Equity
€240,459 ▲ 25.9%
FACT-IS has made a profit without a break since 2022.
FACT-IS
Lifetime
15 annual accounts with figures on one time axispeak €304,656 (2025)
€304,656▲ 6.3%
lowest -€9,150 (2021)
€49,441▲ 42.0%
peak €240,459 (2025)
€240,459▲ 25.9%
€202,016▲ 22.0%
peak 4.2 FTE (2017)
-not published
Board3 names since 2020
1 directorOuip BV
Owners
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Result from €34,820 to €49,441Equity from €191,018 to €240,459Debts from €165,530 to €202,016Cash from €6,539 to €4,413
Key points
from the 2025 annual accountsChecked score
87
Excellent
Financially stronger than 42% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Liquidity: current ratio 2.23, cash €4,413
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €442,475
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 50% of them on solvency, 11% on liquidity, 39% on profitability and 69% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as FACT-IS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of FACT-IS itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for FACT-IS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.23 (2.36 in 2024), above the usual 1.5. Short-term debt is 38.5% and cash 1% of total assets. 45.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
29 days late
2022
29 days late
2021
52 days late
2020
60 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0824220975
Registered office moved from Antwerp to Merksem
New registered office: Victor Govaerslaan 7 te 2170 Merksem · Previous registered office: Noorderlaan 37-39-2030 Antwerpen · Permanent representative: Wim De Pauw · General meeting of 12, 2021 · Gazette deed
New statutory director
OUIP appointed, Wim De Pauw resigned · Permanent representative: Wim De Pauw · Director discharge: Wim De Pauw (manager) · General meeting of 29-09-2020 · Gazette deed
First establishment
Factis, Victor Govaerslaan 7, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FACT-IS Antwerp | - | - | 54.3% | - |
| Le Rycke & Partners Ghent | - | - | 24.8% | - |
| BRUSSELS ACCOUNTANTS Woluwe-Saint-Lambert | €622,697 | 18.1% | 68.2% | - |
| Bureau Comptable de la Semois Vresse-sur-Semois | €492,642 | 21.0% | 56.2% | - |
| A. Clarenne Expert-comptable & Conseil fiscal Andenne | - | - | 20.4% | - |
| FISC - OFFICE Châtelet | - | - | 32.9% | - |
| SALOAM Aalst | - | - | 84.2% | - |
These companies have the same main activity as FACT-IS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €402,000 and €502,000, founded between 2008 and 2012.
Official details
Source: KBO- Status
- Active since 18-03-2010Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committee
- 336Liberal professions · annual accounts 2025
- Establishment unit
- 2.189.067.2942170 Antwerp, since 23-03-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Insights on FACT-IS
FACT-IS files the micro format. That format states no turnover. The gross margin rose from €71,531 in 2011 to €304,656 in 2025.
OUIP holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FACT-IS
- What is the company number of FACT-IS?
- The company number of FACT-IS is 0824.220.975. The VAT number is the same number with BE in front: BE 0824.220.975.
- Where is FACT-IS based?
- The registered office is at Victor Govaerslaan 7, 2170 Antwerp.Company details
- What does FACT-IS do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of FACT-IS?
- FACT-IS is a private limited company (BV).
- When was FACT-IS founded?
- FACT-IS was founded on 18-03-2010.
- Is FACT-IS still active?
- Yes, FACT-IS is an active enterprise in the KBO register.
- How many employees does FACT-IS have?
- FACT-IS had an average of 4.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does FACT-IS fall under?
- In its 2025 annual accounts, FACT-IS states joint committee 336 (Liberal professions).
- What is the turnover of FACT-IS?
- The turnover in financial year 2025 is ≈ €530,000. This figure is estimated from the gross margin of €304,656 and 34 comparable companies (NACE 69201). It probably lies between €460,000 and €630,000.
- Is FACT-IS profitable?
- In financial year 2025, FACT-IS made a profit of €49,441.
- Where can I find the annual accounts of FACT-IS?
- FACT-IS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FACT-IS due?
- FACT-IS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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