Fam-C
ActiveFam-C has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €924k and a net result of €203k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 9.88 against 14.15 in 2024; short-term debt: 7.3% and cash: 7.1% of total assets), and 7.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
20.3%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
2022
3 d early
2021
3 d early
2020
45 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€924k▲ 10.1%
2024 · €840k
2019: €314k
2020: €407k
2021: €468k
2022: €672k
2023: €701k
2024: €840k
2019 → 2025
Total assets
€998k▲ 12.9%
2024 · €883k
2019: €503k
2020: €567k
2021: €608k
2022: €795k
2023: €761k
2024: €883k
2019 → 2025
Net result
€203k▼ 7.1%
2024 · €218k
2019: €119k
2020: €108k
2021: €102k
2022: €203k
2023: €77k
2024: €218k
2019 → 2025
Working capital
€649k▲ 14.9%
2024 · €565k
2019: €-3k
2020: €95k
2021: €157k
2022: €376k
2023: €418k
2024: €565k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€468k-€672k▲ 43.4%€701k▲ 4.4%€840k▲ 19.8%€924k▲ 10.1%
Operating result€147k-€291k▲ 98.8%€108k▼ 62.8%€314k▲ 190%€293k▼ 6.8%
Net result€102k-€203k▲ 98.9%€77k▼ 62.1%€218k▲ 183%€203k▼ 7.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €998k
Fixed assets
€275k=
Current assets
€723k▲ 18.8%
Equity and liabilities €998k
Equity
€924k▲ 10.1%
Debt
€73k▲ 68.8%
The debt ratio rises from 4.9% to 7.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€321k▼
2024 · €342k
Cash flow
€231k▼
2024 · €245k
Solvency
92.7%▼
2024 · 95.1%
Current ratio
9.88▼
2024 · 14.15
Quick ratio
9.88▼
2024 · 14.15
Debt / equity
0.08▲
2024 · 0.05
ROE
21.9%▼
2024 · 26.0%
ROA
20.3%▼
2024 · 24.7%
Interest coverage
149.52▼
2024 · 747.71
Debt
€73k▲
2024 · €43k
Debt ≤ 1 year
€73k▲
2024 · €43k
Income taxes
€90k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€883k€998k▲
Fixed assets21/28€275k€275k=
Tangible fixed assets22/27€275k€275k=
Land and buildings22€234k€217k▼
Furniture and vehicles24€33k€33k▲
Other tangible fixed assets26€8k€24k▲
Current assets29/58€608k€723k▲
Amounts receivable within one year40/41€44k€103k▲
Trade receivables40€18k€40k▲
Other amounts receivable41€26k€62k▲
Current investments50/53€477k€546k▲
Cash at bank and in hand54/58€84k€71k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€883k€998k▲
Equity10/15€840k€924k▲
Contributions10/11€12k€12k=
Reserves13€827k€912k▲
Distributable reserves133€827k€912k▲
Profit (loss) carried forward14€381€381=
Amounts payable17/49€43k€73k▲
Amounts payable within one year42/48€43k€73k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€26k€52k▲
Taxes450/3€24k€52k▲
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3€320-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€846€576▼
Gross operating margin9900€342k€322k▼
Operating profit (loss)9901€314k€293k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€457€2k▲
Recurring financial charges65€457€2k▲
Profit (loss) for the period before taxes9903€315k€293k▼
Income taxes67/77€97k€90k▼
Profit (loss) for the period9904€218k€203k▼
Profit (loss) for the period to be appropriated9905€218k€203k▼
Appropriation of the result
Profit (loss) to be appropriated9906€219k€203k▼
Profit (loss) brought forward from the previous period14P€381€381=
Transfer from equity791/2€79k€118k▲
Transfer to equity691/2€218k€203k▼
To other reserves6921€218k€203k▼
Profit to be distributed694/7€79k€118k▲
Return on contributions (dividend)694€79k€118k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €218k ▲183%
Operating result €314k, net result €218k, both a record.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €77k ▼62.1%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €500kEq €672k ▲43.4%
4 profitable years in a row build equity to €672k.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
09-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Van Craenstraat 462100 AntwerpenGround area
339 m²
Building footprint
93 m²
Volume, LiDAR
738 m³
Parcel 11344A0527/00V034, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Advocatenkantoor C. Van De Velde
since 20112.206.266.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0527/00V034 | Flanders | 339 m² | 1 · 93 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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I. PEREGO
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Of 22,049 companies in sector 69101 we hold annual accounts for 9,048. 4,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2011
Fiscal year end31-03
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.