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FABLO

Active
Private limited companyfounded 2024active for 2 yearsLeopoldstraat 46, 2330 Merksplas, BelgiumKBO/BCE: BE 1012.857.172
Summary

FABLO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226,428 and a net result of €176,428. Its solvency ranks better than 26% of 12,678 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, abbreviated format

Equity
€226,428
Total assets
€1.5m
Net result
€176,428
Working capital
€934,581

Turnover and EBIT margin not published: the abbreviated format does not require them.

Balance-sheet composition
Assets €1.5m
Fixed assets €143,308
Current assets €1.3m
Equity and liabilities €1.5m
Equity €226,428
Debt €1.2m
Debt finances 84.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€271,029
Cash flow
€187,995
Current ratio
3.39
Quick ratio
1.73
Debt to equity
5.48
ROE
77.9%
ROA
12.0%
Interest coverage
8.14
Debt ≤ 1 year
€390,282
Debt > 1 year
€851,461
Income taxes
€49,793
Staff costs
€936,220

Peer companies

Historical observation

Of the 1,602 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 96.5% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
2.3% went bankrupt
0.9% stopped otherwise
96.5% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,602 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€1.5m
Fixed assets21/28€0.1m
Tangible fixed assets22/27€0.1m
Plant, machinery and equipment23€0.1m
Furniture and vehicles24€0.007m
Current assets29/58€1.3m
Stocks and contracts in progress3€0.6m
Stocks30/36€0.6m
Amounts receivable within one year40/41€0.3m
Trade receivables40€0.3m
Other amounts receivable41€0.06m
Cash at bank and in hand54/58€0.3m
Deferred charges and accrued income490/1€0.01m
Equity and liabilities
Total equity and liabilities10/49€1.5m
Equity10/15€0.2m
Contributions10/11€0.05m
Reserves13€0.2m
Distributable reserves133€0.2m
Amounts payable17/49€1.2m
Amounts payable after more than one year17€0.9m
Trade debts175€0.9m
Amounts payable within one year42/48€0.4m
Trade debts44€0.2m
Suppliers440/4€0.2m
Taxes, remuneration and social security45€0.2m
Taxes450/3€0.05m
Remuneration and social security454/9€0.2m
Other amounts payable47/48€0.01m
Income statement Code2025
Remuneration, social security and pensions62€0.9m
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.01m
Other operating charges640/8€0.002m
Gross operating margin9900€1.2m
Operating profit (loss)9901€0.3m
Financial income75/76B€44
Recurring financial income75€44
Financial charges65/66B€0.03m
Recurring financial charges65€0.03m
Profit (loss) for the period before taxes9903€0.2m
Income taxes67/77€0.05m
Profit (loss) for the period9904€0.2m
Profit (loss) for the period to be appropriated9905€0.2m
Appropriation of the result
Profit (loss) to be appropriated9906€0.2m
Transfer to equity691/2€0.2m
To other reserves6921€0.2m
Social balance sheet
Average headcount (FTE)908720.7

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€0.9m
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.01m
Other operating charges640/8€0.002m
Gross operating margin9900€1.2m
Operating profit (loss)9901€0.3m
Financial income75/76B€44
Recurring financial income75€44
Financial charges65/66B€0.03m
Recurring financial charges65€0.03m
Profit (loss) for the period before taxes9903€0.2m
Income taxes67/77€0.05m
Profit (loss) for the period9904€0.2m
Profit (loss) for the period to be appropriated9905€0.2m
Line2025
Assets
Total assets20/58€1.5m
Fixed assets21/28€0.1m
Tangible fixed assets22/27€0.1m
Plant, machinery and equipment23€0.1m
Furniture and vehicles24€0.007m
Current assets29/58€1.3m
Stocks and contracts in progress3€0.6m
Stocks30/36€0.6m
Amounts receivable within one year40/41€0.3m
Trade receivables40€0.3m
Other amounts receivable41€0.06m
Cash at bank and in hand54/58€0.3m
Deferred charges and accrued income490/1€0.01m
Equity and liabilities
Total equity and liabilities10/49€1.5m
Equity10/15€0.2m
Contributions10/11€0.05m
Reserves13€0.2m
Distributable reserves133€0.2m
Amounts payable17/49€1.2m
Amounts payable after more than one year17€0.9m
Trade debts175€0.9m
Amounts payable within one year42/48€0.4m
Trade debts44€0.2m
Suppliers440/4€0.2m
Taxes, remuneration and social security45€0.2m
Taxes450/3€0.05m
Remuneration and social security454/9€0.2m
Other amounts payable47/48€0.01m
Line2025
Profit (loss) for the period9904€176,428
+ Depreciation and write-downs630€11,567
Operating cash flow (approximation)€187,995

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-09-2025 abbreviated format 29-04-2026 2026-00092358

Similar companies · same sector, comparable size

Of the 10,326 active companies whose main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110), figures are known for 5,946. 4,166 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2025 · 1 entry · €160 awarded · €160 paid
Schemes
1 entry · €160 · €160 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.