FABECA
ActiveSummary
FABECA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €709,678 and a net result of €84,935. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 1323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-6
Solvency79▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.22 in 2024; short-term debt: 22.6% and cash: 5.3% of total assets), and 46.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
6.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
7 d late
2023
78 d late
2022
29 d late
2021
30 d late
2020
18 d late
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€709,678▲ 11.3%
2024 · €637,617
Total assets
€1.3m▼ 1.8%
2024 · €1.3m
Net result
€84,935▼ 43.7%
2024 · €150,825
Working capital
-€193,734▲ 20.4%
2024 · -€243,468
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€96,206▲ 192%€62,846▼ 34.7%€115,948▲ 84.5%€201,574▲ 73.8%€133,327▼ 33.9%
Net result€87,191above the sector's middle half▲ 113%€40,347above the sector's middle half▼ 53.7%€77,190above the sector's middle half▲ 91.3%€150,825above the sector's middle half▲ 95.4%€84,935above the sector's middle half▼ 43.7%
Equity€384,686above the sector's middle half▲ 16.0%€412,391above the sector's middle half▲ 7.2%€477,157above the sector's middle half▲ 15.7%€637,617above the sector's middle half▲ 33.6%€709,678above the sector's middle half▲ 11.3%
Total assets€1.5mabove the sector's middle half▲ 2.8%€1.5mabove the sector's middle half▼ 2.2%€1.4mabove the sector's middle half▼ 8.2%€1.3mabove the sector's middle half▼ 2.3%€1.3mabove the sector's middle half▼ 1.8%
Debt€1.2m▼ 1.0%€1.1m▼ 5.3%€901,177▼ 17.3%€679,954▼ 24.5%€585,334▼ 13.9%
Working capital-€280,189below the sector's middle half▲ 4.6%-€292,346below the sector's middle half▼ 4.3%-€269,335below the sector's middle half▲ 7.9%-€243,468below the sector's middle half▲ 9.6%-€193,734below the sector's middle half▲ 20.4%
Solvency25.1%within the sector's middle half▲ 2.9pp27.5%within the sector's middle half▲ 2.4pp34.6%within the sector's middle half▲ 7.2pp47.3%within the sector's middle half▲ 12.7pp53.7%above the sector's middle half▲ 6.3pp
Current ratio0.26within the sector's middle half▲ 0.050.28within the sector's middle half▲ 0.020.19within the sector's middle half▼ 0.080.22within the sector's middle half▲ 0.030.35within the sector's middle half▲ 0.13
Return on assets (ROA)5.7%within the sector's middle half▲ 2.9pp2.7%within the sector's middle half▼ 3.0pp5.6%within the sector's middle half▲ 2.9pp11.2%above the sector's middle half▲ 5.6pp6.4%above the sector's middle half▼ 4.8pp
Staff (FTE)2.1▼ 27.6%3.4▲ 61.9%4.4▲ 29.4%7.7▲ 75.0%8▲ 3.9%
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€1.2m ▼ 4.6%
Current assets
€105,082 ▲ 48.9%
Equity and liabilities €1.3m
Equity
€709,678 ▲ 11.3%
Provisions
€27,625 ▼ 5.0%
Debt
€585,334 ▼ 13.9%
Debt's share of the balance-sheet total falls from 50.5% to 44.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€250,847▼
2024 · €317,683
Cash flow
€202,455▼
2024 · €266,934
Quick ratio
0.35▲
2024 · 0.22
Debt to equity
0.82▼
2024 · 1.07
ROE
12.0%▼
2024 · 23.7%
Interest coverage
12.60▼
2024 · 14.56
Debt ≤ 1 year
€298,817▼
2024 · €314,049
Debt > 1 year
€281,385▼
2024 · €358,249
Income taxes
€42,840▲
2024 · €17,242
Staff costs
€182,035▼
