FAIRON
ActiveSummary
FAIRON has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,915 and a net result of €32,393. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-2
Solvency29▲+12
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.8 in 2024; short-term debt: 82.8% and cash: 0.3% of total assets), and 95.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
10.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 18537 sector peers (2025).
NBB · sector comparisonPosition among 18537 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
56 d early
2023
23 d late
2022
21 d late
2021
23 d late
2020
20 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€12,915
2024 · -€19,479
Total assets
€296,225▲ 29.2%
2024 · €229,342
Net result
€32,393▲ 12.7%
2024 · €28,752
Working capital
-€33,652▲ 31.3%
2024 · -€48,957
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,818▼ 27.1%€1,487▼ 89.2%€2,707▲ 82.1%€30,123▲ 1,013%€34,842▲ 15.7%
Net result€11,550within the sector's middle half▼ 5.8%-€938within the sector's middle half€1,506within the sector's middle half€28,752above the sector's middle half▲ 1,810%€32,393above the sector's middle half▲ 12.7%
Equity-€48,798below the sector's middle half▲ 19.1%-€49,736below the sector's middle half▼ 1.9%-€48,231below the sector's middle half▲ 3.0%-€19,479below the sector's middle half▲ 59.6%€12,915within the sector's middle half
Total assets€123,508within the sector's middle half▲ 19.7%€84,789within the sector's middle half▼ 31.3%€38,730below the sector's middle half▼ 54.3%€229,342within the sector's middle half▲ 492%€296,225within the sector's middle half▲ 29.2%
Debt€172,307▲ 5.4%€134,526▼ 21.9%€86,960▼ 35.4%€248,820▲ 186%€283,311▲ 13.9%
Working capital-€47,951▲ 19.1%-€49,352▼ 2.9%-€48,138▲ 2.5%-€48,957▼ 1.7%-€33,652▲ 31.3%
Solvency-39.5%below the sector's middle half▲ 19.0pp-58.7%below the sector's middle half▼ 19.1pp-124.5%below the sector's middle half▼ 65.9pp-8.5%below the sector's middle half▲ 116.0pp4.4%below the sector's middle half▲ 12.9pp
Staff (FTE)11=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296,225
Fixed assets
€84,624 ▲ 186%
Current assets
€211,602 ▲ 6.0%
Equity and liabilities €296,225
Equity
€12,915
Debt
€283,311
Debt finances 95.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€54,686▲
2024 · €30,226
Cash flow
€52,237▲
2024 · €28,856
Current ratio
0.86▲
2024 · 0.80
Quick ratio
0.08▼
2024 · 0.28
Debt to equity
21.94▲
2024 · -12.77
ROE
250.8%
ROA
10.9%▼
2024 · 12.5%
Interest coverage
14.91▼
2024 · 24.80
Debt ≤ 1 year
€245,254▼
2024 · €248,663
Debt > 1 year
€37,192
Income taxes
€106▼
2024 · €174
Staff costs
€2,406▲
2024 · €2,279
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 926 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
4.5%
stopped otherwise
93%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 926 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €2,279 | €2,406 | ▲ 5.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €104 | €19,844 | ▲ 19,069% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€33,000 | - | - |
| Other operating charges640/8 | €348 | €348 | €384 | €2,324 | €1,492 | ▼ 35.8% |
| Gross operating margin9900 | €14,165 | €1,834 | €3,092 | €1,830 | €58,584 | ▲ 3,102% |
| Operating profit (loss)9901 | €13,818 | €1,487 | €2,707 | €30,123 | €34,842 | ▲ 15.7% |
| Financial income75/76B | €196 | €1,500 | €12 | €23 | €1,325 | ▲ 5,699% |
| Recurring financial income75 | €196 | €1,500 | €12 | €23 | €1,325 | ▲ 5,699% |
| Financial charges65/66B | €2,463 | €3,925 | €1,214 | €1,219 | €3,668 | ▲ 201% |
| Recurring financial charges65 | €2,463 | €3,925 | €1,214 | €1,219 | €3,668 | ▲ 201% |
| Profit (loss) for the period before taxes9903 | €11,550 | -€938 | €1,506 | €28,927 | €32,499 | ▲ 12.4% |
| Income taxes67/77 | - | - | - | €174 | €106 | ▼ 39.2% |
| Profit (loss) for the period9904 | €11,550 | -€938 | €1,506 | €28,752 | €32,393 | ▲ 12.7% |
| Profit (loss) for the period to be appropriated9905 | €11,550 | -€938 | €1,506 | €28,752 | €32,393 | ▲ 12.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €123,508 | €84,789 | €38,730 | €229,342 | €296,225 | ▲ 29.2% |
| Fixed assets21/28 | - | - | - | €29,635 | €84,624 | ▲ 186% |
| Tangible fixed assets22/27 | - | - | - | €29,635 | €84,624 | ▲ 186% |
| Plant, machinery and equipment23 | - | - | - | €7,985 | €18,583 | ▲ 133% |
| Furniture and vehicles24 | - | - | - | €21,650 | €66,041 | ▲ 205% |
| Current assets29/58 | €123,508 | €84,789 | €38,730 | €199,706 | €211,602 | ▲ 6.0% |
