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FACCA

Active
Private limited companyfounded 20233 yrs activeThomas Vinçottestraat 80, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0799.218.830
Summary

The computed 12-month bankruptcy probability of FACCA is 4.2% (elevated). The 2025 annual accounts show equity of €199,125 and a net result of €194,125. Equity is growing by ~1114.7% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency92▲+53
Growth78=
Track record94
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.37 against 1.03 in 2024; short-term debt: 28% and cash: 0% of total assets), and 32.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.1%
Return on assets
65.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
1 d late
2023
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 6 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FACCA was incorporated on 6 March 2023 as a Private limited company.1 Total assets rose from EUR 3,893 in 2023 to EUR 296,914 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€357,085
EBIT margin
73.2%
Net result
€194,125▲ 1,253%
2024 · €14,351
Working capital
€197,418▲ 58,600%
2024 · €336
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€357,085
Operating result-€9,520-€16,541€261,370▲ 1,480%
Net result-€9,551-€14,351€194,125▲ 1,253%
EBIT margin73.2%
Equity-€9,351-€5,000€199,125▲ 3,883%
Total assets€3,893-€35,021▲ 800%€296,914▲ 748%
Debt€13,245-€30,021▲ 127%€97,789▲ 226%
Working capital-€9,123-€336€197,418▲ 58,600%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2023: -€9,520-€9,520Net result 2023: -€9,551-€9,551Operating result 2024: €16,541€16,541Net result 2024: €14,351€14,351Operating result 2025: €261,370€261,370Net result 2025: €194,125€194,125202320242025-€100,000€0€100,000€200,000€300,000Operating result 2023: -€9,520-€9,520Net result 2023: -€9,551-€9,550Operating result 2024: €16,541€16,500Net result 2024: €14,351€14,400Operating result 2025: €261,370€261,000Net result 2025: €194,125€194,000202320242025
The operating result has risen two years in a row; 2025 is 1,480% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296,914
Fixed assets €16,254 ▼ 28.4%
Current assets €280,660 ▲ 2,178%
Equity and liabilities €296,914
Equity €199,125 ▲ 3,883%
Debt €97,789 ▲ 226%
Debt's share of the balance-sheet total falls from 85.7% to 32.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€265,816▲
2024 · €18,072
Cash flow
€198,571▲
2024 · €15,882
Current ratio
3.37▲
2024 · 1.03
Debt to equity
0.49▼
2024 · 6.00
ROE
97.5%▼
2024 · 287.0%
ROA
65.4%▲
2024 · 41.0%
Interest coverage
136.40▲
2024 · 22.65
Debt ≤ 1 year
€83,242▲
2024 · €11,985
Debt > 1 year
€14,547▼
2024 · €18,036
Income taxes
€65,300▲
2024 · €1,393
Staff costs
€2,556▲
2024 · €1,008
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€35,021€296,914▲
Fixed assets21/28€22,700€16,254▼
Tangible fixed assets22/27€20,700€16,254▼
Leasing and similar rights25€20,700€16,254▼
Financial fixed assets28€2,000-
Current assets29/58€12,321€280,660▲
Amounts receivable within one year40/41€9,870€280,659▲
Trade receivables40€6,359€233,335▲
Other amounts receivable41€3,511€47,324▲
Cash at bank and in hand54/58€467€1▼
Deferred charges and accrued income490/1€1,984-
Equity and liabilities
Total equity and liabilities10/49€35,021€296,914▲
Equity10/15€5,000€199,125▲
Contributions10/11€200€200=
Profit (loss) carried forward14€4,800€198,925▲
Amounts payable17/49€30,021€97,789▲
Amounts payable after more than one year17€18,036€14,547▼
Financial debts170/4€18,036€14,547▼
Amounts payable within one year42/48€11,985€83,242▲
Current portion of amounts payable after more than one year42€3,190€3,489▲
Trade debts44€267€3,271▲
Suppliers440/4€267€3,271▲
Taxes, remuneration and social security45€4,479€76,481▲
Taxes450/3€1,393€73,221▲
Remuneration and social security454/9€3,085€3,260▲
Other amounts payable47/48€4,050-
Income statement Code20242025
Turnover70-€357,085
Goods, raw materials, services and sundry goods60/61-€95,973
Remuneration, social security and pensions62€1,008€2,556▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,531€4,446▲
Other operating charges640/8€387€66▼
Gross operating margin9900€19,467€268,438▲
Operating profit (loss)9901€16,541€261,370▲
Financial income75/76B€1€4▲
Recurring financial income75€1€4▲
Financial charges65/66B€798€1,949▲
Recurring financial charges65€798€1,949▲
