FABRIMEUBLE
ActiveThe annual accounts of FABRIMEUBLE for fiscal year 2025 show a net loss of 199% of total assets and of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €14k and a net result of €-54k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 10345 sector peers (fiscal year 2025). The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency76▼-8
Growth25=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.2 against 2.91 in 2024; short-term debt: 45.4% and cash: 99.7% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
-199%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-54k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
29 d late
2023
28 d late
2022
31 d late
2021
29 d late
2020
26 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€268k▼ 14.6%
2022 · €314k
2018: €419k
2019: €433k
2020: €367k
2021: €413k
2022: €314k
2018 → 2024
EBIT margin
-24.8%▼ 26.9pp
2022 · 2.2%
2018: 3.2%
2019: 0.2%
2020: 2.8%
2021: 10.0%
2022: 2.2%
2018 → 2024
Net result
€-54k▲ 23.8%
2024 · €-70k
2018: €1k
2019: €-6k
2020: €4k
2021: €37k
2022: €4k
2023: €-9k
2024: €-70k
2018 → 2025
Working capital
€15k▼ 78.5%
2024 · €68k
2018: €146k
2019: €142k
2020: €144k
2021: €146k
2022: €146k
2023: €132k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€413k-€314k▼ 24.0%€268k
Equity€143k-€146k▲ 2.6%€138k▼ 6.0%€67k▼ 51.1%€14k▼ 79.5%
Operating result€41k-€7k▼ 83.4%€-3k€-66k▼ 1,813%€-56k▲ 16.0%
Net result€37k-€4k▼ 89.9%€-9k€-70k▼ 703%€-54k▲ 23.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €56k in 2025 against €66k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €27k
Equity
€14k▼ 79.5%
Debt
€13k▼ 71.9%
The debt ratio rises from 40.9% to 48.7%. Equity and debt are lower.
Key figures and ratios
Solvency
51.3%▼
2024 · 59.1%
Current ratio
2.20▼
2024 · 2.91
Quick ratio
2.20▲
2024 · 1.84
Debt / equity
0.95▲
2024 · 0.69
ROE
-387.9%▼
2024 · -104.3%
ROA
-199.0%▼
2024 · -61.7%
Debt
€13k▼
2024 · €47k
Debt ≤ 1 year
€12k▼
2024 · €36k
Debt > 1 year
€889▼
2024 · €4k
Income taxes
€-168▼
2024 · €423
Staff costs
€10k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€27k▼
Fixed assets21/28€10k-
Tangible fixed assets22/27€10k-
Furniture and vehicles24€10k-
Current assets29/58€104k€27k▼
Stocks and contracts in progress3€38k-
Stocks30/36€38k-
Cash at bank and in hand54/58€66k€27k▼
Deferred charges and accrued income490/1€74€74=
Equity and liabilities
Total equity and liabilities10/49€114k€27k▼
Equity10/15€67k€14k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-826€-54k▼
Amounts payable17/49€47k€13k▼
Amounts payable after more than one year17€4k€889▼
Financial debts170/4€4k€889▼
Amounts payable within one year42/48€36k€12k▼
Trade debts44€17k-
Suppliers440/4€17k-
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€446€2k▲
Remuneration and social security454/9€9k€628▼
Other amounts payable47/48€10k€10k=
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Turnover70€268k-
Goods, raw materials, services and sundry goods60/61€318k-
Remuneration, social security and pensions62€10k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€4k€4k▲
Gross operating margin9900€-49k€-42k▲
Operating profit (loss)9901€-66k€-56k▲
Financial income75/76B-€5k
Recurring financial income75-€5k
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-70k€-54k▲
Income taxes67/77€423€-168▼
Profit (loss) for the period9904€-70k€-54k▲
Profit (loss) for the period to be appropriated9905€-70k€-54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-826€-54k▼
Profit (loss) brought forward from the previous period14P€69k€-826▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
General meeting · Registered-office moveGeneral meeting · Registered-office move2 facts ▸
State Gazette act
General meeting · Registered-office move
General meeting · Registered-office move2 facts ▸
- General meeting, 2026-06-05
- Registered-office move, Rue des Renards. 26/2-6534 Gozée
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €37k ▲854%
Operating result €41k, net result €37k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-01-2024
VERMEULEN Jean-Pierre: Resigned as Manager
12-01-2024
VERMEULEN Sébastien: Resigned as Manager
06-03-2017
VERMEULEN Jean-Pol: Resigned as Managing director
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Renards(GOZ) 266534 ThuinGround area
6,888 m²
Building footprint
1,179 m²
Volume, LiDAR
4,838 m³
2 parcels, Wallonia · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SALONS VERMEULEN
since 19822.020.380.435
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52048D0063/00B038 | Wallonia | 6,117 m² | 1 · 1,038 m² | 6.2 m · 1 fl. |
| 56352A0226/00E004 | Wallonia | 771 m² | 1 · 142 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAISON FARES
BE 0647.513.107
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CLAUDIA COLLECTIONS
BE 0717.627.675
Lier · Eq €14k
GREENCAST
BE 0830.552.107
Antwerpen · Eq €14k
ALL-LEASE
BE 0511.950.954
Nieuwpoort · Eq €14k
HOJEFA
BE 0693.668.774
Mouscron · Eq €14k
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1982
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.