Turnover
≈ €90,000 estimated
The micro format states no turnover.
FAC Services
Overview
Lifetime
1 annual account with figurespeak €11,046 (2025)
€11,046
peak €8,507 (2025)
€8,507
peak €12,007 (2025)
€12,007
€3,972
Board1 name since 2025
1 directorDAEM Christophe Frédéric
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Incorporation 16-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,500 100 shares
Position in the sector
75.1%
Higher solvency than 84% of companies in building services and landscaping. Sector median 40.5% · 5,728 companies.
Checked score
89
Excellent
Financially stronger than 92% of micro companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 2.0%highest value
08-2026: 0.4%▼ -1.6 percentage points vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €15,979
lowers risk
Liquidity: current ratio 4.02, cash €11,094
Equity €12,007 (75.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 92% of them on solvency, 91% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as FAC Services has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of FAC Services itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for FAC Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.02, above the usual 1.5. Short-term debt is 24.9% and cash 69.4% of total assets. 24.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024243487
Incorporation
Founding capital of €3,500, 100 shares · Founder: DAEM Christophe Frédéric · Appointment: DAEM Christophe Frédéric (director) · published on 16-06-2025 · Gazette deed
First establishment
FAC Services Bv, Van der Schuerenstraat 30, Ninove
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FAC Services Ninove | €15,979 | €11,046 | 75.1% | - |
| HKN CLEANING SERVICES Visé | €13,589 | €9,444 | 73.7% | - |
| Cleaning - TC Ghent | €12,534 | €10,081 | 74.3% | - |
| AMA-GROUP Evergem | €11,472 | €8,720 | 74.3% | - |
| BONUS TEMPUS Mouscron | €18,823 | €14,509 | 69.1% | - |
| RIM SERVICES Schaerbeek | €20,440 | €9,061 | 54.0% | - |
| CONSTRUCT PARTENAIRE Ixelles | €19,023 | €15,154 | 83.1% | - |
These companies have the same main activity as FAC Services: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €11,500 and €20,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 12-06-2025Normal situation
- Activity
- General cleaning of buildingsNACE 81210and 4 others
- Establishment unit
- 2.374.628.0969400 Ninove, since 12-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 24-06-2025
Annual accounts 2025
- €11,046
- €8,507
- €12,007
- €15,979
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on FAC Services
FAC Services has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,007 and a net result of €8,507.
Its solvency ranks better than 84% of 5,728 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 01-07-2026, 30 days before the deadline€11,046
€10,646
€8,507
€12,007
75.1%
4.02
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €90,000. Estimated: probably between €38,000 and €180,000.
Balance sheet
balance sheet total €15,979 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
75.1%
Higher than 84% of 5,728 companies in 2025.
4.02
Higher than 85% of 5,589 companies in 2025.
53.2%
Higher than 95% of 5,615 companies in 2025.
FAC Services
Middle half of the sector
80% of the sector
Micro accounts in building services and landscaping (NACE 81)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
15,979 | |
29/58 |
15,979 | |
40/41 |
4,885 | |
40 |
4,400 | |
41 |
485 | |
54/58 |
11,094 | |
| Balance sheet: equity and liabilities | ||
10/49 |
15,979 | |
10/15 |
12,007 | |
10/11 |
3,500 | |
14 |
8,507 | |
17/49 |
3,972 | |
42/48 |
3,972 | |
44 |
1,823 | |
440/4 |
1,823 | |
45 |
2,139 | |
450/3 |
2,139 | |
47/48 |
10 | |
| Income statement | ||
9900 |
11,046 | |
640/8 |
400 | |
9901 |
10,646 | |
9903 |
10,646 | |
67/77 |
2,139 | |
9904 |
8,507 | |
9905 |
8,507 | |
| Appropriation of the result | ||
9906 |
8,507 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 01-07-2026 | 2026-00230722 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 12,007 | ||
| 75.1% | ||
| 4.02 | ||
| 0.33 | ||
| 70.8% | ||
| 53.2% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on FAC Services
Debt's share of the balance-sheet total is 24.9%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 12-06-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 01-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 16-06-2025
Mandates through the years
1 name, the dashed line is todayDAEM Christophe Frédéric
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DAEM Christophe Frédéric
- Director (not named in the articles), from 12-06-2025 to date
Control
Capital
- Contribution
- €3,500
- Shares
- 100
- Contribution per share
- €35
- Equity per share
- €120 in 2025
- Source
- deed of 16-06-2025
Articles of association
deed of 16-06-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “De algemene vergadering die de bestuurder(s) benoemt bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…”“Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder., Als er slechts één bestuurder…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 17:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 16-06-2025 ↗
- DAEM Christophe Frédéric 100 shares (100%) · €3,500 in cash
Capital transactions
Capital over time
- 16-06-2025 Incorporation · €3,500 · 100 shares
- 16-06-2025 Converted to available equity · €3,500
Network & group
No group
FAC Services has no parent and no holdings in its annual accounts. DAEM Christophe Frédéric is the only director. FAC Services shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 30 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1024243487
IncorporationFounding capital of €3,500, 100 shares · Founder: DAEM Christophe Frédéric · Appointment: DAEM Christophe Frédéric (director) · published on 16-06-20256 points ▸
- Founder, DAEM Christophe Frédéric
- Founding capital, €3,500, 100 shares
- Capital, €3,500, 100 shares
- Registered office clause, Van der Schuerenstraat 30, 9400 Ninove
- Board rule, 1
- Director appointment, DAEM Christophe Frédéric (director (not named in the articles))
- The deed holds 5 more points.
