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FABIENNE CAPELLE

Active
Private limited companyfounded 200719 yrs activeRue J. Severijns(BLA) 1, 7040 Quévy, BelgiumKBO/BCE: BE 0889.900.269
Summary

FABIENNE CAPELLE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €52,393 and a net result of €26,833. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+3
Solvency90▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.86 against 3.25 in 2023; short-term debt: 35% and cash: 43.6% of total assets), and 35% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
16 d early
2023
30 d late
2022
21 d late
2021
17 d late
2020
31 d late
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FABIENNE CAPELLE was incorporated on 7 June 2007.1 Total assets went from EUR 86,742 in 2018 to EUR 80,605 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€52,393▲ 22.6%
2023 · €42,750
Total assets
€80,605▲ 31.0%
2023 · €61,524
Net result
€26,833▲ 96.4%
2023 · €13,666
Working capital
€52,335▲ 24.0%
2023 · €42,197
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€26,677▲ 37.0%€48,206▲ 80.7%-€5,784€21,332€43,366▲ 103%
Net result€18,431▲ 39.6%€36,018▲ 95.4%-€7,277€13,666€26,833▲ 96.4%
Equity€45,343▲ 8.2%€66,361▲ 46.4%€44,084▼ 33.6%€42,750▼ 3.0%€52,393▲ 22.6%
Total assets€60,007▼ 9.9%€78,728▲ 31.2%€54,723▼ 30.5%€61,524▲ 12.4%€80,605▲ 31.0%
Debt€14,664▼ 40.7%€12,367▼ 15.7%€10,638▼ 14.0%€18,774▲ 76.5%€28,213▲ 50.3%
Working capital€44,520▲ 30.1%€66,337▲ 49.0%€43,036▼ 35.1%€42,197▼ 1.9%€52,335▲ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2020: €26,677€26,677Net result 2020: €18,431€18,431Operating result 2021: €48,206€48,206Net result 2021: €36,018€36,018Operating result 2022: -€5,784-€5,784Net result 2022: -€7,277-€7,277Operating result 2023: €21,332€21,332Net result 2023: €13,666€13,666Operating result 2024: €43,366€43,366Net result 2024: €26,833€26,83320202021202220232024-€20,000€0€20,000€40,000Operating result 2022: -€5,784-€5,780Net result 2022: -€7,277-€7,280Operating result 2023: €21,332€21,300Net result 2023: €13,666€13,700Operating result 2024: €43,366€43,400Net result 2024: €26,833€26,800202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 103% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €80,605
Fixed assets €58 ▼ 89.6%
Current assets €80,547 ▲ 32.1%
Equity and liabilities €80,605
Equity €52,393 ▲ 22.6%
Debt €28,213 ▲ 50.3%
Debt's share of the balance-sheet total rises from 30.5% to 35.0%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€43,861▲
2023 · €21,828
Cash flow
€27,328▲
2023 · €14,161
Current ratio
2.86▼
2023 · 3.25
Debt to equity
0.54▲
2023 · 0.44
ROE
51.2%▲
2023 · 32.0%
ROA
33.3%▲
2023 · 22.2%
Interest coverage
10.20▼
2023 · 15.81
Debt ≤ 1 year
€28,213▲
2023 · €18,774
Income taxes
€14,638▲
2023 · €8,232
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet Code20232024
Assets
Total assets20/58€61,524€80,605▲
Formation expenses20€0-
Fixed assets21/28€553€58▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€528€33▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€528€33▼
Financial fixed assets28€25€25=
Current assets29/58€60,971€80,547▲
Amounts receivable within one year40/41€46,776€34,314▼
Other amounts receivable41€46,776€34,314▼
Cash at bank and in hand54/58€3,997€35,108▲
Deferred charges and accrued income490/1€10,198€11,125▲
Equity and liabilities
Total equity and liabilities10/49€61,524€80,605▲
Equity10/15€42,750€52,393▲
Contributions10/11€6,200€6,200=
Reserves13€19,360€46,193▲
Tax-exempt reserves132€1,000€1,000=
Distributable reserves133€18,360€45,193▲
Profit (loss) carried forward14€17,190-
Amounts payable17/49€18,774€28,213▲
Amounts payable within one year42/48€18,774€28,213▲
Financial debts43€2,056€2,177▲
Credit institutions430/8€2,056€2,177▲
Trade debts44€1,475€897▼
Suppliers440/4€1,475€897▼
Taxes, remuneration and social security45€243€7,948▲
Taxes450/3€243€6,881▲
Remuneration and social security454/9-€1,066
Other amounts payable47/48€15,000€17,190▲
Income statement Code20232024
Non-recurring operating income76A-€10,904
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€495€495=
Other operating charges640/8€1,133€2,298▲
Gross operating margin9900€22,960€46,159▲
Operating profit (loss)9901€21,332€43,366▲
Financial income75/76B€1,946€2,403▲
Recurring financial income75€1,946€2,403▲
Financial charges65/66B€1,381€4,298▲
Recurring financial charges65€1,381€4,298▲
Profit (loss) for the period before taxes9903€21,898€41,471▲
Income taxes67/77€8,232€14,638▲
Profit (loss) for the period9904€13,666€26,833▲
Profit (loss) for the period to be appropriated9905€13,666€26,833▲
Appropriation of the result
