FADUMO
ActiveSummary
FADUMO has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €631. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 20% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+3
Solvency42▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.01 in 2024; short-term debt: 71.2% and cash: 0% of total assets), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.3%
Return on assets
0.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8663 sector peers (2025).
NBB · sector comparisonPosition among 8663 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
6 d early
2022
41 d early
2021
16 d late
2020
5 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€67k▲ 1.0%
2024 · €66k
2018: €14k
2019: €27k
2020: €39k
2021: €48k
2022: €68k
2023: €69k
2024: €66k
2018 → 2025
Total assets
€388k▼ 3.8%
2024 · €404k
2018: €532k
2019: €523k
2020: €516k
2021: €475k
2022: €446k
2023: €424k
2024: €404k
2018 → 2025
Net result
€631
2024 · €-2k
2018: €19k
2019: €13k
2020: €12k
2021: €9k
2022: €20k
2023: €10k
2024: €-2k
2018 → 2025
Working capital
€-275k▲ 1.8%
2024 · €-280k
2018: €-375k
2019: €-340k
2020: €-315k
2021: €-280k
2022: €-268k
2023: €-277k
2024: €-280k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€68k▲ 42.2%€69k▲ 0.6%€66k▼ 3.6%€67k▲ 1.0%
Operating result€14k-€25k▲ 79.3%€14k▼ 41.8%€1k▼ 89.6%€5k▲ 226%
Net result€9k-€20k▲ 122%€10k▼ 48.9%€-2k€631
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 226% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €388k
Fixed assets
€387k ▼ 3.7%
Current assets
€1k ▼ 33.6%
Equity and liabilities €388k
Equity
€67k ▲ 1.0%
Debt
€321k ▼ 4.8%
Debt's share of the balance-sheet total falls from 83.6% to 82.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €19k
Cash flow
€16k▲
2024 · €15k
Current ratio
0.00▼
2024 · 0.01
Debt to equity
4.80▼
2024 · 5.08
ROE
0.9%▲
2024 · -3.7%
ROA
0.2%▲
2024 · -0.6%
Interest coverage
5.64▲
2024 · 5.40
Debt ≤ 1 year
€276k▼
2024 · €282k
Debt > 1 year
€45k▼
2024 · €55k
Income taxes
€703▲
2024 · €404
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€404k€388k▼
Fixed assets21/28€402k€387k▼
Tangible fixed assets22/27€85k€71k▼
Land and buildings22€74k€66k▼
Plant, machinery and equipment23€8k€4k▼
Furniture and vehicles24-€196
Leasing and similar rights25€4k€0▼
Financial fixed assets28€316k€316k=
Current assets29/58€2k€1k▼
Amounts receivable within one year40/41€669€83▼
Trade receivables40€0-
Other amounts receivable41€669€83▼
Cash at bank and in hand54/58€0€53▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€404k€388k▼
Equity10/15€66k€67k▲
Contributions10/11€50k€50k=
Reserves13€17k€17k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€17k€17k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€337k€321k▼
Amounts payable after more than one year17€55k€45k▼
Financial debts170/4€55k€45k▼
Amounts payable within one year42/48€282k€276k▼
Current portion of amounts payable after more than one year42€18k€11k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€258k€260k▲
Accrued charges and deferred income492/3€50€408▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€15k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€22k€22k▲
Operating profit (loss)9901€1k€5k▲
Financial income75/76B€39€0▼
Recurring financial income75€39€0▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-2k€1k▲
Income taxes67/77€404€703▲
Profit (loss) for the period9904€-2k€631▲
Profit (loss) for the period to be appropriated9905€-2k€631▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€631▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€0€631▲
To other reserves6921€0€631▲
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €631
Net result €631 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼124%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €20k ▲122%
Operating result €25k, net result €20k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begijnestraat 128880 LedegemGround area
2,612 m²
Building footprint
416 m²
Volume, LiDAR
1,656 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FADUMO P V B A
since 19842.102.606.345
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36010C0404/00C000 | Flanders | 1,521 m² | 1 · 207 m² | 5.6 m · 1 fl. |
| 34033C0521/00P000 | Flanders | 1,091 m² | 1 · 209 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ECORES
BE 0473.134.425
Sint-Gillis (bij-Brussel) · Eq €67,011
Kirsten Delnooz
BE 0772.805.730
Rumst · Eq €67,005
NFP
BE 0828.415.335
Assenede · Eq €67,020
HAENEN ALLIANCE
BE 0782.764.957
Oupeye · Eq €67,002
ACCRETIO
BE 0887.088.457
Antwerpen · Eq €67,020
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-1984
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.