Turnover
≈ €180,000 estimated
The abbreviated format states no turnover.
FAÇ-PLOMO
Overview
Lifetime
1 annual account with figurespeak €31,361 (2025)
€31,361
peak €19,956 (2025)
€19,956
peak €19,956 (2025)
€19,956
€27,524
Board2 names since 2024
1 directorLAMSSAYAH Youness
Documentsfilings and deeds
15-07-202616 days before the deadline
2025abbreviated format
Resignation: MabroukiAbderrahim (director) 14-07Appointment: Mabrouki Abderrahim (director) 21-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€7,000 100 shares
Position in the sector
€19,956
Less equity than 87% of companies in specialised construction. Sector median €250,150 · 9,975 companies.
Checked score
52
Fair
Financially stronger than 54% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 2.0%lowest value
02-2026: 2.0%● unchanged vs 01-2026
03-2026: 2.0%● unchanged vs 02-2026
04-2026: 2.5%▲ +0.5 percentage points vs 03-2026
05-2026: 2.8%▲ +0.3 percentage points vs 04-2026
06-2026: 2.8%● unchanged vs 05-2026
07-2026: 3.1%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 2.6%▼ -0.5 percentage points vs 07-2026
09-2026: 2.6%● unchanged vs 08-2026
10-2026: 2.6%● unchanged vs 09-2026
11-2026: 2.7%▲ +0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €47,480
Liquidity: current ratio 1.55, cash €578
Sector: Specialised construction activities (NACE 43)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 45% of them on solvency, 26% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as FAÇ-PLOMO has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of FAÇ-PLOMO itself is higher: 2.7% within 12 months. It rests on far more data about FAÇ-PLOMO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for FAÇ-PLOMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.55, above the usual 1.5. Short-term debt is 32.9% and cash 1.2% of total assets. However, 58% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016959183
Resignation: MabroukiAbderrahim (director)
Director discharge: MabroukiAbderrahim · General meeting of 13-03-2025 · Gazette deed
First establishment
Tivolistraat 19, Brussels
Appointment: Mabrouki Abderrahim (director)
General meeting of 13-02-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FAÇ-PLOMO Brussels | €47,480 | €31,361 | 42.0% | - |
| D&D Home Concept Anderlecht | €55,943 | €35,073 | 37.7% | - |
| WADIS Forest | €59,601 | €29,217 | 28.7% | - |
| PIPETECHPRO Steenokkerzeel | €50,836 | €32,501 | 60.2% | - |
| EWYN PRO RENOV Asse | €43,884 | €37,581 | 67.8% | - |
| N.N. CONSTRUCTION Lebbeke | €40,092 | €29,202 | 33.0% | - |
| Grondwerken Mike Uytterhoeven Heist-op-den-Berg | €54,017 | €38,016 | 52.3% | - |
These companies have the same main activity as FAÇ-PLOMO: site preparation (NACE 43120). They are comparable in size and age: total assets between €40,100 and €59,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 04-12-2024Normal situation
- Activity
- Site preparationNACE 43120and 3 others
- Establishment unit
- 2.370.480.4561020 Brussels, since 27-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 26-06-2026
Annual accounts 2025
- €31,361
- €19,956
- €19,956
- €47,480
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on FAÇ-PLOMO
The computed 12-month bankruptcy probability of FAÇ-PLOMO is 2.7% (moderate). The 2025 annual accounts show equity of €19,956 and a net result of €19,956.
Its solvency ranks better than 48% of 9,973 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 15-07-2026, 16 days before the deadline€31,361
€25,060
€19,956
€8,656
42.0%
1.55
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €120,000 and €380,000.
Balance sheet
balance sheet total €47,480 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
42.0%
Higher than 48% of 9,973 companies in 2025.
1.55
Higher than 44% of 9,836 companies in 2025.
42.0%
Higher than 95% of 9,905 companies in 2025.
