FAÇADE PRO
ActiveThe computed 12-month bankruptcy probability of FAÇADE PRO is 2.3% (moderate). The 2024 annual accounts show equity of €73k and a net result of €7k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 36373 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-10
Solvency53▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.51 in 2023; short-term debt: 61.2% and cash: 13.8% of total assets), and 72.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.8%
Return on assets
2.5%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
2 d early
2022
44 d late
2021
29 d late
2020
36 d early
2019
95 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€102k
EBIT margin
35.0%
Net result
€7k▼ 66.4%
2023 · €19k
2018: €13k
2019: €-969
2020: €26k
2021: €3k
2022: €5k
2023: €19k
2018 → 2024
Working capital
€56k▲ 6.5%
2023 · €53k
2018: €13k
2019: €8k
2020: €23k
2021: €31k
2022: €27k
2023: €53k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€102k-
Equity€39k-€42k▲ 8.6%€47k▲ 11.7%€67k▲ 41.1%€73k▲ 9.7%
Operating result€36k-€3k▼ 90.2%€8k▲ 116%€30k▲ 298%€8k▼ 74.5%
Net result€26k-€3k▼ 87.3%€5k▲ 48.2%€19k▲ 292%€7k▼ 66.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 74% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €264k
Fixed assets
€46k▲ 66.4%
Current assets
€218k▲ 38.9%
Equity and liabilities €264k
Equity
€73k▲ 9.7%
Debt
€191k▲ 61.9%
The debt ratio rises from 63.8% to 72.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2023 · €40k
Cash flow
€20k▼
2023 · €30k
Solvency
27.8%▼
2023 · 36.2%
Current ratio
1.35▼
2023 · 1.51
Quick ratio
1.35▼
2023 · 1.51
Debt / equity
2.60▲
2023 · 1.76
ROE
8.9%▼
2023 · 29.2%
ROA
2.5%▼
2023 · 10.5%
Interest coverage
64.36▲
2023 · 56.05
Debt
€191k▲
2023 · €118k
Debt ≤ 1 year
€162k▲
2023 · €104k
Debt > 1 year
€29k▲
2023 · €14k
Income taxes
€799▼
2023 · €10k
Staff costs
€55k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€185k€264k▲
Fixed assets21/28€28k€46k▲
Tangible fixed assets22/27€28k€46k▲
Furniture and vehicles24€10k€7k▼
Leasing and similar rights25€18k€39k▲
Current assets29/58€157k€218k▲
Amounts receivable within one year40/41€136k€178k▲
Trade receivables40€95k€127k▲
Other amounts receivable41€40k€51k▲
Cash at bank and in hand54/58€18k€37k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€185k€264k▲
Equity10/15€67k€73k▲
Contributions10/11€1k€1k=
Reserves13€633€633=
Non-distributable reserves130/1€633€633=
Reserves not available under the articles1311€633€633=
Profit (loss) carried forward14€65k€72k▲
Amounts payable17/49€118k€191k▲
Amounts payable after more than one year17€14k€29k▲
Financial debts170/4€14k€29k▲
Amounts payable within one year42/48€104k€162k▲
Current portion of amounts payable after more than one year42€4k€8k▲
Trade debts44€6k€68k▲
Suppliers440/4€6k€68k▲
Advances received on contracts in progress46€79k€66k▼
Taxes, remuneration and social security45€16k€19k▲
Taxes450/3€15k€15k▼
Remuneration and social security454/9€340€4k▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61-€233k
Remuneration, social security and pensions62€9k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€6k€14k▲
Gross operating margin9900€56k€90k▲
Operating profit (loss)9901€30k€8k▼
Financial income75/76B€569-
Recurring financial income75€569-
Financial charges65/66B€720€329▼
Recurring financial charges65€720€329▼
Profit (loss) for the period before taxes9903€30k€7k▼
Income taxes67/77€10k€799▼
Profit (loss) for the period9904€19k€7k▼
Profit (loss) for the period to be appropriated9905€19k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€72k▲
Profit (loss) brought forward from the previous period14P€46k€65k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 44 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
31-12
Financial
Weakest financial yearnet €-969 ▼108%
Net result drops to €-969, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ransbeekstraat 2111120 BrusselGround area
238 m²
Building footprint
110 m²
Volume, LiDAR
731 m³
Parcel 21819B0055/00V003, Brussels · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FAÇADE PRO
since 20192.320.216.838
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819B0055/00V003 | Brussels | 238 m² | 1 · 109 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,236 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2018
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:facadepro@outlook.fr
Phone:0478587291