2024 · €182,556
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €28,250 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €70,925 | €104,074 | €150,918 | €182,556 | €182,035 | ▼ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €94,371 | €112,721 | €120,796 | €116,109 | €117,519 | ▲ 1.2% |
| Other operating charges640/8 | €11,574 | €10,796 | €13,198 | €13,639 | €20,530 | ▲ 50.5% |
| Non-recurring operating charges66A | €283 | - | - | - | - | - |
| Gross operating margin9900 | €273,359 | €290,438 | €400,860 | €513,878 | €453,411 | ▼ 11.8% |
| Operating profit (loss)9901 | €96,206 | €62,846 | €115,948 | €201,574 | €133,327 | ▼ 33.9% |
| Financial income75/76B | €34,069 | €12,658 | €12,433 | €17,402 | €12,885 | ▼ 26.0% |
| Recurring financial income75 | €34,069 | €12,658 | €12,433 | €17,402 | €12,885 | ▼ 26.0% |
| Financial charges65/66B | €26,055 | €25,426 | €24,358 | €21,815 | €19,906 | ▼ 8.8% |
| Recurring financial charges65 | €26,055 | €25,426 | €24,358 | €21,815 | €19,906 | ▼ 8.8% |
| Profit (loss) for the period before taxes9903 | €104,220 | €50,078 | €104,022 | €197,160 | €126,306 | ▼ 35.9% |
| Transfer from deferred taxes780 | - | - | - | €273 | €1,468 | ▲ 438% |
| Transfer to deferred taxes680 | - | - | - | €29,366 | - | - |
| Income taxes67/77 | €17,028 | €9,732 | €26,832 | €17,242 | €42,840 | ▲ 148% |
| Profit (loss) for the period9904 | €87,191 | €40,347 | €77,190 | €150,825 | €84,935 | ▼ 43.7% |
| Transfer from tax-exempt reserves789 | - | - | - | €1,091 | €5,873 | ▲ 438% |
| Transfer to tax-exempt reserves689 | - | - | - | €117,463 | - | - |
| Profit (loss) for the period to be appropriated9905 | €87,191 | €40,347 | €77,190 | €34,453 | €90,808 | ▲ 164% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.5m | €1.4m | €1.3m | €1.3m | ▼ 1.8% |
| Fixed assets21/28 | €1.4m | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 4.6% |
| Tangible fixed assets22/27 | €1.4m | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 4.6% |
| Land and buildings22 | €1.3m | €1.3m | €1.3m | €1.2m | €1.2m | ▼ 7.6% |
| Plant, machinery and equipment23 | €17,218 | €14,354 | €14,175 | €10,768 | €7,831 | ▼ 27.3% |
| Furniture and vehicles24 | €77,077 | €56,510 | €36,906 | €18,294 | €57,435 | ▲ 214% |
| Financial fixed assets28 | €550 | €550 | €550 | €550 | €550 | = |
| Current assets29/58 | €96,783 | €112,300 | €65,145 | €70,582 | €105,082 | ▲ 48.9% |
| Stocks and contracts in progress3 | €3,662 | €3,361 | €2,615 | €1,651 | €1,535 | ▼ 7.1% |
| Stocks30/36 | €3,662 | €3,361 | €2,615 | €1,651 | €1,535 | ▼ 7.1% |
| Amounts receivable within one year40/41 | €27,124 | €41,422 | €10,603 | €31,878 | €28,876 | ▼ 9.4% |
| Trade receivables40 | €3,054 | €25,037 | €4,991 | €3,151 | €15,494 | ▲ 392% |
| Other amounts receivable41 | €24,070 | €16,386 | €5,613 | €28,727 | €13,382 | ▼ 53.4% |
| Cash at bank and in hand54/58 | €61,906 | €62,185 | €51,927 | €33,817 | €69,754 | ▲ 106% |
| Deferred charges and accrued income490/1 | €4,091 | €5,331 | - | €3,236 | €4,918 | ▲ 52.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.5m | €1.4m | €1.3m | €1.3m | ▼ 1.8% |