| Stocks and contracts in progress3 | €28,608 | €25,083 | €17,207 | €131,255 | €191,546 | ▲ 45.9% |
| Stocks30/36 | €28,608 | €25,083 | €17,207 | €131,255 | €191,546 | ▲ 45.9% |
| Amounts receivable within one year40/41 | €94,687 | €47,393 | €2,708 | €19,745 | €16,556 | ▼ 16.2% |
| Trade receivables40 | €94,687 | €45,656 | €752 | €19,745 | €16,556 | ▼ 16.2% |
| Other amounts receivable41 | - | €1,737 | €1,956 | - | - | - |
| Cash at bank and in hand54/58 | €213 | €12,313 | €18,814 | €46,468 | €789 | ▼ 98.3% |
| Deferred charges and accrued income490/1 | - | - | - | €2,239 | €2,711 | ▲ 21.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €123,508 | €84,789 | €38,730 | €229,342 | €296,225 | ▲ 29.2% |
| Equity10/15 | -€48,798 | -€49,736 | -€48,231 | -€19,479 | €12,915 | ▲ 166% |
| Contributions10/11 | €18,600 | €18,600 | €20,162 | €20,162 | €20,162 | = |
| Reserves13 | €1,562 | €1,562 | - | - | - | - |
| Non-distributable reserves130/1 | €1,562 | €1,562 | - | - | - | - |
| Reserves not available under the articles1311 | €1,562 | €1,562 | - | - | - | - |
| Profit (loss) carried forward14 | -€68,960 | -€69,898 | -€68,393 | -€39,641 | -€7,247 | ▲ 81.7% |
| Amounts payable17/49 | €172,307 | €134,526 | €86,960 | €248,820 | €283,311 | ▲ 13.9% |
| Amounts payable after more than one year17 | - | - | - | - | €37,192 | - |
| Financial debts170/4 | - | - | - | - | €37,192 | - |
| Amounts payable within one year42/48 | €171,459 | €134,142 | €86,867 | €248,663 | €245,254 | ▼ 1.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €10,378 | - |
| Financial debts43 | €36,521 | - | - | - | €16,821 | - |
| Credit institutions430/8 | €36,521 | - | - | - | €16,821 | - |
| Trade debts44 | €429 | €50 | €37 | €8,583 | €7,925 | ▼ 7.7% |
| Suppliers440/4 | €429 | €50 | €37 | €8,583 | €7,925 | ▼ 7.7% |
| Advances received on contracts in progress46 | - | - | €711 | - | €653 | - |
| Taxes, remuneration and social security45 | €158 | - | - | €13,066 | €2,340 | ▼ 82.1% |
| Taxes450/3 | €158 | - | - | €13,066 | €2,340 | ▼ 82.1% |
| Other amounts payable47/48 | €134,351 | €134,092 | €86,118 | €227,014 | €207,136 | ▼ 8.8% |
| Accrued charges and deferred income492/3 | €848 | €384 | €93 | €157 | €865 | ▲ 451% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,550 | -€938 | €1,506 | €28,752 | €32,393 | ▲ 12.7% |
| + Depreciation and write-downs630 | - | - | - | €104 | €19,844 | ▲ 19,069% |
| Operating cash flow (approximation) | €11,550 | -€938 | €1,506 | €28,856 | €52,237 | ▲ 81.0% |
| Investment in fixed assets (approximation) | - | - | - | - | -€74,832 | - |
| Change in cash | - | €12,100 | €6,501 | €27,653 | -€45,679 | ▼ 265% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €32,393 ▲12.7%
Operating result €34,842, net result €32,393, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €1,506
Net result €1,506 after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Back to profitnet €12,255
Net result €12,255 after 2 loss-making years.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
31-12
Financial
Weakest financial yearnet -€56,055
Net result drops to -€56,055, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2006
Ground area
6,350 m²
Building footprint
521 m²
Volume, LiDAR
3,625 m³
Parcel 61068A0471/00F000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FAIRON
since 20062.152.086.342
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61068A0471/00F000 | Wallonia | 6,350 m² | 1 · 521 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CC & M
BE 0695.467.432
Sint-Jans-Molenbeek · Eq €12,680
BELDECO BRUSSELS
BE 0767.398.276
Dilbeek · Eq €13,303
BELGITECH
BE 0745.360.470
Waterloo · Eq €12,523
A MOBY
BE 0766.388.288
Ans · Eq €13,453
COLISEUM CONSTRUCTION
BE 0799.803.602
Watermaal-Bosvoorde · Eq €12,248
Of 1,719 companies in sector 47521 we hold annual accounts for 1,287. 347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2006
Fiscal year end31-12
Activities, NACEBEL 2025
23700Cutting, shaping and finishing of stone
47521Retail sale of hardware, building materials, paint and glass (general range)
25510Coating of metals
33190Repair, maintenance and installation of machinery and equipment
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95315Tyre services
95316Washing and cleaning of motor vehicles
46180Agents specialised in the wholesale of other particular products
95314Bodywork repair (including spraying and painting)
Contact
Phone
085.236878Villers-le-Bouillet
E-invoicing
Reachable via Peppol
Peppol ID
0208:0879147523
Also
9925:BE0879147523
Registered
01-06-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.