FAÇ-PLOMO
Middle half of the sector
80% of the sector
Abbreviated accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
47,480 | |
21/28 |
23,200 | |
22/27 |
23,200 | |
23 |
15,200 | |
24 |
8,000 | |
29/58 |
24,280 | |
40/41 |
23,702 | |
40 |
10,051 | |
41 |
13,651 | |
54/58 |
578 | |
| Balance sheet: equity and liabilities | ||
10/49 |
47,480 | |
10/15 |
19,956 | |
10/11 |
0 | |
10 |
0 | |
100 |
7,000 | |
101 |
7,000 | |
14 |
19,956 | |
17/49 |
27,524 | |
42/48 |
15,624 | |
44 |
2,081 | |
440/4 |
2,081 | |
46 |
8,214 | |
45 |
5,330 | |
450/3 |
5,330 | |
492/3 |
11,900 | |
| Income statement | ||
9900 |
31,361 | |
630 |
5,800 | |
640/8 |
501 | |
9901 |
25,060 | |
75/76B |
301 | |
75 |
301 | |
65/66B |
75 | |
65 |
75 | |
9903 |
25,286 | |
67/77 |
5,330 | |
9904 |
19,956 | |
9905 |
19,956 | |
| Appropriation of the result | ||
9906 |
19,956 | |
| Document | ||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 15-07-2026 | 2026-00295289 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 30,860 | ||
| 25,756 | ||
| 29,000 | ||
| 8,656 | ||
| 42.0% | ||
| 1.55 | ||
| 1.38 | ||
| 100.0% | ||
| 42.0% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €29,000 |
| €5,800 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on FAÇ-PLOMO
Debt's share of the balance-sheet total is 58.0%.
Board & ownership
Board
1 director, no change since 2025Director (not named in the articles)
appointed by deed of 06-12-2024
term without a fixed end
Mandates through the years
2 names, the dashed line is todayLAMSSAYAH Youness
Director (not named in the articles)
Director (not named in the articles)
Mabrouki Abderrahim
Director
Director
BoardEarlier
Mandates as a list
- LAMSSAYAH Youness
- Director (not named in the articles), appointed by deed of 06-12-2024, still in office
- Mabrouki Abderrahim
- Director, appointed by deed of 21-02-2025, until 14-07-2025
Control
Capital
- Contribution
- €7,000
- Shares
- 100
- Contribution per share
- €70
- Equity per share
- €200 in 2025
- Source
- deed of 06-12-2024
Articles of association
deed of 06-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Organe qui procède à émission fixe ouverture et délai, offert par priorité aux actionnaires ayant déjà exercé totalité droit préférence…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 06-12-2024 ↗
- LAMSSAYAH Youness 100 shares (100%) · in cash
Network & group
No group
FAÇ-PLOMO has no parent and no holdings in its annual accounts. LAMSSAYAH Youness is the only director. FAÇ-PLOMO shares no director with another company.
Timeline
Timeline
6 events since 2024Board
Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBabbreviated format · 16 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016959183
2025
Resignation: MabroukiAbderrahim (director)Director discharge: MabroukiAbderrahim · General meeting of 13-03-20253 points ▸
- General meeting, 13-03-2025
- Director resignation, MabroukiAbderrahim
- Director discharge, MabroukiAbderrahim
First establishment Tivolistraat 19, Brussels
- General meeting, 13-02-2025
- Director appointment, Mabrouki Abderrahim
2024
IncorporationFounding capital of €7,000, 100 shares · Founder: LAMSSAYAH Youness · Appointment: LAMSSAYAH Youness (director) · published on 06-12-20244 points ▸
- Founder, LAMSSAYAH Youness
- Founding capital, €7,000, 100 shares
- Registered office clause, Rue du Tivoli 19, 1020 Bruxelles (Laeken)
- Director appointment, LAMSSAYAH Youness (director (not named in the articles))
- The deed holds 2 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
FAÇ-PLOMO was incorporated on 4 December 2024 as a private limited company by one natural person, with a starting capital of €7,000.12 LAMSSAYAH Youness is director of the company, appointed by deed of 06-12-2024.2 The company has filed annual accounts once, for financial year 2025.3
Company details
Identity
- Enterprise number
- 1016.959.183
- VAT number
- BE 1016.959.183
- Peppol ID
- 0208:1016959183
- Other Peppol ID
- 9925:BE1016959183
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-12-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 26-06-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FAÇ-PLOMO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-12-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 06-12-2024 (in French)
Activities
NACEBEL 202543120
Site preparation main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le ravalement et nettoyage de façades, le nettoyage à la vapeur, le sablage et les activités analogues concernant les parties extérieures…”deed of 06-12-2024 (in French)
