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FAIRMARKAD

Active
Private limited companyfounded 199630 yrs activeBevrijdingslaan 40, 8570 Anzegem, BelgiumKBO/BCE: BE 0457.299.174
Summary

FAIRMARKAD has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196,404 and a net result of €21,587. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability80▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 6.29 against 6.74 in 2024; short-term debt: 10.1% and cash: 5.3% of total assets), and 15.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.5%
Return on assets
9.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
46 d early
2023
56 d early
2022
54 d early
2021
13 d early
2020
54 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 February 1996, FAIRMARKAD was incorporated.1 Total assets went from EUR 302,477 in 2019 to EUR 232,449 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€196,404▲ 12.3%
2024 · €174,817
Total assets
€232,449▲ 0.9%
2024 · €230,291
Net result
€21,587▲ 50.2%
2024 · €14,374
Working capital
€124,458▲ 5.3%
2024 · €118,139
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€5,779▲ 13.2%€7,975€6,591▼ 17.3%€12,006▲ 82.2%€14,785▲ 23.1%
Net result-€6,691below the sector's middle half▲ 43.5%€5,126within the sector's middle half€8,012within the sector's middle half▲ 56.3%€14,374within the sector's middle half▲ 79.4%€21,587within the sector's middle half▲ 50.2%
Equity€147,305within the sector's middle half▼ 4.3%€152,431within the sector's middle half▲ 3.5%€160,443within the sector's middle half▲ 5.3%€174,817within the sector's middle half▲ 9.0%€196,404within the sector's middle half▲ 12.3%
Total assets€259,591within the sector's middle half▼ 6.7%€245,520within the sector's middle half▼ 5.4%€234,535within the sector's middle half▼ 4.5%€230,291within the sector's middle half▼ 1.8%€232,449within the sector's middle half▲ 0.9%
Debt€112,285▼ 9.6%€93,089▼ 17.1%€74,092▼ 20.4%€55,474▼ 25.1%€36,045▼ 35.0%
Working capital€114,514▲ 2.3%€111,963▼ 2.2%€113,256▲ 1.2%€118,139▲ 4.3%€124,458▲ 5.3%
Solvency56.7%within the sector's middle half▲ 1.4pp62.1%within the sector's middle half▲ 5.3pp68.4%within the sector's middle half▲ 6.3pp75.9%within the sector's middle half▲ 7.5pp84.5%above the sector's middle half▲ 8.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: -€5,779-€5,779Net result 2021: -€6,691-€6,691Operating result 2022: €7,975€7,975Net result 2022: €5,126€5,126Operating result 2023: €6,591€6,591Net result 2023: €8,012€8,012Operating result 2024: €12,006€12,006Net result 2024: €14,374€14,374Operating result 2025: €14,785€14,785Net result 2025: €21,587€21,58720212022202320242025€0€10,000€20,000Operating result 2023: €6,591€6,590Net result 2023: €8,012€8,010Operating result 2024: €12,006€12,000Net result 2024: €14,374€14,400Operating result 2025: €14,785€14,800Net result 2025: €21,587€21,600202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232,449
Fixed assets €84,480 ▼ 7.7%
Current assets €147,969 ▲ 6.7%
Equity and liabilities €232,449
Equity €196,404 ▲ 12.3%
Debt €36,045 ▼ 35.0%
Debt's share of the balance-sheet total falls from 24.1% to 15.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24,767▲
2024 · €21,709
Cash flow
€31,569▲
2024 · €24,077
Current ratio
6.29▼
2024 · 6.74
Debt to equity
0.18▼
2024 · 0.32
ROE
11.0%▲
2024 · 8.2%
ROA
9.3%▲
2024 · 6.2%
Interest coverage
61.57▼
2024 · 69.71
Debt ≤ 1 year
€23,511▲
2024 · €20,588
Debt > 1 year
€9,093▼
2024 · €27,203
Income taxes
€3,045▲
2024 · €1,686
