FAMA EXPERT
Open bankruptcyA bankruptcy procedure is open for FAMA EXPERT according to publications in the Belgian State Gazette; curator: Jos MOMBAERS.
Summary
The file additionally contains 1 administrative flag. The 2023 annual accounts show equity of €152,302 and a net result of €122,216.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Brussels
- Declared bankrupt
- 21 October 2025
- Supervising judge
- Bart Purnal
- Official Gazette
- 27-10-2025 (pdf) ↗search the document for 2025/143693
Deadlines
- Provisional date payments stopped
- 21 October 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 11 November 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 20 November 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 26 November 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 21 October 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Jos MombaersLakensestraat 154 B11, 1000 Brussel 1jos.mombaers@outlook.com
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-03-2023 was due by 31-10-2023 and was filed on 12-12-2023, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
42 d late
2022
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 12 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€152,302▲ 406%
2022 · €30,085
Total assets
€237,426▲ 116%
2022 · €109,887
Net result
€122,216▲ 387%
2022 · €25,085
Working capital
€135,006▲ 419%
2022 · €26,034
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023
Operating result€33,075-€167,808▲ 407%
Net result€25,085within the sector's middle half-€122,216above the sector's middle half▲ 387%
Equity€30,085within the sector's middle half-€152,302above the sector's middle half▲ 406%
Total assets€109,887within the sector's middle half-€237,426within the sector's middle half▲ 116%
Debt€79,801-€85,124▲ 6.7%
Working capital€26,034-€135,006▲ 419%
Solvency27.4%within the sector's middle half-64.1%within the sector's middle half▲ 36.8pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2023; 2023 is 407% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €237,426
Fixed assets
€41,428 ▼ 18.8%
Current assets
€195,998 ▲ 233%
Equity and liabilities €237,426
Equity
€152,302 ▲ 406%
Debt
€85,124 ▲ 6.7%
Debt's share of the balance-sheet total falls from 72.6% to 35.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€182,042▲
2022 · €48,562
Cash flow
€136,450▲
2022 · €40,573
Current ratio
3.21▲
2022 · 1.79
Debt to equity
0.56▼
2022 · 2.65
ROE
80.2%▼
2022 · 83.4%
ROA
51.5%▲
2022 · 22.8%
Interest coverage
73.27▼
2022 · 233.88
Debt ≤ 1 year
€60,992▲
2022 · €32,840
Debt > 1 year
€24,132▼
2022 · €46,961
Income taxes
€43,150▲
2022 · €7,859
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,487 | €14,233 | ▼ 8.1% |
| Other operating charges640/8 | €1,672 | €3,223 | ▲ 92.8% |
| Gross operating margin9900 | €50,234 | €185,265 | ▲ 269% |
| Operating profit (loss)9901 | €33,075 | €167,808 | ▲ 407% |
| Financial income75/76B | €77 | €43 | ▼ 44.3% |
| Recurring financial income75 | €77 | €43 | ▼ 44.3% |
| Financial charges65/66B | €208 | €2,485 | ▲ 1,097% |
| Recurring financial charges65 | €208 | €2,485 | ▲ 1,097% |
| Profit (loss) for the period before taxes9903 | €32,944 | €165,366 | ▲ 402% |
| Income taxes67/77 | €7,859 | €43,150 | ▲ 449% |
| Profit (loss) for the period9904 | €25,085 | €122,216 | ▲ 387% |
| Profit (loss) for the period to be appropriated9905 | €25,085 | €122,216 | ▲ 387% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €109,887 | €237,426 | ▲ 116% |
| Fixed assets21/28 | €51,013 | €41,428 | ▼ 18.8% |
| Tangible fixed assets22/27 | €51,013 | €37,928 | ▼ 25.7% |
| Furniture and vehicles24 | €51,013 | €37,928 | ▼ 25.7% |
| Financial fixed assets28 | - | €3,500 | - |
| Current assets29/58 | €58,874 | €195,998 | ▲ 233% |
| Amounts receivable within one year40/41 | €38,630 | €173,310 | ▲ 349% |
| Trade receivables40 | €1,000 | €27,623 | ▲ 2,662% |
| Other amounts receivable41 | €37,630 | €145,687 | ▲ 287% |
| Cash at bank and in hand54/58 | €20,244 | €22,688 | ▲ 12.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €109,887 | €237,426 | ▲ 116% |
| Equity10/15 | €30,085 | €152,302 | ▲ 406% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Outside capital11 | €5,000 | €5,000 | = |
| Other1109/19 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €25,085 | €147,302 | ▲ 487% |
| Amounts payable17/49 | €79,801 | €85,124 | ▲ 6.7% |
| Amounts payable after more than one year17 | €46,961 | €24,132 | ▼ 48.6% |
| Financial debts170/4 | €46,961 | €24,132 | ▼ 48.6% |
| Amounts payable within one year42/48 | €32,840 | €60,992 | ▲ 85.7% |
| Current portion of amounts payable after more than one year42 | - | €12,196 | - |
| Trade debts44 | €13,408 | €993 | ▼ 92.6% |
| Suppliers440/4 | €13,408 | €993 | ▼ 92.6% |
| Taxes, remuneration and social security45 | €19,433 | €47,803 | ▲ 146% |
| Taxes450/3 | €7,859 | €47,803 | ▲ 508% |
| Remuneration and social security454/9 | €11,574 | - | - |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €25,085 | €122,216 | ▲ 387% |
| + Depreciation and write-downs630 | €15,487 | €14,233 | ▼ 8.1% |
| Operating cash flow (approximation) | €40,573 | €136,450 | ▲ 236% |
| Investment in fixed assets (approximation) | - | -€4,648 | - |
| Change in cash | - | €2,444 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-10
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · event 21-10-2025
02-06
KBO administration
Address struck
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
31-03
Financial
Equity above €150,000Eq €152,302 ▲406%
2 profitable years in a row build equity to €152,302.
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2020
Ground area
1,965 m²
Building footprint
705 m²
Volume, LiDAR
8,678 m³
2 parcels, Flanders · tallest building 22.0 m, ±5 floors. Linked by address, not a title deed.
204
companies at this address
See who is registered here
1 establishment unit
FAMA EXPERT
since 20202.313.114.755
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0399/00M025 | Flanders | 1,424 m² | 1 · 561 m² | 22.0 m · 5 fl. |
| 12362G0232/00M000 | Flanders | 541 m² | 1 · 144 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Jos MOMBAERS LAKENSESTRAAT 154 B11,
1000 BRUSSEL 1 |
21-10-2025 → present |
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-08-2020
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43410Roofing work
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0753448587
Also
9925:BE0753448587
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.