002 | Wallonia | 3.2 ha | 1 · 1.1 ha | 30.1 m · 7 fl. |
| 92039A0305/00P000 | Wallonia | 953 m² | 1 · 224 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Fabrice FAMENNEnatural personSourceown accounts 2021100%
Holdings 0
The accounts to 31-12-2021 list no holdings, and no other source names one.
According to the 2021 annual accounts of FAMEDIC and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
8755009X6LJTH8CJBA41
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LALOT ANESTHESIE-ALGOLOGIE
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OCULI
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Of 16,631 companies in sector 86220 we hold annual accounts for 7,983. 6,370 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-07-1999
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
86210General medical practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466552776
Registered
09-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.