FAKTA
ActiveFAKTA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €22k. Equity is growing by ~60.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency3▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.02 in 2024), and 95.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.1%
Return on assets
3.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
on the day
2021
on the day
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 1,190%
2024 · €2k
2019: €-146k
2020: €-116k
2021: €-85k
2022: €-49k
2023: €-18k
2024: €2k
2019 → 2025
Total assets
€591k▼ 3.5%
2024 · €612k
2019: €763k
2020: €693k
2021: €652k
2022: €643k
2023: €602k
2024: €612k
2019 → 2025
Net result
€22k▲ 11.5%
2024 · €20k
2019: €37k
2020: €31k
2021: €30k
2022: €36k
2023: €31k
2024: €20k
2019 → 2025
Working capital
€-200k▲ 1.5%
2024 · €-203k
2019: €-213k
2020: €-201k
2021: €-200k
2022: €-184k
2023: €-189k
2024: €-203k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-85k-€-49k▲ 42.5%€-18k▲ 62.7%€2k€24k▲ 1,190%
Operating result€40k-€46k▲ 14.6%€40k▼ 14.3%€28k▼ 28.3%€32k▲ 13.9%
Net result€30k-€36k▲ 18.9%€31k▼ 15.0%€20k▼ 34.4%€22k▲ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €591k
Fixed assets
€567k▼ 6.9%
Current assets
€24k▲ 540%
Equity and liabilities €591k
Equity
€24k▲ 1,190%
Debt
€566k▼ 7.2%
The debt ratio falls from 99.7% to 95.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€74k▲
2024 · €66k
Cash flow
€64k▲
2024 · €57k
Solvency
4.1%▲
2024 · 0.3%
Current ratio
0.11▲
2024 · 0.02
Quick ratio
0.11▲
2024 · 0.02
Debt / equity
23.25
ROE
92.2%
ROA
3.8%▲
2024 · 3.3%
Interest coverage
12.70▲
2024 · 10.69
Debt
€566k▼
2024 · €610k
Debt ≤ 1 year
€224k▲
2024 · €206k
Debt > 1 year
€343k▼
2024 · €400k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€612k€591k▼
Fixed assets21/28€608k€567k▼
Tangible fixed assets22/27€518k€476k▼
Land and buildings22€466k€437k▼
Furniture and vehicles24€52k€39k▼
Financial fixed assets28€90k€90k=
Current assets29/58€4k€24k▲
Amounts receivable within one year40/41€17€19k▲
Trade receivables40-€19k
Other amounts receivable41€17-
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€612k€591k▼
Equity10/15€2k€24k▲
Contributions10/11€235k€235k=
Capital10€235k€235k=
Issued capital100€235k€235k=
Reserves13€117k€140k▲
Distributable reserves133€117k€140k▲
Profit (loss) carried forward14€-351k€-351k=
Amounts payable17/49€610k€566k▼
Amounts payable after more than one year17€400k€343k▼
Financial debts170/4€400k€343k▼
Amounts payable within one year42/48€206k€224k▲
Current portion of amounts payable after more than one year42€57k€58k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€7k€11k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€135k€150k▲
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€42k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€71k€81k▲
Operating profit (loss)9901€28k€32k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€22k€26k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€20k€22k▲
Profit (loss) for the period to be appropriated9905€20k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-331k€-329k▲
Profit (loss) brought forward from the previous period14P€-351k€-351k=
Transfer to equity691/2€20k€22k▲
To other reserves6921€20k€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €20k ▼34.4%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaarderslaan 119160 LokerenGround area
2,278 m²
Building footprint
1,149 m²
Volume, LiDAR
7,241 m³
Parcel 46014A1193/00E000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FAKTA NV
since 19902.049.246.546
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A1193/00E000 | Flanders | 2,278 m² | 1 · 1,149 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ABK Consulting & Services
BE 0804.760.993
Saint-Georges-sur-Meuse · Eq €24k
RAMCO
BE 0765.579.824
Anderlecht · Eq €24k
FEEL 4 YOU
BE 0479.370.337
Elsene · Eq €24k
GembaS
BE 0795.355.458
Aalst · Eq €24k
GENSTERS
BE 0459.372.303
Bilzen-Hoeselt · Eq €24k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 32,542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-04-1990
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.