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FACT-IS

Active
Private limited companyfounded 201016 yrs activeVictor Govaerslaan 7, 2170 Antwerpen, BelgiumKBO/BCE: BE 0824.220.975
Summary

FACT-IS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240,459 and a net result of €49,441. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
How big
€442,475total assets 2025
Staff
4.2 FTE
Equity
€240,459
Profit
€49,441
Turnover not published (abridged schema)
Financially healthy?
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Parent
OUIP · 100%
Accounts filed 31 d late0 of 4 deeds read
Why 87- Latest accounts 31 days late; 2 of the last 3 late- Liquidity: current ratio 2.23, cash €4,413+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €442,475Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 79=
equity 54.3% of total assets
Liquidity 33-4
short-term debt 38.5% · cash 1.0%
Profitability 83+2
return on assets 11.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Liquidity: current ratio 2.23, cash €4,413 raises the probability
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Size: total assets €442,475 lowers the probability for this profile
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.36 in 2024; short-term debt: 38.5% and cash: 1% of total assets), and 45.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 50%, liquidity 11%, profitability 39%, growth against the median 69%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 2.23, cash €4,413
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €442,475
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
29 d late
2022
29 d late
2021
52 d late
2020
60 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Incorporation · FounderBank account · Corporate purpose
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Other statement · Fiscal yearFirst fiscal year · Registered…

Key points

  • Controlled by OUIP 100% View
  • Among the largest 9% on gross marginsector median €72,621 · 14,006 companies €304,656 View
  • Total assets 20256 fiscal years filed €442,475 View

By topic

Financials

Fiscal year
2025
Total assets
€442,475
Profit
€49,441
Solvency
54.3%
Total assets▲ 24.1%
Net result
20192025
Go to Financials

Timeline

Events
41
Since
2017
Next accounts
by 31-07-2027
  1. 07-09-2026Incorporation · Founder
  2. 31-08-2026Annual accounts filed
  3. 24-08-2026Other statement · Fiscal year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
18-03-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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