FALLYER
ActiveFALLYER has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62k and a net result of €-714. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-71
Solvency99=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 5.32 against 3.82 in 2023; short-term debt: 18.6% and cash: 1% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73.5%
Return on assets
-0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
90 d late
2022
91 d late
2021
289 d late
2020
151 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€62k▼ 1.1%
2023 · €63k
2018: €45k
2019: €45k
2020: €47k
2021: €41k
2022: €49k
2023: €63k
2018 → 2024
Total assets
€85k▼ 0.1%
2023 · €85k
2018: €74k
2019: €64k
2020: €53k
2021: €53k
2022: €60k
2023: €85k
2018 → 2024
Net result
€-714
2023 · €14k
2018: €-3k
2019: €560
2020: €2k
2021: €-6k
2022: €9k
2023: €14k
2018 → 2024
Working capital
€68k▲ 10.7%
2023 · €61k
2018: €37k
2019: €38k
2020: €45k
2021: €39k
2022: €48k
2023: €61k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€47k-€41k▼ 13.4%€49k▲ 21.8%€63k▲ 27.5%€62k▼ 1.1%
Operating result€2k-€-6k€9k€15k▲ 62.6%€-2k
Net result€2k-€-6k€9k€14k▲ 54.0%€-714
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €15k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €85k
Fixed assets
€957▼ 39.5%
Current assets
€84k▲ 0.6%
Equity and liabilities €85k
Equity
€62k▼ 1.1%
Debt
€22k▲ 2.8%
The debt ratio rises from 25.7% to 26.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▼
2023 · €15k
Cash flow
€-90▼
2023 · €14k
Solvency
73.5%▼
2023 · 74.3%
Current ratio
5.32▲
2023 · 3.82
Quick ratio
5.21▲
2023 · 3.79
Debt / equity
0.36▲
2023 · 0.35
ROE
-1.1%▼
2023 · 21.6%
ROA
-0.8%▼
2023 · 16.0%
Interest coverage
-3.66▼
2023 · 34.46
Debt
€22k▲
2023 · €22k
Debt ≤ 1 year
€16k▼
2023 · €22k
Income taxes
€140▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€85k€85k▼
Fixed assets21/28€2k€957▼
Tangible fixed assets22/27€1k€784▼
Plant, machinery and equipment23€1k€784▼
Financial fixed assets28€174€174=
Current assets29/58€83k€84k▲
Stocks and contracts in progress3€627€2k▲
Stocks30/36€627€2k▲
Amounts receivable within one year40/41€69k€80k▲
Trade receivables40€47k€44k▼
Other amounts receivable41€22k€36k▲
Cash at bank and in hand54/58€13k€876▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€85k€85k▼
Equity10/15€63k€62k▼
Contributions10/11€19k€19k=
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€29k€28k▼
Amounts payable17/49€22k€22k▲
Amounts payable within one year42/48€22k€16k▼
Trade debts44€18k€13k▼
Suppliers440/4€18k€13k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Accrued charges and deferred income492/3-€7k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€650€624▼
Other operating charges640/8€1k€744▼
Gross operating margin9900€17k€-592▼
Operating profit (loss)9901€15k€-2k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€447€365▼
Recurring financial charges65€447€365▼
Profit (loss) for the period before taxes9903€15k€-575▼
Income taxes67/77€2k€140▼
Profit (loss) for the period9904€14k€-714▼
Profit (loss) for the period to be appropriated9905€14k€-714▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€28k▼
Profit (loss) brought forward from the previous period14P€15k€29k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-12
Financial
Highest result since 2018net €14k ▲54%
Operating result €15k, net result €14k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 289 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2021
31-12
Financial
Weakest financial yearnet €-6k ▼497%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 151 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 8.08
Current ratio from 3.25 to 8.08; short-term debt falls from €17k to €6k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €560
Net result €560 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Provinciale 2561301 WavreGround area
486 m²
Building footprint
75 m²
Volume, LiDAR
771 m³
Parcel 25006C0216/00F000, Wallonia · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Provinciale 256, 1301 Wavre
since 19862.034.477.406
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006C0216/00F000 | Wallonia | 486 m² | 1 · 75 m² | 12.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TechniFlux
BE 0848.425.643
Orp-Jauche · Eq €62k
INTER SPRINKLER
BE 0759.642.137
Zaventem · Eq €62k
GEQ & ASSOCIES
BE 0754.881.813
Lasne · Eq €62k
MICHIELS ROBBY
BE 0649.419.057
Kapelle-op-den-Bos · Eq €62k
DOART
BE 0893.649.716
Oudergem · Eq €62k
Of 7,039 companies in sector 43221 we hold annual accounts for 3,469. 3,014 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-06-1986
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.