Profit (loss) for the period before taxes9903€15,745€259,425▲
Income taxes67/77€1,393€65,300▲
Profit (loss) for the period9904€14,351€194,125▲
Profit (loss) for the period to be appropriated9905€14,351€194,125▲
Appropriation of the result
Profit (loss) to be appropriated9906€4,800€198,925▲
Profit (loss) brought forward from the previous period14P-€9,551€4,800▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70--€357,085-
Goods, raw materials, services and sundry goods60/61--€95,973-
Remuneration, social security and pensions62€28,801€1,008€2,556▲ 154%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,500€1,531€4,446▲ 190%
Other operating charges640/8€886€387€66▼ 82.8%
Gross operating margin9900€21,668€19,467€268,438▲ 1,279%
Operating profit (loss)9901-€9,520€16,541€261,370▲ 1,480%
Financial income75/76B€10€1€4▲ 288%
Recurring financial income75€10€1€4▲ 288%
Financial charges65/66B€42€798€1,949▲ 144%
Recurring financial charges65€42€798€1,949▲ 144%
Profit (loss) for the period before taxes9903-€9,551€15,745€259,425▲ 1,548%
Income taxes67/77-€1,393€65,300▲ 4,586%
Profit (loss) for the period9904-€9,551€14,351€194,125▲ 1,253%
Profit (loss) for the period to be appropriated9905-€9,551€14,351€194,125▲ 1,253%
Line202320242025Change
Assets
Total assets20/58€3,893€35,021€296,914▲ 748%
Fixed assets21/28€0€22,700€16,254▼ 28.4%
Intangible fixed assets21€0---
Tangible fixed assets22/27-€20,700€16,254▼ 21.5%
Leasing and similar rights25-€20,700€16,254▼ 21.5%
Financial fixed assets28-€2,000--
Current assets29/58€3,893€12,321€280,660▲ 2,178%
Amounts receivable within one year40/41€27€9,870€280,659▲ 2,743%
Trade receivables40€27€6,359€233,335▲ 3,569%
Other amounts receivable41-€3,511€47,324▲ 1,248%
Cash at bank and in hand54/58€2,913€467€1▼ 99.8%
Deferred charges and accrued income490/1€954€1,984--
Equity and liabilities
Total equity and liabilities10/49€3,893€35,021€296,914▲ 748%
Equity10/15-€9,351€5,000€199,125▲ 3,883%
Contributions10/11€200€200€200=
Profit (loss) carried forward14-€9,551€4,800€198,925▲ 4,044%
Amounts payable17/49€13,245€30,021€97,789▲ 226%
Amounts payable after more than one year17-€18,036€14,547▼ 19.3%
Financial debts170/4-€18,036€14,547▼ 19.3%
Amounts payable within one year42/48€13,017€11,985€83,242▲ 595%
Current portion of amounts payable after more than one year42-€3,190€3,489▲ 9.4%
Trade debts44€940€267€3,271▲ 1,127%
Suppliers440/4€940€267€3,271▲ 1,127%
Taxes, remuneration and social security45€5,155€4,479€76,481▲ 1,608%
Taxes450/3€1,821€1,393€73,221▲ 5,155%
Remuneration and social security454/9€3,335€3,085€3,260▲ 5.7%
Other amounts payable47/48€6,921€4,050--
Accrued charges and deferred income492/3€228---
Line202320242025Change
Profit (loss) for the period9904-€9,551€14,351€194,125▲ 1,253%
+ Depreciation and write-downs630€1,500€1,531€4,446▲ 190%
Operating cash flow (approximation)-€8,051€15,882€198,571▲ 1,150%
Investment in fixed assets (approximation)--€24,230€2,000▲ 108%
Change in cash--€2,446-€466▲ 80.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Highest result since 2023net €194,125 ▲1,253%
Operating result €261,370, net result €194,125, both a record.
31-12
Financial Liquidity triplescurrent ratio 3.37
Current ratio from 1.03 to 3.37.
31-12
Financial Equity above €150,000Eq €199,125 ▲3,883%
2 profitable years in a row build equity to €199,125.
01-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial Back to profitnet €14,351
Net result €14,351 after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 1.03
Current ratio from 0.30 to 1.03; short-term debt falls from €13,017 to €11,985.
18-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
328 m²
Building footprint
295 m²
Volume, LiDAR
2,754 m³
2 parcels, Brussels · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
FACCA
Philippe Baucqstraat 146, 1040 EtterbeekConstruction of residential and non-residential buildings
since 20232.352.433.310
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21363B0479/00F005 Brussels 216 m² 1 · 215 m² 16.6 m · 2 fl.
21906D0066/00Y002 Brussels 112 m² 1 · 80 m² 15.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded06-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43110Demolition
43130Specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Contact
E-mail office@jlassitax.be
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.