Famaat
ActiveThe computed 12-month bankruptcy probability of Famaat is 5.5% (elevated). The annual accounts of Famaat for fiscal year 2025 show a net loss of 81% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-30k. Its solvency ranks better than 26% of 13270 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-68
Solvency27▼-42
Growth32
Track record94
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.25 against 0.41 in 2024; short-term debt: 29.5% and cash: 3.2% of total assets), and 98.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
-6.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-12-2025, 56 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
56 d early
2024
88 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 80.8%
2024 · €37k
2024: €37k
2024 → 2025
Total assets
€466k▲ 450%
2024 · €85k
2024: €85k
2024 → 2025
Net result
€-30k
2024 · €7k
2024: €7k
2024 → 2025
Working capital
€-104k▼ 270%
2024 · €-28k
2024: €-28k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€37k-€7k▼ 80.8%
Operating result€11k-€-28k
Net result€7k-€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28k after €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €466k
Fixed assets
€433k▲ 562%
Current assets
€34k▲ 74.1%
Equity and liabilities €466k
Equity
€7k▼ 80.8%
Debt
€459k▲ 866%
The debt ratio rises from 56.1% to 98.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €18k
Cash flow
€-10k▼
2024 · €14k
Solvency
1.5%▼
2024 · 43.9%
Current ratio
0.25▼
2024 · 0.41
Quick ratio
0.23▼
2024 · 0.41
Debt / equity
64.22▲
2024 · 1.28
ROE
-420.5%▼
2024 · 19.4%
ROA
-6.4%▼
2024 · 8.5%
Interest coverage
-4.56▼
2024 · 31.32
Debt
€459k▲
2024 · €48k
Debt ≤ 1 year
€138k▲
2024 · €48k
Debt > 1 year
€321k
Staff costs
€109k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€466k▲
Fixed assets21/28€65k€433k▲
Tangible fixed assets22/27€65k€433k▲
Land and buildings22€32k€392k▲
Plant, machinery and equipment23€8k€12k▲
Furniture and vehicles24€25k€29k▲
Other tangible fixed assets26€714€714=
Current assets29/58€19k€34k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€19k€16k▼
Trade receivables40€18k€15k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€651€15k▲
Equity and liabilities
Total equity and liabilities10/49€85k€466k▲
Equity10/15€37k€7k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€7k€-23k▼
Amounts payable17/49€48k€459k▲
Amounts payable after more than one year17-€321k
Financial debts170/4-€321k
Amounts payable within one year42/48€48k€138k▲
Trade debts44€11k€18k▲
Suppliers440/4€11k€18k▲
Taxes, remuneration and social security45€37k€45k▲
Taxes450/3€26k€23k▼
Remuneration and social security454/9€11k€22k▲
Other amounts payable47/48€91€75k▲
Income statement
Code20242025
Remuneration, social security and pensions62€121k€109k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€20k▲
Other operating charges640/8€3k€812▼
Gross operating margin9900€142k€102k▼
Operating profit (loss)9901€11k€-28k▼
Financial charges65/66B€571€2k▲
Recurring financial charges65€571€2k▲
Profit (loss) for the period before taxes9903€10k€-30k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€7k€-30k▼
Profit (loss) for the period to be appropriated9905€7k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-23k▼
Profit (loss) brought forward from the previous period14P-€7k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Gare 45310 EghezéeGround area
1,068 m²
Building footprint
88 m²
Parcel 92035A0703/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Bezzy Bar
since 20232.344.728.639
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92035A0703/00A000 | Wallonia | 1,068 m² | 1 · 88 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEghezée2.344.728.639
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2023
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
56309Food and beverage service activities
93291Sports, amusement and recreation activities
93292Sports, amusement and recreation activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ma_non140915@hotmail.com
Phone:+32474319822