FamCo
ActiveFamCo has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €2k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-11
Solvency78▲+9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 1.69 in 2024; short-term debt: 28.4% and cash: 33.7% of total assets), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
7 d early
2023
28 d late
2022
30 d late
2021
29 d late
2020
27 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▲ 0.9%
2024 · €187k
2018: €90k
2019: €120k
2020: €151k
2021: €159k
2022: €152k
2023: €176k
2024: €187k
2018 → 2025
Total assets
€354k▼ 16.8%
2024 · €425k
2018: €109k
2019: €141k
2020: €231k
2021: €239k
2022: €233k
2023: €263k
2024: €425k
2018 → 2025
Net result
€2k▼ 95.7%
2024 · €40k
2018: €18k
2019: €30k
2020: €32k
2021: €7k
2022: €8k
2023: €24k
2024: €40k
2018 → 2025
Working capital
€112k▲ 13.5%
2024 · €98k
2018: €89k
2019: €120k
2020: €150k
2021: €143k
2022: €126k
2023: €136k
2024: €98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€152k▼ 3.9%€176k▲ 15.6%€187k▲ 6.3%€189k▲ 0.9%
Operating result€9k-€11k▲ 29.1%€37k▲ 234%€65k▲ 73.9%€11k▼ 83.1%
Net result€7k-€8k▲ 18.2%€24k▲ 182%€40k▲ 67.1%€2k▼ 95.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354k
Fixed assets
€142k▼ 23.2%
Current assets
€212k▼ 11.9%
Equity and liabilities €354k
Equity
€189k▲ 0.9%
Debt
€165k▼ 30.7%
The debt ratio falls from 55.9% to 46.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €93k
Cash flow
€44k▼
2024 · €67k
Solvency
53.4%▲
2024 · 44.1%
Current ratio
2.11▲
2024 · 1.69
Quick ratio
2.05▲
2024 · 1.66
Debt / equity
0.87▼
2024 · 1.27
ROE
0.9%▼
2024 · 21.2%
ROA
0.5%▼
2024 · 9.4%
Interest coverage
7.29▼
2024 · 17.22
Debt
€165k▼
2024 · €238k
Debt ≤ 1 year
€100k▼
2024 · €142k
Debt > 1 year
€64k▼
2024 · €95k
Income taxes
€2k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€425k€354k▼
Fixed assets21/28€184k€142k▼
Tangible fixed assets22/27€184k€142k▼
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€40k€29k▼
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25€130k€101k▼
Current assets29/58€241k€212k▼
Stocks and contracts in progress3€4k€6k▲
Stocks30/36€4k€6k▲
Amounts receivable within one year40/41€111k€81k▼
Trade receivables40€103k€57k▼
Other amounts receivable41€8k€24k▲
Cash at bank and in hand54/58€118k€119k▲
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€425k€354k▼
Equity10/15€187k€189k▲
Contributions10/11€12k€12k=
Reserves13€153k€155k▲
Distributable reserves133€153k€155k▲
Profit (loss) carried forward14€22k€22k=
Amounts payable17/49€238k€165k▼
Amounts payable after more than one year17€95k€64k▼
Financial debts170/4€95k€64k▼
Amounts payable within one year42/48€142k€100k▼
Current portion of amounts payable after more than one year42€53k€46k▼
Trade debts44€61k€46k▼
Suppliers440/4€61k€46k▼
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€18k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€43k▲
Other operating charges640/8€7k€7k▼
Gross operating margin9900€100k€60k▼
Operating profit (loss)9901€65k€11k▼
Financial income75/76B€147€26▼
Recurring financial income75€147€26▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€60k€4k▼
Income taxes67/77€20k€2k▼
Profit (loss) for the period9904€40k€2k▼
Profit (loss) for the period to be appropriated9905€40k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€24k▼
Profit (loss) brought forward from the previous period14P€22k€22k=
Transfer from equity791/2€29k-
Transfer to equity691/2€40k€2k▼
To other reserves6921€40k€2k▼
Profit to be distributed694/7€29k-
Return on contributions (dividend)694€29k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼95.7%
Net result drops to €2k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €40k ▲67.1%
Operating result €65k, net result €40k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €150kEq €151k ▲26.3%
3 profitable years in a row build equity to €151k.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Equity above €100kEq €120k ▲33.2%
2 profitable years in a row build equity to €120k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsestraat 199400 NinoveGround area
110 m²
Building footprint
110 m²
Volume, LiDAR
648 m³
Parcel 41362B0842/00C000, Flanders · tallest building 12.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALI BABA
since 20002.099.424.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B0842/00C000 | Flanders | 110 m² | 1 · 110 m² | 12.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 296 EUR awarded · 296 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 296 EUR | 296 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteNinove2.099.424.250
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BABY DRAGON
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Herve · Eq €189k
Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 8,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2000
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
46842Wholesale trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.