Profit (loss) to be appropriated9906€45,856€44,023▼
Profit (loss) brought forward from the previous period14P€32,190€17,190▼
Transfer to equity691/2€13,666€26,833▲
To other reserves6921€13,666€26,833▲
Profit to be distributed694/7€15,000€17,190▲
Return on contributions (dividend)694€15,000€17,190▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A----€10,904-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€798€797€463€495€495=
Other operating charges640/8-€781€1,368€1,133€2,298▲ 103%
Gross operating margin9900€29,674€49,784-€3,953€22,960€46,159▲ 101%
Operating profit (loss)9901€26,677€48,206-€5,784€21,332€43,366▲ 103%
Financial income75/76B---€1,946€2,403▲ 23.5%
Recurring financial income75---€1,946€2,403▲ 23.5%
Financial charges65/66B-€1,538€1,313€1,381€4,298▲ 211%
Recurring financial charges65€1,117€1,538€1,313€1,381€4,298▲ 211%
Profit (loss) for the period before taxes9903€25,560€46,668-€7,097€21,898€41,471▲ 89.4%
Income taxes67/77€7,129€10,650€180€8,232€14,638▲ 77.8%
Profit (loss) for the period9904€18,431€36,018-€7,277€13,666€26,833▲ 96.4%
Profit (loss) for the period to be appropriated9905€18,431€36,018-€7,277€13,666€26,833▲ 96.4%
Line20202021202220232024Change
Assets
Total assets20/58€60,007€78,728€54,723€61,524€80,605▲ 31.0%
Formation expenses20---€0--
Fixed assets21/28€823€25€1,048€553€58▼ 89.6%
Intangible fixed assets21---€0€0-
Tangible fixed assets22/27€798-€1,023€528€33▼ 93.8%
Plant, machinery and equipment23---€0€0-
Furniture and vehicles24--€1,023€528€33▼ 93.8%
Financial fixed assets28€25€25€25€25€25=
Current assets29/58€59,184€78,703€53,674€60,971€80,547▲ 32.1%
Amounts receivable within one year40/41€36,564€36,552€46,937€46,776€34,314▼ 26.6%
Trade receivables40-€6,173€5,627---
Other amounts receivable41-€30,379€41,310€46,776€34,314▼ 26.6%
Cash at bank and in hand54/58€22,620€42,151€5,788€3,997€35,108▲ 778%
Deferred charges and accrued income490/1--€949€10,198€11,125▲ 9.1%
Equity and liabilities
Total equity and liabilities10/49€60,007€78,728€54,723€61,524€80,605▲ 31.0%
Equity10/15€45,343€66,361€44,084€42,750€52,393▲ 22.6%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10-€6,200----
Issued capital100-€18,600----
Uncalled capital101-€12,400----
Reserves13€5,694€5,694€5,694€19,360€46,193▲ 139%
Non-distributable reserves130/1-€1,860€1,860---
Legal reserve130-€1,860----
Reserves not available under the articles1311--€1,860---
Tax-exempt reserves132-€1,000€1,000€1,000€1,000=
Distributable reserves133-€2,834€2,834€18,360€45,193▲ 146%
Profit (loss) carried forward14€33,449€54,467€32,190€17,190--
Amounts payable17/49€14,664€12,367€10,638€18,774€28,213▲ 50.3%
Amounts payable within one year42/48€14,664€12,366€10,638€18,774€28,213▲ 50.3%
Current portion of amounts payable after more than one year42-€2,000----
Financial debts43--€1,994€2,056€2,177▲ 5.9%
Credit institutions430/8--€1,994€2,056€2,177▲ 5.9%
Trade debts44€4,761€3,216€1,194€1,475€897▼ 39.2%
Suppliers440/4-€3,216€1,194€1,475€897▼ 39.2%
Taxes, remuneration and social security45-€7,150€7,450€243€7,948▲ 3,165%
Taxes450/3-€7,150€7,150€243€6,881▲ 2,727%
Remuneration and social security454/9--€300-€1,066-
Other amounts payable47/48---€15,000€17,190▲ 14.6%
Accrued charges and deferred income492/3-€1----
Line20202021202220232024Change
Profit (loss) for the period9904€18,431€36,018-€7,277€13,666€26,833▲ 96.4%
+ Depreciation and write-downs630€798€797€463€495€495=
Operating cash flow (approximation)€19,229€36,815-€6,814€14,161€27,328▲ 93.0%
Investment in fixed assets (approximation)-€1-€1,486€0€0-
Change in cash-€19,531-€36,363-€1,791€31,111▲ 1,837%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Back to profitnet €13,666
Net result €13,666 after one loss-making year.
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial Weakest financial yearnet -€7,277
Net result drops to -€7,277, the lowest in the series; recovery starts the following year.
17-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial Highest result since 2018net €36,018 ▲95.4%
Operating result €48,206, net result €36,018, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
25-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Quévy · 1 establishment unit since 2007
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue J. Severijns(BLA) 17040 Quévy
1 establishment unit
FABIENNE CAPELLE
Rue J. Severijns(BLA) 1, 7040 QuévyNACE 85143
since 20072.383.839.633

Company details

Identification
Legal formPrivate limited company
Founded07-06-2007
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0889900269
Also 9925:BE0889900269
Registered 10-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.