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€230,291€232,449▲
Fixed assets21/28€91,563€84,480▼
Tangible fixed assets22/27€14,212€7,129▼
Land and buildings22€2,683€5,382▲
Plant, machinery and equipment23€2,084€1,500▼
Furniture and vehicles24€634€247▼
Other tangible fixed assets26€8,812€0▼
Financial fixed assets28€77,351€77,351=
Current assets29/58€138,727€147,969▲
Amounts receivable within one year40/41€567€1,744▲
Trade receivables40€523€1,744▲
Other amounts receivable41€45€0▼
Current investments50/53€129,756€123,612▼
Cash at bank and in hand54/58€754€12,295▲
Deferred charges and accrued income490/1€7,650€10,318▲
Equity and liabilities
Total equity and liabilities10/49€230,291€232,449▲
Equity10/15€174,817€196,404▲
Contributions10/11€12,395€12,395=
Reserves13€162,422€184,009▲
Distributable reserves133€162,422€184,009▲
Amounts payable17/49€55,474€36,045▼
Amounts payable after more than one year17€27,203€9,093▼
Financial debts170/4€27,203€9,093▼
Amounts payable within one year42/48€20,588€23,511▲
Current portion of amounts payable after more than one year42€18,006€18,109▲
Trade debts44€1,504€4,818▲
Suppliers440/4€1,504€4,818▲
Taxes, remuneration and social security45€377€196▼
Taxes450/3€377€196▼
Other amounts payable47/48€701€388▼
Accrued charges and deferred income492/3€7,683€3,441▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,703€9,982▲
Other operating charges640/8€2,676€2,834▲
Gross operating margin9900€24,385€27,600▲
Operating profit (loss)9901€12,006€14,785▲
Financial income75/76B€4,366€10,250▲
Recurring financial income75€4,366€10,250▲
Financial charges65/66B€311€402▲
Recurring financial charges65€311€402▲
Profit (loss) for the period before taxes9903€16,060€24,633▲
Income taxes67/77€1,686€3,045▲
Profit (loss) for the period9904€14,374€21,587▲
Profit (loss) for the period to be appropriated9905€14,374€21,587▲
Appropriation of the result
Profit (loss) to be appropriated9906€14,374€21,587▲
Transfer to equity691/2€14,374€21,587▲
To other reserves6921€14,374€21,587▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,497€10,180€9,646€9,703€9,982▲ 2.9%
Other operating charges640/8-€2,325€2,559€2,676€2,834▲ 5.9%
Gross operating margin9900€24,178€20,479€18,797€24,385€27,600▲ 13.2%
Operating profit (loss)9901-€5,779€7,975€6,591€12,006€14,785▲ 23.1%
Financial income75/76B-€2,770€1,775€4,366€10,250▲ 135%
Recurring financial income75€1,137€2,770€1,775€4,366€10,250▲ 135%
Non-recurring financial income76B-€0----
Financial charges65/66B-€2,672-€1,066€311€402▲ 29.2%
Recurring financial charges65€6,301€2,672-€1,066€311€402▲ 29.2%
Profit (loss) for the period before taxes9903-€6,487€8,073€9,432€16,060€24,633▲ 53.4%
Income taxes67/77€204€2,947€1,420€1,686€3,045▲ 80.6%
Profit (loss) for the period9904-€6,691€5,126€8,012€14,374€21,587▲ 50.2%
Transfer from tax-exempt reserves789-€13,642€0---
Profit (loss) for the period to be appropriated9905-€6,691€18,768€8,012€14,374€21,587▲ 50.2%
Line20212022202320242025Change
Assets
Total assets20/58€259,591€245,520€234,535€230,291€232,449▲ 0.9%
Fixed assets21/28€119,184€109,004€99,358€91,563€84,480▼ 7.7%
Tangible fixed assets22/27€41,833€31,653€22,007€14,212€7,129▼ 49.8%
Land and buildings22-€3,174€2,929€2,683€5,382▲ 101%
Plant, machinery and equipment23-€636€434€2,084€1,500▼ 28.0%
Furniture and vehicles24-€1,406€1,020€634€247▼ 61.0%
Other tangible fixed assets26-€26,437€17,625€8,812€0▼ 100%
Financial fixed assets28€77,351€77,351€77,351€77,351€77,351=
Current assets29/58€140,407€136,516€135,177€138,727€147,969▲ 6.7%
Amounts receivable within one year40/41€56,563€26,042€254€567€1,744▲ 207%
