FABIDI
ActiveFABIDI has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.97M and a net result of €17k. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+6
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €410k at 30 days acceptable
short-term debt: 0.1% and cash: 2.6% of total assets, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
0.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
12 d early
2023
7 d early
2022
11 d early
2021
21 d early
2020
19 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4.97M▲ 0.3%
2024 · €4.95M
2019: €7.87M
2020: €7.69M
2021: €7.74M
2022: €5.05M
2023: €4.93M
2024: €4.95M
2019 → 2025
Total assets
€4.97M▼ 0.4%
2024 · €4.99M
2019: €7.87M
2020: €7.70M
2021: €7.74M
2022: €5.50M
2023: €5.01M
2024: €4.99M
2019 → 2025
Net result
€17k▼ 25.1%
2024 · €23k
2019: €-9k
2020: €-174k
2021: €42k
2022: €48k
2023: €55k
2024: €23k
2019 → 2025
Working capital
€2.62M▲ 2.0%
2024 · €2.57M
2019: €6.72M
2020: €6.59M
2021: €5.24M
2022: €2.61M
2023: €2.51M
2024: €2.57M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7.74M-€5.05M▼ 34.8%€4.93M▼ 2.4%€4.95M▲ 0.5%€4.97M▲ 0.3%
Operating result€-51k-€-60k▼ 16.3%€-53k▲ 12.2%€-51k▲ 3.0%€-51k▲ 0.4%
Net result€42k-€48k▲ 14.0%€55k▲ 13.4%€23k▼ 58.8%€17k▼ 25.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €51k in 2025 against €51k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.97M
Fixed assets
€2.34M▼ 1.5%
Current assets
€2.63M▲ 0.5%
Equity and liabilities €4.97M
Equity
€4.97M▲ 0.3%
Debt
€5k▼ 88.1%
The debt ratio falls from 0.9% to 0.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €15k
Cash flow
€88k=
2024 · €88k
Solvency
99.9%▲
2024 · 99.1%
Debt / equity
0.00▼
2024 · 0.01
ROE
0.3%▼
2024 · 0.5%
ROA
0.3%▼
2024 · 0.5%
Interest coverage
6.35▲
2024 · 5.24
Debt
€5k▼
2024 · €45k
Debt ≤ 1 year
€5k▼
2024 · €44k
Income taxes
€3k▼
2024 · €3k
A ratio outside any meaningful range has been withheld (balance sheet total €4.97M, equity €4.97M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.99M€4.97M▼
Fixed assets21/28€2.38M€2.34M▼
Tangible fixed assets22/27€2.38M€2.34M▼
Land and buildings22€2.38M€2.34M▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€2.61M€2.63M▲
Amounts receivable within one year40/41€1.15M€1.16M▲
Trade receivables40€2k€290▼
Other amounts receivable41€1.15M€1.16M▲
Current investments50/53€1.34M€1.34M▼
Cash at bank and in hand54/58€118k€131k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€4.99M€4.97M▼
Equity10/15€4.95M€4.97M▲
Contributions10/11€6k€6k=
Reserves13€420k€437k▲
Distributable reserves133€420k€437k▲
Profit (loss) carried forward14€4.52M€4.52M=
Amounts payable17/49€45k€5k▼
Amounts payable within one year42/48€44k€5k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€382€199▼
Taxes450/3€382€199▼
Other amounts payable47/48€42k€3k▼
Accrued charges and deferred income492/3€395€694▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€71k▲
Other operating charges640/8€15k€16k▲
Gross operating margin9900€29k€36k▲
Operating profit (loss)9901€-51k€-51k▲
Financial income75/76B€79k€73k▼
Recurring financial income75€77k€73k▼
Non-recurring financial income76B€2k-
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€26k€19k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€23k€17k▼
Profit (loss) for the period to be appropriated9905€23k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.55M€4.54M▼
Profit (loss) brought forward from the previous period14P€4.52M€4.52M=
Transfer to equity691/2€23k€17k▼
To other reserves6921€23k€17k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 10current ratio 572.63
Current ratio from 59.19 to 572.63; short-term debt falls from €44k to €5k.
19-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €55k ▲13.4%
Net result €55k, the highest in the series.
30-06
Financial
Liquidity times 5current ratio 31.38
Current ratio from 6.69 to 31.38; short-term debt falls from €459k to €83k.
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-174k
Net result drops to €-174k, the lowest in the series; recovery starts the following year.
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartkom 5A3000 LeuvenGround area
5,156 m²
Building footprint
4,207 m²
Volume, LiDAR
47,284 m³
2 parcels, Flanders · tallest building 33.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
geen
since 20042.138.057.568
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A0065/00W000 | Flanders | 3,772 m² | 1 · 3,176 m² | 33.1 m · 5 fl. |
| 23082B0385/00R002 | Flanders | 1,385 m² | 1 · 1,032 m² | 11.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 11,304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2004
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:fabidibvba@gmail.com