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FAM.C.

Active
Private limited companyfounded 2023active for 2 yearsLerenveld 22, 2547 Lint, BelgiumKBO/BCE: BE 1003.986.919
Summary

FAM.C. has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23,320 and a net result of €18,320. Its solvency ranks better than 22% of 19,390 sector peers (NACE 68, financial year 2024). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€1.0mtotal assets 2024
Equity
€23,320
Profit
€18,320
Turnover not published (micro format)
Financial health
63 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Accounts filed 22 days late2 of 3 deeds read
Why 63raises riskFigures for financial year 2024 (filed 28-08-2025)Liquidity: current ratio 0.41, cash €11,321lowers riskSize: total assets €1.0mSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2024
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 39% of its sector peers (NACE 68, micro)
Financial strength
Weak
Solvency 27
equity 2.3% of total assets
Liquidity 51
short-term debt 2.7% · cash 1.1%
Profitability 42
return on assets 1.8%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,549 companies, NACE 68, micro)
Last 24 months 01-2025: 0.7% 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%▼ -0.7 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026 10-2026: 1.5%▲ +0.6 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.41; short-term debt: 2.7% and cash: 1.1% of total assets), and 97.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 22% on solvency, 57% on liquidity and 37% on profitability.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2024 (filed 28-08-2025)
NBB · annual accounts
lowers risk · Size: total assets €1.0m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Liquidity: current ratio 0.41, cash €11,321
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 19390 sector peers (2024).
NBB · sector comparison
Position among 19390 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 22 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Capital & shares · Amendment of…Demerger · Auditor report ·…
  2. RestructuringMerger · Capital · Declaration
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Total assets 2024first financial year filed €1.0m View
  • Active since 2023founded 28-12-2023 2 years View

By topic

Financials

Financial year
2024
Total assets
€1.0m
Profit
€18,320
Solvency
2.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
28-12-2023
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
5
Purpose
Haar patrimonium, grotendeels bestaande uit onroerende goederen te behouden, in de ruimste…
Go to Articles of association

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