| Equity10/15 | €384,686 | €412,391 | €477,157 | €637,617 | €709,678 | ▲ 11.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €2,028 | €2,028 | €2,028 | €118,400 | €182,527 | ▲ 54.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €168 | €168 | €168 | €116,540 | €110,667 | ▼ 5.0% |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €71,860 | ▲ 3,763% |
| Profit (loss) carried forward14 | €241,571 | €281,917 | €359,108 | €397,901 | €418,710 | ▲ 5.2% |
| Investment grants15 | €134,887 | €122,246 | €109,821 | €115,116 | €102,241 | ▼ 11.2% |
| Provisions and deferred taxes16 | - | - | - | €29,093 | €27,625 | ▼ 5.0% |
| Deferred taxes168 | - | - | - | €29,093 | €27,625 | ▼ 5.0% |
| Amounts payable17/49 | €1.2m | €1.1m | €901,177 | €679,954 | €585,334 | ▼ 13.9% |
| Amounts payable after more than one year17 | €770,155 | €679,087 | €561,314 | €358,249 | €281,385 | ▼ 21.5% |
| Financial debts170/4 | €770,155 | €679,087 | €561,314 | €358,249 | €281,385 | ▼ 21.5% |
| Amounts payable within one year42/48 | €376,972 | €404,646 | €334,480 | €314,049 | €298,817 | ▼ 4.9% |
| Current portion of amounts payable after more than one year42 | €128,298 | €138,137 | €143,334 | €141,365 | €158,488 | ▲ 12.1% |
| Trade debts44 | €34,947 | €79,267 | €29,257 | €37,077 | €27,756 | ▼ 25.1% |
| Suppliers440/4 | €34,947 | €79,267 | €29,257 | €37,077 | €27,756 | ▼ 25.1% |
| Taxes, remuneration and social security45 | €7,746 | €12,871 | €19,513 | €23,117 | €21,887 | ▼ 5.3% |
| Taxes450/3 | €433 | €1,998 | €4,375 | €522 | €11,743 | ▲ 2,151% |
| Remuneration and social security454/9 | €7,313 | €10,873 | €15,138 | €22,595 | €10,145 | ▼ 55.1% |
| Other amounts payable47/48 | €205,980 | €174,371 | €142,376 | €112,491 | €90,686 | ▼ 19.4% |
| Accrued charges and deferred income492/3 | €3,722 | €5,687 | €5,382 | €7,656 | €5,133 | ▼ 33.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €87,191 | €40,347 | €77,190 | €150,825 | €84,935 | ▼ 43.7% |
| + Depreciation and write-downs630 | €94,371 | €112,721 | €120,796 | €116,109 | €117,519 | ▲ 1.2% |
| Operating cash flow (approximation) | €181,563 | €153,068 | €197,986 | €266,934 | €202,455 | ▼ 24.2% |
| Investment in fixed assets (approximation) | - | -€63,480 | -€44,473 | -€79,003 | -€58,991 | ▲ 25.3% |
| Change in cash | - | €279 | -€10,259 | -€18,110 | €35,937 | ▲ 298% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Highest result since 2018net €150,825 ▲95.4%
Operating result €201,574, net result €150,825, both a record.
31-12
Financial
Equity above €500,000Eq €637,617 ▲33.6%
7 profitable years in a row build equity to €637,617.
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2011
Ground area
1,313 m²
Building footprint
783 m²
Volume, LiDAR
1,084 m³
2 parcels, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LE SAINT DANIEL
since 20112.199.201.420
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57064D0133/00C010 | Wallonia | 657 m² | 1 · 564 m² | - |
| 57064B0708/00X002 | Wallonia | 655 m² | 1 · 220 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePéruwelz2.199.201.420
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Of 2,393 companies in sector 55100 we hold annual accounts for 1,517. 1,031 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43422Screed work
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836341225
Also
9925:BE0836341225
Registered
16-10-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.