25 activities
- Le ravalement et nettoyage de façades, le nettoyage à la vapeur, le sablage et les activités analogues concernant les parties extérieures des bâtiments
- Les travaux d’isolation
- La mise en œuvre dans les bâtiments ou d’autres projets de construction de matériaux d’isolation thermique, matériaux d’isolation acoustique et antivibratile
- Travaux de rejointoiement, de plâtrerie et de maçonnerie
- Application dans des bâtiments ou autres projets de construction de plâtre ou de stuc pour l’intérieur ou l’extérieur, y compris les matériaux de lattage associé
- Tous travaux de couverture, le montage de charpentes, travaux de couverture en tous matériaux, la mise en place des éléments d'évacuation des eaux de pluie, travaux d'étanchéification des murs, travaux d'étanchéification des toits et des toitures-terrasses ainsi que le traitement des murs avec des produits hydrofuges
- L'achat, la vente, la production, la fabrication, la construction, l'assemblage, la confection, la manufacture, le parachèvement, le façonnage, la transformation, le montage, l'installation, la pose, le placement, la réparation, l'entretien, la location, la représentation, et le commerce sous toutes leurs formes, y compris l'importation et l'exportation, en gros ou au détail, de tous produits, appareils, matériels, articles, matériaux (aluminium, bois, PVC,...), ouvrages, outils, machines, instruments, et fournitures généralement quelconques en toutes matières, ainsi que tous services et prestations, tout parachèvement relatif aux châssis, volets et verrières
- Toutes opérations se rapportant directement ou indirectement à l’entretien, à la rénovation, aux travaux de réparation, d’embellissement, de renouvellement et de modernisation, et à la maintenance de tous types d’ouvrages d’art, de miroiterie, de vitraux et de toutes autres matières translucides et transparentes ; de biens immeubles, maisons, appartements, entreprises et bâtiments industriels, hangars, granges, silos, et fours, et plus généralement toutes opérations se rapportant directement ou indirectement aux secteurs des travaux publics et privés et du bâtiment. La construction et l’entretien de jardins, parcs, terrains de sport, piscines, routes, chemins, clôtures et barrières
- Toutes activités d’entreprise générale, l’étude et la réalisation de tous travaux de construction, publics et privés, clé-sur-porte ou autres, l’installation et la maintenance de maçonneries, briques, ouvrages en béton, zinc,… en qualité d’entrepreneur général ou en sous-traitance, la conception et la construction de tous bâtiments et édifices, la rénovation, la démolition, la construction et la transformation de bâtiments, l’exécution de tous travaux d’installation et de réparation, de plomberie, d’électricité, de chauffage central, d’installation sanitaire, de débouchage d’égouts, hydrauliques, de terrassements, de drainage, de pose de câbles, de canalisations diverses et d’armatures métalliques, de rejointoiement, de peintures (intérieurs-extérieurs), de revêtements des murs et des sols, de façade, de plafonnage, de charpentage, de menuiserie et menuiserie métallique, de déshabillage, d’isolation acoustique, thermique et frigorifique, le nettoyage et l’entretien d’immeubles, de vitres et de bureaux, l’installation de cheminées ornementales ou autres ornementations en marbre ou en pierre, le placement de serrures et de quincaillerie du bâtiment, de portes, de châssis, de plinthes en matière plastique, la pose de parquets et de tous revêtements en bois, le ramonage de cheminées, le placement d’appareils électriques, de systèmes d’alarme et de surveillance, l’installation de systèmes de chauffage, de climatisation, de réfrigération et de ventilation, la construction de citernes, de réservoirs, de constructions métalliques, l’installation de cuisines équipées, la fabrication, l’installation et l’aménagement de stands et de foires d’expositions, le montage et démontage d’échafaudages et de plates-formes , l’entretien et le nettoyage des outils de travail en tout genre; l’installation, la construction, l’entretien et la réparation d’ascenseurs de personnes et de monte-charges
- Le montage et démontage d'échafaudages et de plates-formes de travail
- Toutes activités professionnelles se rapportant à l’électricité, ainsi que le placement, la réparation, l’entretien, la mise en réseau d’installations électriques diverses, d’appareils électriques de toute nature, d’articles de lustrerie, d’éclairage, de matériel radioélectrique, la domotique, parlophonie, vidéophonie etc.
