FADDTORY
ActiveFADDTORY has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €4k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-21
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 6.37 against 1.94 in 2024; short-term debt: 5.6% and cash: 3.1% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
20 d early
2024
2 d early
2023
1 d early
2022
3 d early
2021
40 d early
2020
23 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 4.5%
2024 · €79k
2018: €15k
2019: €27k
2020: €50k
2021: €65k
2022: €72k
2023: €74k
2024: €79k
2018 → 2025
Total assets
€87k▼ 6.5%
2024 · €93k
2018: €28k
2019: €49k
2020: €61k
2021: €91k
2022: €88k
2023: €89k
2024: €93k
2018 → 2025
Net result
€4k▼ 82.3%
2024 · €20k
2018: €3k
2019: €12k
2020: €23k
2021: €15k
2022: €7k
2023: €12k
2024: €20k
2018 → 2025
Working capital
€26k▲ 93.5%
2024 · €13k
2018: €8k
2019: €2k
2020: €24k
2021: €30k
2022: €41k
2023: €8k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€72k▲ 10.3%€74k▲ 2.2%€79k▲ 6.6%€82k▲ 4.5%
Operating result€22k-€5k▼ 75.1%€21k▲ 281%€26k▲ 25.6%€5k▼ 78.9%
Net result€15k-€7k▼ 55.7%€12k▲ 71.0%€20k▲ 72.1%€4k▼ 82.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€56k▼ 14.0%
Current assets
€31k▲ 10.9%
Equity and liabilities €87k
Equity
€82k▲ 4.5%
Debt
€5k▼ 66.3%
The debt ratio falls from 15.5% to 5.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €36k
Cash flow
€14k▼
2024 · €30k
Solvency
94.4%▲
2024 · 84.5%
Current ratio
6.37▲
2024 · 1.94
Quick ratio
6.37▲
2024 · 1.94
Debt / equity
0.06▼
2024 · 0.18
ROE
4.3%▼
2024 · 25.3%
ROA
4.0%▼
2024 · 21.4%
Interest coverage
161.33▼
2024 · 259.80
Debt
€5k▼
2024 · €14k
Debt ≤ 1 year
€5k▼
2024 · €14k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€87k▼
Fixed assets21/28€65k€56k▼
Tangible fixed assets22/27€65k€56k▼
Land and buildings22€39k€32k▼
Plant, machinery and equipment23€26k€22k▼
Furniture and vehicles24€246€2k▲
Financial fixed assets28€42€42=
Current assets29/58€28k€31k▲
Amounts receivable within one year40/41€12k€24k▲
Trade receivables40€11k€23k▲
Other amounts receivable41€315€1k▲
Cash at bank and in hand54/58€12k€3k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€93k€87k▼
Equity10/15€79k€82k▲
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€20k€20k=
Non-distributable reserves130/1€150€150=
Legal reserve130€150€150=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€46k€50k▲
Amounts payable17/49€14k€5k▼
Amounts payable within one year42/48€14k€5k▼
Trade debts44-€924
Suppliers440/4-€924
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Other amounts payable47/48€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€670€682▲
Gross operating margin9900€37k€17k▼
Operating profit (loss)9901€26k€5k▼
Financial income75/76B€976€995▲
Recurring financial income75€976€19▼
Non-recurring financial income76B€976€976=
Financial charges65/66B€138€101▼
Recurring financial charges65€138€101▼
Profit (loss) for the period before taxes9903€27k€6k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€20k€4k▼
Profit (loss) for the period to be appropriated9905€20k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€50k▼
Profit (loss) brought forward from the previous period14P€41k€46k▲
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity triplescurrent ratio 6.37
Current ratio from 1.94 to 6.37; short-term debt falls from €14k to €5k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €23k ▲84%
Operating result €29k, net result €23k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 3.27
Current ratio from 1.11 to 3.27; short-term debt falls from €22k to €10k.
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert-Ier, Nov. 425380 FernelmontGround area
140 m²
Building footprint
122 m²
Parcel 92096B0436/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Faddtory
since 20172.268.301.943
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92096B0436/00B000 | Wallonia | 140 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LAETITIA VAN HOVE
BE 0673.920.861
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KDJ CONSULT
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2017
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
72109Other research and development on natural sciences
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.