Faktor 50
ActiveFaktor 50 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €13k. Equity is growing by ~57.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 3.46 in 2024; short-term debt: 27% and cash: 71.4% of total assets), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
29.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
31 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 68.7%
2024 · €19k
2023: €10k
2024: €19k
2023 → 2025
Total assets
€43k▲ 64.2%
2024 · €26k
2023: €22k
2024: €26k
2023 → 2025
Net result
€13k▲ 47.6%
2024 · €9k
2023: €3k
2024: €9k
2023 → 2025
Working capital
€29k▲ 56.0%
2024 · €19k
2023: €10k
2024: €19k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€19k▲ 87.0%€32k▲ 68.7%
Operating result€4k-€12k▲ 199%€18k▲ 41.3%
Net result€3k-€9k▲ 246%€13k▲ 47.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€2k
Current assets
€41k
Equity and liabilities €43k
Equity
€32k▲ 68.7%
Debt
€12k▲ 53.2%
The debt ratio falls from 28.9% to 27.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k
Cash flow
€13k
Solvency
73.0%▲
2024 · 71.1%
Current ratio
3.51▲
2024 · 3.46
Quick ratio
3.51▲
2024 · 3.46
Debt / equity
0.37▼
2024 · 0.41
ROE
40.7%▼
2024 · 46.5%
ROA
29.7%▼
2024 · 33.1%
Interest coverage
142.59
Debt
€12k▲
2024 · €8k
Debt ≤ 1 year
€12k▲
2024 · €8k
Income taxes
€5k▲
2024 · €4k
Staff costs
€740
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€43k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€26k€41k▲
Amounts receivable within one year40/41-€10k
Trade receivables40-€10k
Cash at bank and in hand54/58€26k€31k▲
Equity and liabilities
Total equity and liabilities10/49€26k€43k▲
Equity10/15€19k€32k▲
Contributions10/11€8k€8k=
Reserves13€11k€24k▲
Distributable reserves133€11k€24k▲
Amounts payable17/49€8k€12k▲
Amounts payable within one year42/48€8k€12k▲
Trade debts44€27€27▲
Suppliers440/4€27€27▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€3k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€740
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€264
Other operating charges640/8€706€207▼
Gross operating margin9900€13k€19k▲
Operating profit (loss)9901€12k€18k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€39€125▲
Recurring financial charges65€39€125▲
Profit (loss) for the period before taxes9903€12k€17k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€9k€13k▲
Profit (loss) for the period to be appropriated9905€9k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€13k▲
Transfer to equity691/2€9k€13k▲
To other reserves6921€9k€13k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €13k ▲47.6%
Operating result €18k, net result €13k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lissabonstraat 32660 AntwerpenGround area
219 m²
Building footprint
71 m²
Volume, LiDAR
441 m³
Parcel 11382C0647/00G000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Faktor 50
since 20232.342.761.915
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382C0647/00G000 | Flanders | 219 m² | 1 · 71 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DG Adviesbureau
BE 0555.988.459
Zemst · Eq €32k
Dewit Finance
BE 0633.572.920
Hove · Eq €32k
BDO INNOVATION GARDEN
BE 0692.549.712
Zaventem · Eq €32k
RQM+ (Belgium)
BE 0781.607.885
Brussel · Eq €32k
Emipau
BE 0794.401.294
Temse · Eq €31k
Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2023
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
45112
46180Agents specialised in the wholesale of other particular products
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.