- La conception, l’étude et/ou la réalisation d’installations électriques, de systèmes de sécurité, de vol et incendie, de contrôles d’accès, d’automatisation, de téléphonie et/ou de câblage structuré
- L’étude, la réalisation et l’installation de tableaux électriques HVAC, l’installation électrique haute, moyenne et basse tension, automation
- Toutes activités de chauffagiste dans son acception la plus large, comprenant entre autres l'achat, la vente, la réparation, le placement et l'entretien de toute installation de chauffage, de matériel de chauffage et d'aération, quelle que soit la source d'énergie ainsi que toute activité comprenant l'achat, la vente, la réparation, le placement et l'entretien de toute installation de cuisines équipées et de tuyauteries industrielles ainsi que le ramonage des cheminées
- Le commerce, la vente, la fabrication, les modifications, les entretiens en matière de climatisation, de chauffage, de tubage, de pompes à chaleur, de sondes géothermiques, de ventilation et de conditionnement d’air, de panneaux solaires et photovoltaïques, d’exploitation de la source éolienne, de protection calorifique ou d’économies d’énergie, y compris tous travaux annexes utiles ou liés à l’exercice du commerce susvisé, outre les travaux relatifs à l’utilisation du gaz, du charbon et de l’électricité
- Le commerce, la vente, la fabrication, les modifications, les entretiens d’articles sanitaires, d’appareils de chauffage et commerce de détail en poêlerie
- Toutes opérations se rapportant directement ou indirectement aux travaux d’installation, d’entretien, de rénovation, de réparation et d’amélioration, de modernisation et maintenance d’installations de chauffage, chaudières, matériel et conduites de ventilation et de climatisation, d’électricité, de zinguerie, de sanitaire et plomberie, conduites et raccordements de gaz et d’eau
- Tous travaux et missions découlant de la décoration et de l’aménagement d’intérieurs, la conception, la fabrication de pièces de mobiliers et d’objets de décoration, travaux d’étude, de consultance et toute réalisation en matière de décoration d’intérieurs
- Le commerce en gros et détails de marchandises, matériels et équipements liés à ces activités, ainsi que le commerce d’objets de décoration, tissus d’ameublement, papiers peints, peintures, articles d’ameublement
- Tous travaux d'entreprise générale de menuiserie et ébénisterie, menuiserie extérieure et intérieure, conception, production et placement de portes, fenêtres, escaliers, châssis, mobilier, décoration, stands, cuisines équipées, placards, entreprise de transformation et de restauration de meubles, par elle-même, ou en sous-traitance, ainsi que le montage de cloisons mobile, de portes de garage, de volets, de persiennes, de grillages, de grilles et le commerce de tous matériaux servant à la menuiserie en général
- La fabrication de portes et de fenêtres en métal, la fabrication de menuiseries métalliques : portes et fenêtres avec chambranles, volets, cloisons mobiles, grilles, portes de garage, etc., la forge ainsi que la production et montage de pièces forgées pour la construction, telles que rampes d'escalier, balustrades, etc.
- La pose de revêtements en bois de sols et de murs, la pose dans des bâtiments ou d’autres projets de construction de parquets, et autres revêtements de sols en bois, revêtement de cloison en bois, la pose de papiers peints et de revêtements de murs et de sols en d’autres matériaux, tous travaux de restauration de bâtiments, les autres activités de construction spéciales
- Toute activité de vitrerie ainsi que la pose de vitres, de miroirs, etc.
- La pose de vitres, de glaces
- La prestation de tout service dans le cadre de son objet
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Tivolistraat 19 registered office 1020 Brussels 2511001 Manufacture of metal structures and parts of structures | 27-02-2025 | 2.370.480.456 |
Buildings and parcels at the address
- Ground area
- 242 m²
- Buildings
- 110 m²
- Volume, LiDAR
- 1,149 m³
- Tallest building
- 14.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21815D0277/00R002 | 242 m² | 1 · 110 m² | 14.5 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1016.959.183