FAME
ActiveSummary
The computed 12-month bankruptcy probability of FAME is 1.6% (moderate). The 2025 annual accounts show negative equity (-€21,752) and a net result of -€19,481. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 13617 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-5
Solvency11▼-13
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.78 against 0.82 in 2024; short-term debt: 100.3% and cash: 69.3% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-14.5%
Return on assets
-12.9%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€21,752
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
18 d late
2019
60 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€21,752▼ 858%
2024 · -€2,272
Total assets
€150,439▼ 3.0%
2024 · €155,043
Net result
-€19,481▼ 51.4%
2024 · -€12,868
Working capital
-€33,829▼ 39.4%
2024 · -€24,264
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€26,453▼ 50.9%€27,731€25,388▼ 8.4%-€11,913-€18,749▼ 57.4%
Net result-€26,946below the sector's middle half▼ 48.8%€26,989above the sector's middle half€24,229above the sector's middle half▼ 10.2%-€12,868below the sector's middle half-€19,481below the sector's middle half▼ 51.4%
Equity-€40,621below the sector's middle half▼ 197%-€13,633below the sector's middle half▲ 66.4%€10,596within the sector's middle half-€2,272within the sector's middle half-€21,752below the sector's middle half▼ 858%
Total assets€76,216within the sector's middle half▼ 10.7%€125,296within the sector's middle half▲ 64.4%€161,066within the sector's middle half▲ 28.5%€155,043within the sector's middle half▼ 3.7%€150,439within the sector's middle half▼ 3.0%
Debt€116,837▲ 17.9%€138,929▲ 18.9%€150,470▲ 8.3%€157,315▲ 4.5%€172,191▲ 9.5%
Working capital-€35,068below the sector's middle half▼ 59.8%-€23,295within the sector's middle half▲ 33.6%-€17,900within the sector's middle half▲ 23.2%-€24,264within the sector's middle half▼ 35.6%-€33,829below the sector's middle half▼ 39.4%
Solvency-53.3%below the sector's middle half▼ 37.3pp-10.9%below the sector's middle half▲ 42.4pp6.6%within the sector's middle half▲ 17.5pp-1.5%within the sector's middle half▼ 8.0pp-14.5%below the sector's middle half▼ 13.0pp
Current ratio0.32below the sector's middle half▼ 0.030.74within the sector's middle half▲ 0.420.86within the sector's middle half▲ 0.120.82within the sector's middle half▼ 0.040.78within the sector's middle half▼ 0.05
Return on assets (ROA)-35.4%below the sector's middle half▼ 14.1pp21.5%above the sector's middle half▲ 56.9pp15.0%within the sector's middle half▼ 6.5pp-8.3%below the sector's middle half▼ 23.3pp-12.9%below the sector's middle half▼ 4.6pp
Staff (FTE)0.51.9▲ 280%3.1▲ 63.2%3.5▲ 12.9%2.9▼ 17.1%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,749 in 2025 against €11,913 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150,439
Fixed assets
€33,327 ▼ 22.9%
Current assets
€117,112 ▲ 4.8%
Key figures and ratios
EBITDA
-€8,833▼
2024 · -€793
Cash flow
-€9,565▼
2024 · -€1,747
Quick ratio
0.74▼
2024 · 0.79
Debt to equity
-7.92▲
2024 · -69.25
Interest coverage
-14.71▼
2024 · -0.97
Debt ≤ 1 year
€150,941▲
2024 · €136,064
Debt > 1 year
€21,250=
2024 · €21,250
Income taxes
€142▲
2024 · €134
Staff costs
€114,031▲
2024 · €104,306
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.6%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €48,392 | €62,504 | €104,306 | €114,031 | ▲ 9.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,268 | €9,009 | €10,791 | €11,121 | €9,916 | ▼ 10.8% |
| Other operating charges640/8 | - | €280 | €248 | €850 | €581 | ▼ 31.6% |
| Non-recurring operating charges66A | - | - | €546 | €1,510 | - | - |
| Gross operating margin9900 | -€2,906 | €85,411 | €99,477 | €105,874 | €105,779 | ▼ 0.1% |
| Operating profit (loss)9901 | -€26,453 | €27,731 | €25,388 | -€11,913 | -€18,749 | ▼ 57.4% |
| Financial income75/76B | - | €2 | €38 | €0 | €11 | ▲ 3,000% |
| Recurring financial income75 | - | €2 | €38 | €0 | €11 | ▲ 3,000% |
| Financial charges65/66B | - | €682 | €908 | €821 | €600 | ▼ 26.8% |
| Recurring financial charges65 | €131 | €682 | €908 | €821 | €600 | ▼ 26.8% |
| Profit (loss) for the period before taxes9903 | -€26,585 | €27,051 | €24,517 | -€12,734 | -€19,339 | ▼ 51.9% |
| Income taxes67/77 | €361 | €62 | €289 | €134 | €142 | ▲ 5.7% |