First establishment FAC Services Bv, Van der Schuerenstraat 30, Ninove
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1024.243.487
- VAT number
- BE 1024.243.487
- Peppol ID
- 0208:1024243487
- Other Peppol ID
- 9925:BE1024243487
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-06-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 17:00deed of 16-06-2025 (in Dutch)
- Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
- “Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…”deed of 16-06-2025 (in Dutch)
- Peppol
- Reachable since 24-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FAC Services in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-06-2025 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- FAC Servicesdeed of 16-06-2025 (in Dutch)
Activities
NACEBEL 202581210
General cleaning of buildings main activity
43120
Site preparation
43341
Painting of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Overige reiniging van gebouwen; industriële reiniging; Bouwrijp maken van terreinen; Andere reinigingsactiviteiten; Het reinigen en…”deed of 16-06-2025 (in Dutch)
33 activities
- Overige reiniging van gebouwen; industriële reiniging
- Bouwrijp maken van terreinen
- Andere reinigingsactiviteiten
- Het reinigen en schoonmaken van roerende en onroerende goederen van welke aard ook; de behandeling, de herstelling, de verfraaiing en het onderhoud van roerende en onroerende goederen van welke aard ook
- Schilderwerken
- Mechanisch onderhoud
- Zoutstrooien
- Borstel- en veegwerken
- Algemene reiniging van gebouwen
- Aanleggen en onderhouden van tuinen, parken en het groene gedeelte van sportvelden
- Alle grond -en landbouwwerken
- Adviesverlening op het gebied van facility management en HRbeleid
- Het verlenen van adviezen van financiële, technische, commerciële of administratieve aard in de ruimste zin van het woord.
- Het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op gebied van planning, organisatie, efficiëntie en toezicht
- Het adviseren bij het opleiden van personeel, aanwerven van personeel en personeelsadministratie;
- Het organiseren van cursussen, conferenties en seminaries in verband met voorwerp van de vennootschap.
- Het geven van opleidingen in de meest ruime zin;
- Trainer-adviseur: adviesverlening, samenstellen van opleidingen en de begeleiding bij het volgen ervan en dit zowel individueel als in groep, opleidingen, workshops, enz.;
- Begeleiding bieden en advies verlenen in de meest ruime zin;
- Het voeren van het investeringsbeleid en de opvolging van de verwezenlijkte investeringen, het financiële beheer en de budgetplanning;
- Managementsactiviteiten van holdings: tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
- Het verlenen van advies van diensten met betrekking tot bedrijfsbeleid, aankoop en verkoop en administratie in de breedste zin van het woord;
- Het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten vennootschappen en het beheer van een roerend vermogen;
- In het algemeen alle handelingen stellen die geheel of gedeeltelijk, rechtstreeks of onrechtstreeks behoren tot de activiteiten van een managementvennootschap;
- Het bevorderen van de oprichting van vennootschappen door inbreng, participaties of investering.
- Het deelnemen bij wijze van inbreng, fusie, inschrijving of andere tussenkomst en het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen. Het stimuleren, de planning, de coördinatie, de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt;
- Het verwerven, het beheren, het participeren in, het exploiteren of laten exploiteren van bedrijven- en dienstencentra (business centra), en alle daarmee verwante dienstverlening zoals onder meer het ter beschikking stellen van infrastructuur onder de vorm van vergaderfaciliteiten, telefonie, internet, catering, administratieve en management ondersteuning;
- Het aanleggen, oordeelkundig uitbouwen en beheren van een roerend vermogen;
- Het verrichten van alle mogelijke activiteiten in de sector van de onroerende goederen omvattende onder meer: het optreden als bouwpromotor, alsook projectontwikkeling en projectstudie en adviesverlening, de aan- en verkoop van gronden, verkavelen, de aan- en verkoop van gebouwen, evenals de open inrichting ervan, het verhuren en ter beschikking stellen van onroerende goederen, het promoten van bouwprojecten, het commercialiseren en uitbaten van onroerend goed projecten, het toestaan van rechten van opstal of erfpacht, onroerende leasingcontracten afsluiten, en, in het algemeen, alle handelingen en verrichtingen die, geheel of gedeeltelijk, rechtstreeks of onrechtstreeks, betrekking hebben op het beheer of het productief maken voor zichzelf of voor anderen, van alle bebouwde of onbebouwde onroerende goederen;
- De vennootschap mag optreden als adviseur, bemiddelaar en coördinator van immobiliare activiteiten;
- De vennootschap mag ter verwezenlijking van haar voorwerp beroep doen op derden. In die zin behoort tot de activiteit: aanneming van bouwwerken waarbij beroep gedaan wordt op onderaannemers.
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp, rechtstreeks of onrechtstreeks, geheel of ten dele vergemakkelijken. De vennootschap kan alle roerende en onroerende zakelijke rechten verwerven zoals eigendomsrechten, vruchtgebruik, opstal of erfpachtovereenkomsten afsluiten, huurcontracten aangaan, de hiervoor vermelde rechten vervreemden, alle kredieten aangaan en daartoe de nodige waarborgen stellen, onder andere hypothecaire en in de meest ruime zin alle rechtshandelingen stellen om dit voorwerp te realiseren.
- Zij kan belangen nemen door associatie, inbreng, fusie, financiële tussenkomst of op gelijk welke andere wijze, in alle vennootschappen, verenigingen of ondernemingen met een identiek, gelijklopend of samenhangend voorwerp met het hare, of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| FAC Services Bv registered office Van der Schuerenstraat 30, 9400 Ninove | 12-06-2025 | 2.374.628.096 |
Buildings and parcels at the address
- Ground area
- 3,029 m²
- Buildings
- 298 m²
- Volume, LiDAR
- 1,477 m³
- Tallest building
- 10.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 41044A0461/00X000 | 3,029 m² | 1 · 298 m² | 10.1 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1024.243.487