FAKO 2
ActiveFAKO 2 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.59M and a net result of €146k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 86% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 18.02 against 7.35 in 2024; short-term debt: 4.5% and cash: 0.7% of total assets), and 12.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.9%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.59M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
37 d early
2022
21 d early
2021
29 d late
2020
15 d early
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.59M▲ 5.3%
2024 · €1.51M
2018: €28k
2019: €-40k
2020: €-8k
2021: €118k
2022: €305k
2023: €1.31M
2024: €1.51M
2018 → 2025
Total assets
€1.80M▼ 3.1%
2024 · €1.86M
2018: €843k
2019: €1.20M
2020: €1.17M
2021: €1.18M
2022: €1.25M
2023: €1.77M
2024: €1.86M
2018 → 2025
Net result
€146k▼ 24.4%
2024 · €193k
2018: €-21k
2019: €-68k
2020: €33k
2021: €126k
2022: €232k
2023: €1.01M
2024: €193k
2018 → 2025
Working capital
€1.38M▲ 6.8%
2024 · €1.29M
2018: €13k
2019: €-113k
2020: €-107k
2021: €-93k
2022: €342
2023: €1.09M
2024: €1.29M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€305k▲ 158%€1.31M▲ 331%€1.51M▲ 14.7%€1.59M▲ 5.3%
Operating result€178k-€356k▲ 99.8%€414k▲ 16.4%€149k▼ 64.1%€114k▼ 23.6%
Net result€126k-€232k▲ 84.6%€1.01M▲ 334%€193k▼ 80.9%€146k▼ 24.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets
€348k▼ 6.4%
Current assets
€1.46M▼ 2.3%
Equity and liabilities €1.80M
Equity
€1.59M▲ 5.3%
Debt
€218k▼ 38.7%
The debt ratio falls from 19.1% to 12.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€159k▼
2024 · €190k
Cash flow
€191k▼
2024 · €234k
Solvency
87.9%▲
2024 · 80.9%
Current ratio
18.02▲
2024 · 7.35
Quick ratio
18.02▲
2024 · 7.35
Debt / equity
0.14▼
2024 · 0.24
ROE
9.2%▼
2024 · 12.8%
ROA
8.1%▼
2024 · 10.4%
Interest coverage
24.52▼
2024 · 38.84
Debt
€218k▼
2024 · €355k
Debt ≤ 1 year
€81k▼
2024 · €203k
Debt > 1 year
€137k▼
2024 · €152k
Income taxes
€56k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.86M€1.80M▼
Fixed assets21/28€372k€348k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€372k€348k▼
Land and buildings22€351k€323k▼
Plant, machinery and equipment23€20k€20k▼
Furniture and vehicles24€1k€6k▲
Financial fixed assets28€0-
Current assets29/58€1.49M€1.46M▼
Amounts receivable after more than one year29€380k€378k▼
Trade receivables290€5k€3k▼
Other amounts receivable291€375k€375k=
Amounts receivable within one year40/41€114k€58k▼
Trade receivables40€89k€53k▼
Other amounts receivable41€25k€5k▼
Current investments50/53€954k€961k▲
Cash at bank and in hand54/58€20k€12k▼
Deferred charges and accrued income490/1€23k€47k▲
Equity and liabilities
Total equity and liabilities10/49€1.86M€1.80M▼
Equity10/15€1.51M€1.59M▲
Contributions10/11€7k€7k=
Reserves13€1.50M€1.58M▲
Distributable reserves133€1.50M€1.58M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€355k€218k▼
Amounts payable after more than one year17€152k€137k▼
Financial debts170/4€152k€137k▼
Amounts payable within one year42/48€203k€81k▼
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€41k€7k▼
Suppliers440/4€41k€7k▼
Taxes, remuneration and social security45€147k€19k▼
Taxes450/3€147k€19k▼
Other amounts payable47/48€239€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€45k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€194k€164k▼
Operating profit (loss)9901€149k€114k▼
Financial income75/76B€106k€95k▼
Recurring financial income75€106k€95k▼
Non-recurring financial income76B€0-
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€250k€202k▼
Income taxes67/77€57k€56k▼
Profit (loss) for the period9904€193k€146k▼
Profit (loss) for the period to be appropriated9905€193k€146k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€146k▼
Transfer from equity791/2-€67k
Transfer to equity691/2€193k€146k▼
To other reserves6921€193k€146k▼
Profit to be distributed694/7-€67k
Return on contributions (dividend)694-€67k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 18.02
Current ratio from 7.35 to 18.02; short-term debt falls from €203k to €81k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €1.01M ▲334%
Operating result €414k, net result €1.01M, both a record.
31-12
Financial
Liquidity times 5current ratio 4.82
Current ratio from 1.00 to 4.82.
31-12
Financial
Equity above €1MEq €1.31M ▲331%
4 profitable years in a row build equity to €1.31M.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €305k ▲158%
3 profitable years in a row build equity to €305k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Equity above €100kEq €118k
2 profitable years in a row build equity to €118k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 115 days late
2019
31-12
Financial
Weakest financial yearnet €-68k
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortewagenstraat 539230 WetterenGround area
2,630 m²
Building footprint
718 m²
Volume, LiDAR
3,445 m³
Parcel 42025A0407/00D000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fako 2
since 20122.209.984.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42025A0407/00D000 | Flanders | 2,630 m² | 1 · 718 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 22,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.