| Profit (loss) for the period9904 | -€26,946 | €26,989 | €24,229 | -€12,868 | -€19,481 | ▼ 51.4% |
| Profit (loss) for the period to be appropriated9905 | -€26,946 | €26,989 | €24,229 | -€12,868 | -€19,481 | ▼ 51.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €76,216 | €125,296 | €161,066 | €155,043 | €150,439 | ▼ 3.0% |
| Fixed assets21/28 | €59,447 | €58,155 | €51,491 | €43,242 | €33,327 | ▼ 22.9% |
| Intangible fixed assets21 | €22,500 | €19,500 | €16,500 | €13,500 | €10,500 | ▼ 22.2% |
| Tangible fixed assets22/27 | €30,941 | €32,649 | €28,985 | €22,290 | €15,375 | ▼ 31.0% |
| Plant, machinery and equipment23 | - | €18,704 | €19,510 | €17,170 | €13,378 | ▼ 22.1% |
| Furniture and vehicles24 | - | €13,945 | €9,475 | €5,120 | €1,996 | ▼ 61.0% |
| Financial fixed assets28 | €6,006 | €6,006 | €6,006 | €7,452 | €7,452 | = |
| Current assets29/58 | €16,769 | €67,141 | €109,576 | €111,801 | €117,112 | ▲ 4.8% |
| Stocks and contracts in progress3 | €3,312 | €2,188 | €6,621 | €4,927 | €5,666 | ▲ 15.0% |
| Stocks30/36 | - | €2,188 | €6,621 | €4,927 | €5,666 | ▲ 15.0% |
| Amounts receivable within one year40/41 | €5,084 | €6,683 | €954 | €2,039 | €3,604 | ▲ 76.8% |
| Trade receivables40 | - | €6,683 | €954 | €2,039 | €3,604 | ▲ 76.8% |
| Cash at bank and in hand54/58 | €6,136 | €57,529 | €99,690 | €102,371 | €104,322 | ▲ 1.9% |
| Deferred charges and accrued income490/1 | - | €741 | €2,311 | €2,464 | €3,521 | ▲ 42.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €76,216 | €125,296 | €161,066 | €155,043 | €150,439 | ▼ 3.0% |
| Equity10/15 | -€40,621 | -€13,633 | €10,596 | -€2,272 | -€21,752 | ▼ 858% |
| Contributions10/11 | - | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Outside capital11 | - | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Other1109/19 | - | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Profit (loss) carried forward14 | -€59,621 | -€32,633 | -€8,404 | -€21,272 | -€40,752 | ▼ 91.6% |
| Amounts payable17/49 | €116,837 | €138,929 | €150,470 | €157,315 | €172,191 | ▲ 9.5% |
| Amounts payable after more than one year17 | €65,000 | €48,492 | €22,995 | €21,250 | €21,250 | = |
| Financial debts170/4 | - | €48,492 | €22,995 | €21,250 | €21,250 | = |
| Amounts payable within one year42/48 | €51,837 | €90,436 | €127,475 | €136,064 | €150,941 | ▲ 10.9% |
| Current portion of amounts payable after more than one year42 | - | €2,538 | €2,581 | €1,745 | - | - |
| Trade debts44 | €14,379 | €14,600 | €16,596 | €11,965 | €15,205 | ▲ 27.1% |
| Suppliers440/4 | - | €14,600 | €16,596 | €11,965 | €15,205 | ▲ 27.1% |
| Advances received on contracts in progress46 | - | - | - | - | €500 | - |
| Taxes, remuneration and social security45 | - | €10,461 | €20,600 | €19,443 | €21,134 | ▲ 8.7% |
| Taxes450/3 | - | €4,949 | €8,506 | €8,270 | €9,882 | ▲ 19.5% |
| Remuneration and social security454/9 | - | €5,511 | €12,094 | €11,173 | €11,252 | ▲ 0.7% |
| Other amounts payable47/48 | - | €62,838 | €87,699 | €102,912 | €114,102 | ▲ 10.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,946 | €26,989 | €24,229 | -€12,868 | -€19,481 | ▼ 51.4% |
| + Depreciation and write-downs630 | €6,268 | €9,009 | €10,791 | €11,121 | €9,916 | ▼ 10.8% |
| Operating cash flow (approximation) | -€20,678 | €35,997 | €35,020 | -€1,747 | -€9,565 | ▼ 447% |
| Investment in fixed assets (approximation) | - | -€7,717 | -€4,127 | -€2,872 | €0 | ▲ 100% |
| Change in cash | - | €51,394 | €42,161 | €2,681 | €1,951 | ▼ 27.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €26,989
Net result €26,989 after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€26,946
Net result drops to -€26,946, the lowest in the series; recovery starts the following year.
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2018
Ground area
118 m²
Building footprint
112 m²
Volume, LiDAR
880 m³
Parcel 23642D0434/00E000, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUMINOR
since 20182.281.868.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0434/00E000 | Flanders | 118 m² | 1 · 112 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVilvoorde2.281.868.481
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. 7,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-03-1986
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428779986
Also
9925:BE0428779986
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.