Summary
FADEM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €171k and a net result of €92k. Its solvency ranks better than 39% of 5547 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
21 d early
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€171k▲ 116%
2024 · €79k
2024: €79k
2025: €171k▲ +116% vs 2024
2024 → 2025
Net result
€92k▲ 215%
2024 · €29k
2024: €29k
2025: €92k▲ +215% vs 2024
2024 → 2025
Total assets
€435k▲ 34.3%
2024 · €324k
2024: €324k
2025: €435k▲ +34.3% vs 2024
2024 → 2025
Solvency
39.3%▲ 14.9pp
2024 · 24.4%
2024: 24.4%
2025: 39.3%▲ +60.8% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€79k-€171k▲ 116%
2024: €79k
2025: €171k▲ +116% vs 2024
Operating result€59k-€53k▼ 10.5%
2024: €59k
2025: €53k▼ -10.5% vs 2024
Net result€29k-€92k▲ 215%
2024: €29k
2025: €92k▲ +215% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434k
Fixed assets
€300k =
Current assets
€134k ▲ 511%
Equity and liabilities €435k
Equity
€171k ▲ 116%
Debt
€264k ▲ 7.9%
Debt's share of the balance-sheet total falls from 75.6% to 60.7%. Equity and debt are higher.
Key figures and ratios
ROE
53.7%▲
2024 · 36.8%
ROA
21.1%▲
2024 · 9.0%
Debt ≤ 1 year
€264k▲
2024 · €245k
Income taxes
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€324k€435k▲
Formation expenses20€2k€1k▼
Fixed assets21/28€300k€300k=
Financial fixed assets28€300k€300k=
Current assets29/58€22k€134k▲
Amounts receivable within one year40/41€15k€42k▲
Trade receivables40€15k€42k▲
Cash at bank and in hand54/58€7k€91k▲
Deferred charges and accrued income490/1-€293
Equity and liabilities
Total equity and liabilities10/49€324k€435k▲
Equity10/15€79k€171k▲
Contributions10/11€50k€50k=
Reserves13€29k€121k▲
Distributable reserves133€29k€121k▲
Amounts payable17/49€245k€264k▲
Amounts payable within one year42/48€245k€264k▲
Trade debts44€1k€450▼
Suppliers440/4€1k€450▼
Taxes, remuneration and social security45€18k€35k▲
Taxes450/3€18k€35k▲
Other amounts payable47/48€225k€228k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€555€555=
Other operating charges640/8€418€120▼
Gross operating margin9900€60k€53k▼
Operating profit (loss)9901€59k€53k▼
Financial income75/76B-€60k
Recurring financial income75-€60k
Financial charges65/66B€19k€9k▼
Recurring financial charges65€19k€9k▼
Profit (loss) for the period before taxes9903€40k€104k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€29k€92k▲
Profit (loss) for the period to be appropriated9905€29k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€92k▲
Transfer to equity691/2€29k€92k▲
To other reserves6921€29k€92k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €555 | €555 | = |
| Other operating charges640/8 | €418 | €120 | ▼ 71.3% |
| Gross operating margin9900 | €60k | €53k | ▼ 10.8% |
| Operating profit (loss)9901 | €59k | €53k | ▼ 10.5% |
| Financial income75/76B | - | €60k | - |
| Recurring financial income75 | - | €60k | - |
| Financial charges65/66B | €19k | €9k | ▼ 50.7% |
| Recurring financial charges65 | €19k | €9k | ▼ 50.7% |
| Profit (loss) for the period before taxes9903 | €40k | €104k | ▲ 157% |
| Income taxes67/77 | €11k | €12k | ▲ 5.6% |
| Profit (loss) for the period9904 | €29k | €92k | ▲ 215% |
| Profit (loss) for the period to be appropriated9905 | €29k | €92k | ▲ 215% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €324k | €435k | ▲ 34.3% |
| Formation expenses20 | €2k | €1k | ▼ 30.0% |
| Fixed assets21/28 | €300k | €300k | = |
| Financial fixed assets28 | €300k | €300k | = |
| Current assets29/58 | €22k | €134k | ▲ 511% |
| Amounts receivable within one year40/41 | €15k | €42k | ▲ 179% |
| Trade receivables40 | €15k | €42k | ▲ 179% |
| Cash at bank and in hand54/58 | €7k | €91k | ▲ 1,235% |
| Deferred charges and accrued income490/1 | - | €293 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €324k | €435k | ▲ 34.3% |
| Equity10/15 | €79k | €171k | ▲ 116% |
| Contributions10/11 | €50k | €50k | = |
| Reserves13 | €29k | €121k | ▲ 315% |
| Distributable reserves133 | €29k | €121k | ▲ 315% |
| Amounts payable17/49 | €245k | €264k | ▲ 7.9% |
| Amounts payable within one year42/48 | €245k | €264k | ▲ 7.9% |
| Trade debts44 | €1k | €450 | ▼ 59.3% |
| Suppliers440/4 | €1k | €450 | ▼ 59.3% |
| Taxes, remuneration and social security45 | €18k | €35k | ▲ 89.7% |
| Taxes450/3 | €18k | €35k | ▲ 89.7% |
| Other amounts payable47/48 | €225k | €228k | ▲ 1.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €92k | ▲ 215% |
| + Depreciation and write-downs630 | €555 | €555 | = |
| Operating cash flow (approximation) | €30k | €92k | ▲ 211% |
| Investment in fixed assets (approximation) | - | €-555 | - |
| Change in cash | - | €85k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €171k ▲116%
2 profitable years in a row build equity to €171k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
1.1 ha
Building footprint
6,928 m²
Volume, LiDAR
48,676 m³
Parcel 11462A0098/00F003, Flanders · tallest building 13.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
FADEM
since 20232.350.100.756
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0098/00F003 | Flanders | 1.1 ha | 1 · 6,928 m² | 13.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,425 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.