Trade receivables40-€1,042€254€523€1,744▲ 233%
Other amounts receivable41-€25,000€0€45€0▼ 100%
Current investments50/53€59,194€86,972€118,461€129,756€123,612▼ 4.7%
Cash at bank and in hand54/58€24,210€14,273€8,812€754€12,295▲ 1,531%
Deferred charges and accrued income490/1-€9,228€7,650€7,650€10,318▲ 34.9%
Equity and liabilities
Total equity and liabilities10/49€259,591€245,520€234,535€230,291€232,449▲ 0.9%
Equity10/15€147,305€152,431€160,443€174,817€196,404▲ 12.3%
Contributions10/11-€12,395€12,395€12,395€12,395=
Reserves13€134,911€140,036€148,048€162,422€184,009▲ 13.3%
Non-distributable reserves130/1-€1,859€0---
Reserves not available under the articles1311-€1,859€0---
Tax-exempt reserves132-€0----
Distributable reserves133-€138,177€148,048€162,422€184,009▲ 13.3%
Amounts payable17/49€112,285€93,089€74,092€55,474€36,045▼ 35.0%
Amounts payable after more than one year17€80,916€63,113€45,209€27,203€9,093▼ 66.6%
Financial debts170/4-€63,113€45,209€27,203€9,093▼ 66.6%
Amounts payable within one year42/48€25,893€24,553€21,921€20,588€23,511▲ 14.2%
Current portion of amounts payable after more than one year42-€17,802€17,904€18,006€18,109▲ 0.6%
Trade debts44€5,969€2,536€2,016€1,504€4,818▲ 220%
Suppliers440/4-€2,536€2,016€1,504€4,818▲ 220%
Taxes, remuneration and social security45-€3,532€1,484€377€196▼ 48.1%
Taxes450/3-€3,532€1,484€377€196▼ 48.1%
Other amounts payable47/48-€683€516€701€388▼ 44.7%
Accrued charges and deferred income492/3-€5,422€6,962€7,683€3,441▼ 55.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€6,691€5,126€8,012€14,374€21,587▲ 50.2%
+ Depreciation and write-downs630€27,497€10,180€9,646€9,703€9,982▲ 2.9%
Operating cash flow (approximation)€20,806€15,305€17,658€24,077€31,569▲ 31.1%
Investment in fixed assets (approximation)-€0€0-€1,909-€2,898▼ 51.9%
Change in cash--€9,936-€5,461-€8,058€11,541▲ 243%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2019net €21,587 ▲50.2%
Operating result €14,785, net result €21,587, both a record.
2024
16-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
06-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
08-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Back to profitnet €5,126
Net result €5,126 after 2 loss-making years.
30-06
Financial Equity above €150,000Eq €152,431 ▲3.5%
Equity rises from €147,305 to €152,431.
18-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
08-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Weakest financial yearnet -€11,849
Net result drops to -€11,849, the lowest in the series; recovery starts the following year.
28-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
04-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
2,087 m²
Building footprint
335 m²
Volume, LiDAR
1,847 m³
Parcel 34002E0267/00A000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
FAIRMARKAD
Bevrijdingslaan 40, 8570 AnzegemInsurance, reinsurance and pension funding, except compulsory social security
since 19962.075.547.897
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34002E0267/00A000 Flanders 2,087 m² 1 · 335 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-06-2025 of FAIRMARKAD and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

8755003QLGJKHL3INV89
live in the LEI register

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 40,129 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-02-1996
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0457299174
Also 9925:BE0457299174
Registered 13-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.