Turnover
≈ €140,000 estimated
The micro format states no turnover.
FadyTech
Overview
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €49,277 (2025)
€49,277▲ 16.9%
Resultpeak €34,930 (2025)
€34,930▲ 10.4%
Equitypeak €69,074 (2025)
€69,074▲ 102%
Debts
€43,735▲ 41.9%
Board1 name since 2024
1 directorDIALLO Mouhamad Fady
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €42,153 to €49,277Equity from €34,144 to €69,074Debts from €30,815 to €43,735Cash from €30,178 to €76,868
Key points
from the 2025 annual accountsLiquidity
2.44 was 1.85 in 2024
Short-term debts rose from €30,815 to €43,735.
Starting capital
€2,500 100 shares
Checked score
97
Excellent
Financially stronger than 76% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,551 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.4%
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025highest value
07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 2.44, cash €76,868
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €112,809
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 56% of them on solvency, 74% on liquidity, 84% on profitability and 89% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as FadyTech has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FadyTech itself is lower: < 0.1% within 12 months. It rests on far more data about FadyTech than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for FadyTech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.44 (1.85 in 2024), above the usual 1.5. Short-term debt is 38.8% and cash 68.1% of total assets. 38.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
45 days early
2024
40 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 43 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007546423
Incorporation
Founding capital of €2,500, 100 shares · Founder: DIALLO Mouhamad Fady (comparant) · Appointment: DIALLO Mouhamad Fady (director) · published on 27-03-2024 · Gazette deed
First establishment
Fernand Gillionstraat 32/B2.2, Forest
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| FadyTech Forest | €112,809 | €49,277 | 61.2% | - |
| PURPLE WHALE Forest | €122,307 | €43,169 | 78.8% | - |
| OZ VIII Forest | €90,409 | €49,446 | 82.7% | - |
| EU Global Synergies Etterbeek | €117,857 | €49,184 | 88.0% | - |
| HYPEAK Auderghem | €112,644 | €50,964 | 35.1% | - |
| Pink Bourbon Anderlecht | €102,651 | €48,809 | 73.4% | - |
| MELHAGE MANAGEMENT Ixelles | €111,264 | €46,591 | 76.8% | - |
These companies have the same main activity as FadyTech: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €90,400 and €122,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 25-03-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.357.417.9221190 Forest, since 25-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-04-2025
Annual accounts 2025
- Gross margin
- €49,277▲ 16.9%
- Profit
- €34,930▲ 10.4%
- Equity
- €69,074▲ 102%
- Total assets
- €112,809▲ 73.7%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on FadyTech
FadyTech has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,074 and a net result of €34,930.
Its solvency ranks better than 55% of 39,335 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 16-06-2026, 45 days before the deadlineGross margin
€49,277
▲ 16.9%
Operating result
€46,409
▲ 12.7%
Profit
€34,930
▲ 10.4%
Working capital
€63,094
▲ 140%
Solvency
61.2%
▲ 8.7 percentage points
Current ratio
2.44
▲ 0.59
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €84,000 and €200,000.
Balance sheet
balance sheet total €112,809 on 31-12-2025What the company ownsHow it is paid for
Change in equityin euro
Change in cashin euro
Position in the sector
Solvency61.2%
Higher than 55% of 39,335 companies in 2025.
Current ratio2.44
Higher than 56% of 38,020 companies in 2025.
Return on assets31.0%
Higher than 72% of 38,492 companies in 2025.
