FALUGO
ActiveSummary
FALUGO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €7k. Equity is growing by ~43.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+5
Solvency32▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11322 sector peers (2025).
NBB · sector comparisonPosition among 11322 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
23 d late
2022
16 d late
2021
31 d late
2020
31 d late
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k
2024 · €-2k
2018: €-24k
2019: €-29k
2020: €-20k
2021: €-16k
2022: €-5k
2023: €-6k
2024: €-2k
2018 → 2025
Total assets
€74k▼ 2.4%
2024 · €75k
2018: €25k
2019: €43k
2020: €41k
2021: €34k
2022: €26k
2023: €89k
2024: €75k
2018 → 2025
Net result
€7k▲ 70.9%
2024 · €4k
2018: €17k
2019: €-4k
2020: €8k
2021: €5k
2022: €10k
2023: €-1k
2024: €4k
2018 → 2025
Working capital
€-11k▲ 39.3%
2024 · €-19k
2018: €-34k
2019: €-48k
2020: €-37k
2021: €-28k
2022: €-11k
2023: €-26k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€-5k▲ 66.7%€-6k▼ 19.5%€-2k▲ 68.2%€5k
Operating result€7k-€16k▲ 133%€941▼ 94.2%€10k▲ 979%€12k▲ 14.2%
Net result€5k-€10k▲ 112%€-1k€4k€7k▲ 70.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€40k ▼ 24.0%
Current assets
€34k ▲ 47.1%
Equity and liabilities €74k
Equity
€5k
Debt
€68k
Debt finances 92.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k▼
2024 · €25k
Cash flow
€20k▲
2024 · €19k
Current ratio
0.75▲
2024 · 0.55
Quick ratio
0.69▲
2024 · 0.49
Debt to equity
12.98▲
2024 · -39.19
ROE
137.5%
ROA
9.8%▲
2024 · 5.6%
Interest coverage
10.45▲
2024 · 7.94
Debt ≤ 1 year
€45k▲
2024 · €42k
Debt > 1 year
€23k▼
2024 · €36k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€75k€74k▼
Fixed assets21/28€52k€40k▼
Tangible fixed assets22/27€52k€40k▼
Furniture and vehicles24€42k€30k▼
Other tangible fixed assets26€10k€9k▼
Financial fixed assets28€120€120=
Current assets29/58€23k€34k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€20k€28k▲
Trade receivables40€13k€21k▲
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€78€2k▲
Deferred charges and accrued income490/1€799€569▼
Equity and liabilities
Total equity and liabilities10/49€75k€74k▼
Equity10/15€-2k€5k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-8k€-940▲
Amounts payable17/49€77k€68k▼
Amounts payable after more than one year17€36k€23k▼
Financial debts170/4€36k€23k▼
Amounts payable within one year42/48€42k€45k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Financial debts43€220-
Credit institutions430/8€220-
Trade debts44€17k€25k▲
Suppliers440/4€17k€25k▲
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Other amounts payable47/48€500€500=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼
Other operating charges640/8€620€685▲
Gross operating margin9900€25k€25k▼
Operating profit (loss)9901€10k€12k▲
Financial income75/76B€325€226▼
Recurring financial income75€325€226▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€10k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€4k€7k▲
Profit (loss) for the period to be appropriated9905€4k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-940▲
Profit (loss) brought forward from the previous period14P€-12k€-8k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Weakest financial yearnet €-4k ▼125%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
12-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 196 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Béôle 1084050 ChaudfontaineGround area
1,904 m²
Building footprint
112 m²
Volume, LiDAR
705 m³
Parcel 62022B0002/00N000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FALUGO
since 20082.174.502.646
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62022B0002/00N000 | Wallonia | 1,904 m² | 1 · 112 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AADHYA
BE 0777.900.606
Aarschot · Eq €5,298
BALDI VISMIJN TRAITEUR
BE 0840.129.470
Dilsen-Stokkem · Eq €5,311
ACTIVE GUIDELINE
BE 0878.124.271
Braine-l'Alleud · Eq €5,369
EXPRESS BREAD
BE 0471.394.759
Gesves · Eq €5,140
AMF Retail
BE 1023.795.111
Rixensart · Eq €5,429
Of 1,641 companies in sector 46170 we hold annual accounts for 671. 274 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.