FAM
ActiveThe computed 12-month bankruptcy probability of FAM is 1.8% (moderate). The 2025 annual accounts show equity of €50k and a net result of €47k. Its solvency ranks better than 71% of 17964 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency98
Growth-
Stability67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.37), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
55.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€50k
Total assets
€85k
Net result
€47k
Working capital
€48k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €85k
Fixed assets
€2k
Current assets
€83k
Equity and liabilities €85k
Equity
€50k
Debt
€35k
Debt finances 41.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€73k
Cash flow
€53k
Solvency
58.9%
Current ratio
2.37
Quick ratio
1.93
Debt / equity
0.70
ROE
94.0%
ROA
55.4%
Interest coverage
32.34
Debt
€35k
Debt ≤ 1 year
€35k
Income taxes
€19k
Staff costs
€14k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€85k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€83k
Stocks and contracts in progress3€15k
Stocks30/36€15k
Amounts receivable within one year40/41€43k
Trade receivables40€9k
Other amounts receivable41€34k
Cash at bank and in hand54/58€23k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€85k
Equity10/15€50k
Contributions10/11€3k
Reserves13€47k
Distributable reserves133€47k
Amounts payable17/49€35k
Amounts payable within one year42/48€35k
Trade debts44€15k
Suppliers440/4€15k
Taxes, remuneration and social security45€19k
Taxes450/3€19k
Remuneration and social security454/9€426
Income statement
Code2025
Remuneration, social security and pensions62€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€3k
Gross operating margin9900€90k
Operating profit (loss)9901€67k
Financial income75/76B€934
Recurring financial income75€934
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€66k
Income taxes67/77€19k
Profit (loss) for the period9904€47k
Profit (loss) for the period to be appropriated9905€47k
Appropriation of the result
Profit (loss) to be appropriated9906€47k
Transfer to equity691/2€47k
To other reserves6921€47k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambtmanstraat 22000 AntwerpenGround area
321 m²
Building footprint
248 m²
Volume, LiDAR
3,395 m³
Parcel 11002A1005/00F000, Flanders · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FAM
since 20242.362.108.465
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1005/00F000 | Flanders | 321 m² | 1 · 248 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AU LOUVRE
BE 0457.175.549
Brussel · Eq €50k
SOOFIA
BE 1003.228.933
Hasselt · Eq €51k
AURA FASHION
BE 0559.861.729
Grobbendonk · Eq €51k
LAEDY CLOTHES
BE 0777.955.737
Martelange · Eq €51k
VERSION NATURE
BE 0452.860.633
Esneux · Eq €51k
Of 2,200 companies in sector 47711 we hold annual accounts for 889. 686 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2024
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47820Market retail: textiles, clothing, footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.