FadyTech
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
Total assets20/58 |
112,809 | 64,959 | |
Fixed assets21/28 |
5,979 | 7,893 | |
Tangible fixed assets22/27 |
5,979 | 7,893 | |
Plant, machinery and equipment23 |
923 | 1,546 | |
Other tangible fixed assets26 |
5,056 | 6,347 | |
Current assets29/58 |
106,830 | 57,066 | |
Amounts receivable within one year40/41 |
29,962 | 26,888 | |
Trade receivables40 |
28,798 | 23,988 | |
Other amounts receivable41 |
1,164 | 2,900 | |
Cash at bank and in hand54/58 |
76,868 | 30,178 | |
| Balance sheet: equity and liabilities | |||
Total equity and liabilities10/49 |
112,809 | 64,959 | |
Equity10/15 |
69,074 | 34,144 | |
Contributions10/11 |
2,500 | 2,500 | |
Profit (loss) carried forward14 |
66,574 | 31,644 | |
Amounts payable17/49 |
43,735 | 30,815 | |
Amounts payable within one year42/48 |
43,735 | 30,815 | |
Trade debts44 |
12,991 | 4,278 | |
Suppliers440/4 |
12,991 | 4,278 | |
Taxes, remuneration and social security45 |
19,509 | 18,260 | |
Taxes450/3 |
19,509 | 16,231 | |
Remuneration and social security454/9 |
- | 2,029 | |
Other amounts payable47/48 |
11,236 | 8,278 | |
| Income statement | |||
Gross operating margin9900 |
49,277 | 42,153 | |
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 |
1,914 | 431 | |
Other operating charges640/8 |
954 | 525 | |
Operating profit (loss)9901 |
46,409 | 41,197 | |
Financial income75/76B |
43 | 6 | |
Recurring financial income75 |
43 | 6 | |
Financial charges65/66B |
756 | 507 | |
Recurring financial charges65 |
756 | 507 | |
Profit (loss) for the period before taxes9903 |
45,697 | 40,696 | |
Income taxes67/77 |
10,767 | 9,052 | |
Profit (loss) for the period9904 |
34,930 | 31,644 | |
Profit (loss) for the period to be appropriated9905 |
34,930 | 31,644 | |
| Appropriation of the result | |||
Profit (loss) to be appropriated9906 |
66,574 | 31,644 | |
Profit (loss) brought forward from the previous period14P |
31,644 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 16-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| EBITDA | 48,323 | 41,628 | |
| Cash flow | 36,844 | 32,075 | |
| Investment in fixed assets (approximation) | 0 | 8,324 | |
| Change in cash | 46,690 | - | |
| Working capital | 63,094 | 26,251 | |
| Solvency | 61.2% | 52.6% | |
| Current ratio | 2.44 | 1.85 | |
| Debt to equity | 0.63 | 0.90 | |
| ROE | 50.6% | 92.7% | |
| ROA | 31.0% | 48.7% | |
| Interest coverage | 63.95 | 82.13 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €8,324 |
| Depreciation and write-downs of the year | €1,914 | €431 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on FadyTech
The operating result for 2025 is 13% higher than in 2024.
Debt's share of the balance-sheet total falls from 47.4% to 38.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 25-03-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 16-06-2026
Mandates through the years
1 name, the dashed line is todayDIALLO Mouhamad Fady
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DIALLO Mouhamad Fady
- Director (not named in the articles), from 25-03-2024 to date
Control
Founder
DIALLO Mouhamad Fady
This company
FadyTech
Equity €69,074
Profit €34,930 in 2025
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €691 in 2025
- Source
- deed of 27-03-2024
Articles of association
deed of 27-03-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of May at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 27-03-2024 ↗
- DIALLO Mouhamad Fady 100 shares (100%) · €2,500
Network & group
No group
FadyTech has no parent and no holdings in its annual accounts. DIALLO Mouhamad Fady is the only director. FadyTech shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 45 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 40 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1007546423
2024
IncorporationFounding capital of €2,500, 100 shares · Founder: DIALLO Mouhamad Fady (comparant) · Appointment: DIALLO Mouhamad Fady (director) · published on 27-03-20244 points ▸
- Founding capital, €2,500, 100 shares
- Registered office clause, rue Fernand Gillion 32/B2.2, 1190 Forest
- Director appointment, DIALLO Mouhamad Fady (director (not named in the articles))
- Founder, DIALLO Mouhamad Fady (comparant)
- The deed holds 5 more points.
First establishment Fernand Gillionstraat 32/B2.2, Forest
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1007.546.423
- VAT number
- BE 1007.546.423
- Peppol ID
- 0208:1007546423
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-03-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of May at 18:00deed of 27-03-2024 (in French)
- Peppol
- Reachable since 26-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FadyTech in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-03-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 27-03-2024 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
73300
Public relations and communication consultancy
Codes under NACEBEL 2008
70220
Business consulting main activity
70210
Activities of head offices; management consultancy activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Consultant dans le domaine informatique; Cours d’informatique, assistance en logiciels informatiques, conseils et assistance dans le domaine…”deed of 27-03-2024 (in French)
3 activities
- Consultant dans le domaine informatique
- Cours d’informatique, assistance en logiciels informatiques, conseils et assistance dans le domaine de l’informatique, tous matériaux de bureau et de l’informatique.
- Toute activité susceptible de favoriser la réalisation de son objet social et participer à une telle activité de quelque façon que ce soit
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Fernand Gillionstraat 32/B2.2 registered office 1190 Forest | 25-03-2024 | 2.357.417.922 |
Buildings and parcels at the address
- Ground area
- 4,741 m²
- Buildings
- 1,257 m²
- Volume, LiDAR
- 13,247 m³
- Tallest building
- 17.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21007A0081/00F002 | 4,740 m² | 1 · 1,257 m² | 17.2 m · 3 |