Summary
FAC CONSULT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,970. Equity is growing by ~7.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency100=
Growth84=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
384 d late
2023
54 d late
2022
49 d early
2021
54 d early
2020
114 d late
2019
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 80 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 78 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€27,650▲ 380%
2021 · €5,766
EBIT margin
57.7%▲ 34.6pp
2021 · 23.2%
Net result
-€750
2022 · €15,769
Working capital
€30,720▲ 105%
2021 · €14,951
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€5,766▲ 64.7%€27,650▲ 380%
Operating result€1,336▲ 11,033%€15,962▲ 1,095%-€724
Net result€1,169€15,769▲ 1,249%-€750
EBIT margin23.2%▲ 22.8pp57.7%▲ 34.6pp
Equity€14,951▲ 8.5%€30,720▲ 105%€29,970▼ 2.4%€29,970=€29,970=
Total assets€15,529▲ 9.9%€30,761▲ 98.1%€29,970▼ 2.6%€29,970=€29,970=
Debt€578▲ 66.1%€41▼ 92.9%
Working capital€14,951€30,720▲ 105%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €724 after €15,962 in 2022, the lowest result in the available series.
Key figures and ratios
Solvency
100.0%=
2024 · 100.0%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €5,766 | €27,650 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €4,071 | €11,340 | €724 | - | - | - |
| Other operating charges640/8 | €359 | €348 | - | - | - | - |
| Gross operating margin9900 | €1,695 | €16,310 | -€724 | - | - | - |
| Operating profit (loss)9901 | €1,336 | €15,962 | -€724 | - | - | - |
| Financial charges65/66B | €167 | €193 | €26 | - | - | - |
| Recurring financial charges65 | €167 | €193 | €26 | - | - | - |
| Profit (loss) for the period before taxes9903 | €1,169 | €15,769 | -€750 | - | - | - |
| Profit (loss) for the period9904 | €1,169 | €15,769 | -€750 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €1,169 | €15,769 | -€750 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €15,529 | €30,761 | €29,970 | €29,970 | €29,970 | = |
| Current assets29/58 | €15,529 | €30,761 | €29,970 | €29,970 | €29,970 | = |
| Amounts receivable within one year40/41 | €9,514 | €6,620 | €29,970 | €29,970 | €29,970 | = |
| Trade receivables40 | €4,329 | €50 | - | - | - | - |
| Other amounts receivable41 | €5,185 | €6,570 | €29,970 | €29,970 | €29,970 | = |
| Cash at bank and in hand54/58 | €6,015 | €24,141 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €15,529 | €30,761 | €29,970 | €29,970 | €29,970 | = |
| Equity10/15 | €14,951 | €30,720 | €29,970 | €29,970 | €29,970 | = |
| Contributions10/11 | €9,965 | €9,965 | €9,965 | €9,965 | €9,965 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €3,127 | €18,896 | €18,146 | €18,146 | €18,146 | = |
| Amounts payable17/49 | €578 | €41 | - | - | - | - |
| Amounts payable within one year42/48 | €578 | €41 | - | - | - | - |
| Trade debts44 | €578 | €41 | - | - | - | - |
| Suppliers440/4 | €578 | €41 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,169 | €15,769 | -€750 | - | - | - |
| Operating cash flow (approximation) | €1,169 | €15,769 | -€750 | - | - | - |
| Change in cash | - | €18,126 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 384 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €15,769 ▲1,249%
Operating result €15,962, net result €15,769, both a record.
31-12
Financial
Liquidity times 28current ratio 750.27
Current ratio from 26.87 to 750.27; short-term debt falls from €578 to €41.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1,169
Net result €1,169 after 3 loss-making years.
22-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 114 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek
Ground area
133 m²
Building footprint
82 m²
Volume, LiDAR
1,242 m³
Parcel 21906D0167/00M002, Brussels · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0167/00M002 | Brussels | 133 m² | 1 · 82 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formCoöperatieve vennootschap (oud statuut)
Founded09-12-1988
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.